Birmingham Car Insurance - Alabama
Enter your zip code below to view companies that have cheap auto insurance rates.
How much is car insurance in Alabama?
The average rate for car insurance in Alabama is $717 per year, or $60 per month, for a minimum liability policy.
How much is car insurance a month normally?
The national average cost of car insurance is $1,592 per year, according to NerdWallet's 2021 rate analysis. That works out to an average car insurance rate of about $133 per month. But that's just for a good driver with good credit u2014 rates vary widely depending on your history.
How much does car insurance cost 2020?
The average cost of car insurance in the United States is $2,388 per year or $199 per month, according to data from nearly 100,000 policyholders from Savvy. The state you live in, the level of coverage you'd like to have, and your gender, age, credit history, and driving history will be all factor into your premium.
How much is teenage car insurance per month?
Car insurance for teens is expensive. Here's what it costs, plus why it costs so much and how you can lower your rates. Teenagers pay an average of $371 a month for an individual car insurance policy, while parents who add a teen driver to their policy can expect to pay an extra $167 a month.
Birmingham Cheapest Companies
| Cheapest Companies | Quotes |
|---|---|
State Farm | $100/mo |
Allstate | $100/mo |
GEICO | $114/mo |
Travelers | $126/mo |
The General | $198/mo |
Around Cities
Alabama Cities | |
|---|---|
| Montgomery | $136/mo |
| Mobile | $136/mo |
| Huntsville | $129/mo |
| Tuscaloosa | $136/mo |
| Birmingham | $153/mo |
| Alabama | $137/mo |
Birmingham Best Companies
| Best Companies | Score ? | Quotes ? |
|---|---|---|
Nationwide | 89 | $193/mo |
American Family | 89 | $229/mo |
Safeco | 86 | $179/mo |
Liberty Mutual | 82 | $325/mo |
Travelers | 80 | $146/mo |
Birmingham Drivers by Age
| Driver Age | Avg. Monthly Cost |
|---|---|
| teens | $505 |
| 20s | $285 |
| 30s | $208 |
| 40s | $255 |
| 50s | $211 |
| 60s | $207 |
| 70s | $234 |
| 80s | $246 |
Driving History
| Driving History | Avg. Monthly Cost |
|---|---|
| No Violation | $223 |
| Speeding Ticket | $280 |
| At-Fault Accident | $300 |
| Failure to Stop for Red Light / Stop Sign | $264 |
Birmingham Scores
| Credit Tie | Avg. Monthly Cost |
|---|---|
| Excellent | $189 |
| Good | $227 |
| Average | $244 |
| Poor | $248 |
Birmingham Ratings
| Cities with Most DUIs Rank | #21 |
| Cities with Most Moving Violations Rank | #28 |
| Most Popular Car in state | Nissan Altima |
| Cities with Most Speeding Tickets Rank | #23 |
| Cities with Most Suspended Licenses Rank | #14 |
Averages
| Birmingham Average (annual) | Alabama Average | U.S. Average |
| $1643 | $1457 | $1565 |
Group by Genders
| Gender/Marital Status | Average Yearly Rate |
| Female | $1658 |
| Male | $1641 |
| Single | $1539 |
| Married | $1542 |
| Divorced | $1656 |
| Widowed | $1628 |
Violations
| Incident/Violation | Average Annual Rate |
| DWI/DUI | $2692 |
| Reckless Driving | $2650 |
| $1011 | $2225 |
| $2011 | $2395 |
| Speeding Ticket (16-20 mph over speed limit) | $1932 |
Birmingham Zipcodes
- 35201
- 35202
- 35203
- 35204
- 35205
- 35206
- 35207
- 35208
- 35209
- 35210
- 35211
- 35212
- 35213
- 35214
- 35215
- 35216
- 35217
- 35218
- 35219
- 35220
- 35221
- 35222
- 35223
- 35224
- 35225
- 35226
- 35228
- 35229
- 35230
- 35231
- 35232
- 35233
- 35234
- 35235
- 35236
- 35237
- 35238
- 35240
- 35242
- 35243
- 35244
- 35245
- 35246
- 35249
- 35253
- 35254
- 35255
- 35259
- 35260
- 35261
- 35263
- 35266
- 35277
- 35278
- 35279
- 35280
- 35281
- 35282
- 35283
- 35285
- 35286
- 35287
- 35288
- 35289
- 35290
- 35291
- 35292
- 35293
- 35294
- 35295
- 35296
- 35297
- 35298
- 35299
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Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
