BMW M5 Insurance Rates
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How much does it cost to insure a BMW M5?
If you wanted to ensure your BMW M5, you'd be faced with some pretty hefty premiums. So let's try and figure out how much it would cost to insure the king of the performance saloons.
Is insurance high on a BMW?
BMW drivers are insuring their cars for an average of u00a3160 a month, according to new research.
Is BMW or Mercedes cheaper to insure?
The average cost of car insurance across the UK is u00a3841 a year, making it a significant household expense. But some cars are more costly to insure than others.
BMW M5 Trims Available
| BMW M5 Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| Rear Entertainment Sedan | $2587 | $1296 | $218 |
| Sedan | $2572 | $1288 | $214 |
| Competition Sedan | $2651 | $1325 | $220 |
| Competition Rear Entertainment Sedan | $2667 | $1342 | $225 |
Model by Year
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2016 BMW M5 | $418 | $862 | $444 | $1885 |
| 2015 BMW M5 | $401 | $800 | $453 | $1798 |
| 2014 BMW M5 | $387 | $751 | $457 | $1762 |
| 2013 BMW M5 | $371 | $681 | $465 | $1660 |
| 2010 BMW M5 | $323 | $549 | $479 | $1515 |
| 2009 BMW M5 | $298 | $508 | $477 | $1435 |
| 2008 BMW M5 | $289 | $461 | $479 | $1389 |
| 2007 BMW M5 | $270 | $423 | $473 | $1329 |
| 2006 BMW M5 | $253 | $378 | $477 | $1282 |
| 2003 BMW M5 | $238 | $322 | $450 | $1179 |
| 2002 BMW M5 | $219 | $301 | $446 | $1129 |
| 2001 BMW M5 | $211 | $285 | $447 | $1092 |
Cost by Driver Age and Deductibles
| Driver Age | Deductible | Annual Cost | Monthly Cost |
|---|---|---|---|
| 20 | $1002 | $4338 | $358 |
| $498 | $5194 | $438 | |
| $252 | $6171 | $513 | |
| 30 | $1014 | $2271 | $192 |
| $499 | $2808 | $233 | |
| $250 | $3321 | $277 | |
| 40 | $1012 | $2175 | $180 |
| $501 | $2640 | $219 | |
| $249 | $3083 | $261 | |
| 50 | $1008 | $1952 | $163 |
| $506 | $2392 | $200 | |
| $250 | $2802 | $236 | |
| 60 | $1002 | $1951 | $163 |
| $506 | $2346 | $195 | |
| $252 | $2767 | $231 |
Cost by State
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1710 | $182 | -9.7% |
| Alaska | $1451 | $440 | -23.5% |
| Arizona | $1572 | $319 | -17.1% |
| Arkansas | $1891 | -$0 | 0.0% |
| California | $2156 | $264 | 14.1% |
| Colorado | $1807 | $85 | -4.5% |
| Connecticut | $1946 | $55 | 2.9% |
| Delaware | $2140 | $248 | 13.2% |
| Florida | $2366 | $474 | 25.3% |
| Georgia | $1746 | $145 | -7.8% |
| Hawaii | $1361 | $531 | -28.4% |
| Idaho | $1280 | $612 | -32.6% |
| Illinois | $1409 | $482 | -25.7% |
| Indiana | $1425 | $466 | -24.9% |
| Iowa | $1276 | $616 | -32.9% |
| Kansas | $1797 | $95 | -5.0% |
| Kentucky | $2580 | $688 | 36.7% |
| Louisiana | $2800 | $908 | 48.4% |
| Maine | $1167 | $725 | -38.7% |
| Maryland | $1562 | $329 | -17.6% |
| Massachusetts | $1514 | $377 | -20.2% |
| Michigan | $3286 | $1395 | 74.4% |
| Minnesota | $1583 | $309 | -16.5% |
| Mississippi | $2267 | $375 | 20.1% |
| Missouri | $1679 | $212 | -11.3% |
| Montana | $2033 | $141 | 7.6% |
| Nebraska | $1492 | $400 | -21.3% |
| Nevada | $2267 | $375 | 20.1% |
| New Hampshire | $1363 | $529 | -28.3% |
| New Jersey | $2113 | $222 | 11.8% |
| New Mexico | $1675 | $216 | -11.5% |
| New York | $1992 | $101 | 5.3% |
| North Carolina | $1088 | $803 | -42.9% |
| North Dakota | $1548 | $343 | -18.3% |
| Ohio | $1308 | $583 | -31.1% |
| Oklahoma | $1942 | $50 | 2.7% |
| Oregon | $1734 | $157 | -8.4% |
| Pennsylvania | $1805 | $87 | -4.6% |
| Rhode Island | $2523 | $632 | 33.7% |
| South Carolina | $1712 | $180 | -9.6% |
| South Dakota | $1599 | $293 | -15.6% |
| Tennessee | $1657 | $234 | -12.5% |
| Texas | $2279 | $388 | 20.7% |
| Utah | $1401 | $491 | -26.1% |
| Vermont | $1294 | $598 | -31.9% |
| Virginia | $1134 | $757 | -40.4% |
| Washington | $1463 | $428 | -22.8% |
| West Virginia | $1734 | $157 | -8.4% |
| Wisconsin | $1308 | $583 | -31.1% |
| Wyoming | $1686 | $206 | -11.0% |
Other BMW models
Other styles
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
