Tempe Car Insurance - Arizona
Enter your zip code below to view companies that have cheap auto insurance rates.
For persons who live in Tempe, not possessing auto insurance coverage is a luxury they can't bear. Towns are known for for having a record amount of car mishaps. Therefore, having automobile insurance is probably a great suggestion which would certainly work out in your favor. This is especially true in the event you're the individual who is guilty or the other party doesn't own auto insurance.
There are various reasons why as a auto owner living in Tempe, procuring car insurance coverage is crucial. Tempe is densely crowded and has a large population concentration. According to the most recent census, there are 1787 persons per square kilometer and 185,038 persons in full
Below is a comprehensive analysis of the racial or ethnic profile of Tempe:
- Caucasian (68.7 percent)
- African American (6.5percent)
- Asian (7.9%)
- Native Americans and Alaskans (2.4percent)
- Bi- or Multi-racial (4percent)
- Others (10%)
In Tempe, the gender break down stands as such:
- Male (52.7%)
- Female ([femalepercent])
They also counted the percentage of persons that are married and the median age of the population, which stood at 30.4% and 28.8 years old respectively.
Residing in Tempe means there is a high risk that you may be involved in a vehicular crash. Obviously, with such a large population concentration there's bound to be a large amount of cars on the street. This consequently increases the chance that you will be involved in a car crash.
Insurance coverage, unfortunately, isn't a free service. Some persons assume that the likelihood of them being involved car accident is not high because they are cautious motorists. They therefore do not think they have to pay expensive monthly or annual premiums. They don't realize that they will have to pay more money in the event an collision was to occur.
Your pocket might be in real peril if you do not have automobile coverage. In the event that an auto crash happens and you are at-fault, you will be required to shoulder the burden of repairing the rides of both parties.
The situation may be even more serious if the other automobile is carrying multiple riders. In this situation, you will be required to pay for all their hospital treatments and other bills such as disability.
Since Tempe has a median family size of 3.14, this is more probable to occur than you think. This means if a car accident was to occur, you are likely to pay for the medical costs of 3.14 people. You will need to bear their disability payments too if the harm done to them is dire enough to keep them from going to work.
The average salary in Tempe is $51829. That is quite a steep price to bear. Especially since 21.8% have six-figure salaries!
Property destruction due to an automobile accident is another important issue. In an urban area where the average property cost is $235701 that is a very steep price to bear.
Even paying for leased property is quite a problem. The median rent paid by individuals inhabiting Tempe as stated by a 2017 study was $1062.
Even if you are a vigilant motorist, that does not assure that that you will never be involved in an automobile accident. Other motorists may be careless and crash into your car. You have no reason to fret about this if you have full insurance coverage.
Another problem may be that the at-fault driver may be unemployed. As stated by a analysis carried out in 2017 in Tempe, {unemployment_rate]% are unemployed and conversely {labor_force_participation]% have jobs. The same 2017 analysis revealed that 43.6% have college degrees.
Recent surveys show that if you do not have car insurance you can actually end up paying more cash than you would have if you had been protected. Insuring your car may go a long way in preventing you from going bankrupt in the event that you are involved in a automobile crash.
Something that is {peculiar about vehicle insurance coverage is the fact that you pay less on your monthly or yearly payments if you are a cautious mororist. Adding safety devices in your car such as GPS can go a long way in reducing your installments. This is because your insurance company will believe that you are less of a liability. Global Positioning System lets your insurance coverage company know your exact location as -111.9318 (longitude) and 33.3881 (latitude), this proves that you do not leave your car in risky places.
To stop any of the above from happening, especially as a driver in Tempe, it will be smart to buy automobile insurance coverage. Getting excellent deals is easier during business hours, so search for insurance deals now during America/Phoenix business hours.
Tempe Cheapest Companies
| Cheapest Companies | Quotes |
|---|---|
State Farm | $70/mo |
Allstate | $118/mo |
Travelers | $132/mo |
The General | $195/mo |
Liberty Mutual | $205/mo |
Around Cities
Arizona Cities | |
|---|---|
| Phoenix | $198/mo |
| Tucson | $149/mo |
| Mesa | $164/mo |
| Chandler | $142/mo |
| Tempe | $157/mo |
| Arizona | $162/mo |
Tempe Best Companies
Arizona Cities | |
|---|---|
| Phoenix | $195/mo |
| Tucson | $148/mo |
| Mesa | $164/mo |
| Chandler | $142/mo |
| Tempe | $156/mo |
| Arizona | $162/mo |
Age Group
| Age bracket | Average Yearly Rate |
| Teenagers | $6723 |
| 20s | $2146 |
| 30s | $1554 |
| 40s | $1521 |
| 50s | $1412 |
| 60s | $1479 |
| 70s | $1892 |
Credit Scores
| Credit Tier | Average Annual Rate |
| Very Poor | $3592 |
| Fair | $1936 |
| Good | $1593 |
| Very Good | $1451 |
| Exceptional | $1278 |
Tempe Ratings
| Cities with Most DUIs Rank | #19 |
| Cities with Most Moving Violations Rank | #5 |
| Most Popular Car in state | Honda Civic |
| Cities with Most Speeding Tickets Rank | #8 |
| Cities with Most Suspended Licenses Rank | #7 |
Averages
| Tempe Average (annual) | Arizona Average | U.S. Average |
| $1588 | $1472 | $1545 |
Group by Genders
| Gender/Marital Status | Average Yearly Rate |
| Female | $1634 |
| Male | $1595 |
| Single | $1474 |
| Married | $1477 |
| Divorced | $1597 |
| Widowed | $1515 |
Violations
| Incident | Average Annual Rate |
| DWI/DUI | $2433 |
| Reckless Driving | $2325 |
| $1004 | $2017 |
| $2006 | $2343 |
| Speeding Ticket (16-20 mph over speed limit) | $2029 |
Tempe Zipcodes
- 85280
- 85281
- 85282
- 85283
- 85284
- 85285
- 85287
- 85289
Other cities of same state
Other cities from different states
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
Compare Rates and Save
Find companies with the cheapest rates in your area
Discounts are estimated and may not be available from every company or in every state.
