Surprise Car Insurance - Arizona
Enter your zip code below to view companies that have cheap auto insurance rates.
How much is car insurance a month normally?
The national average cost of car insurance is $1,592 per year, according to NerdWallet's 2021 rate analysis. That works out to an average car insurance rate of about $133 per month. But that's just for a good driver with good credit u2014 rates vary widely depending on your history.
How much does it cost to fully insure a car?
The national average cost of full coverage car insurance in the U.S. is $1,674 a year or $139.50 per month. Americans spend about 2.44% of their household income on car insurance every year.
Is it cheaper to put pleasure on car insurance?
Pleasure use car insurance is slightly less expensive than commuter coverage, at an average of $1,427 per year for auto insurance versus a commuter vehicle's $1,438. See below the companies offering the cheapest rates for pleasure use and commuter car insurance.
Surprise Cheapest Companies
| Cheapest Companies | Quotes |
|---|---|
State Farm | $53/mo |
GEICO | $97/mo |
Allstate | $103/mo |
Travelers | $127/mo |
American Family | $198/mo |
Around Cities
Arizona Cities | |
|---|---|
| Phoenix | $196/mo |
| Tucson | $148/mo |
| Mesa | $163/mo |
| Chandler | $142/mo |
| Surprise | $130/mo |
| Arizona | $158/mo |
Surprise Best Companies
Arizona Cities | |
|---|---|
| Phoenix | $198/mo |
| Tucson | $149/mo |
| Mesa | $164/mo |
| Chandler | $142/mo |
| Surprise | $131/mo |
| Arizona | $157/mo |
Age Group
| Age tier | Average Annual Rate |
| Teenagers | $6390 |
| 20s | $2047 |
| 30s | $1505 |
| 40s | $1481 |
| 50s | $1381 |
| 60s | $1431 |
| 70s | $1833 |
Credit Scores
| Credit Level | Average Rate (annual) |
| Very Poor | $3420 |
| Fair | $1889 |
| Good | $1532 |
| Very Good | $1401 |
| Exceptional | $1244 |
Surprise Ratings
| Cities with Most DUIs Rank | #25 |
| Cities with Most Moving Violations Rank | #35 |
| Most Popular Car in state | Ford F-Series Pickup |
| Cities with Most Speeding Tickets Rank | #28 |
| Cities with Most Suspended Licenses Rank | #17 |
Averages
| Surprise Average (annual) | Arizona Average | United States Average |
| $1541 | $1469 | $1563 |
Group by Genders
| Marital Status/Gender | Average Yearly Rate |
| Female | $1563 |
| Male | $1532 |
| Single | $1406 |
| Married | $1411 |
| Divorced | $1537 |
| Widowed | $1474 |
Surprise Zipcodes
- 85374
- 85378
- 85379
- 85387
- 85388
Other cities of same state
Other cities from different states
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
Compare Rates and Save
Find companies with the cheapest rates in your area
Discounts are estimated and may not be available from every company or in every state.
