Sacramento Car Insurance - California
Enter your zip code below to view companies that have cheap auto insurance rates.
Is car insurance expensive in Sacramento?
According to the California Department of Insurance, the average monthly premium for a ''Liability Only'' auto insurance policy in Sacramento is $105.58. This represents a 10% increase over last year when it was 93.99 per month on average. The average annual mileage driven in the city is almost 23,000 miles per year, according to official government figures, which makes it one of the most congested cities in California with respect to this factor.
How much is car insurance per month in California?
About $113. I've had my license since I was 18, about five years now, and have been driving for about 3-4 months. I'm 21 now but will be 22 when my insurance bill comes up next time (i get paid weekly). My car is an old 98 Nissan Sentra.
How much is car insurance a month normally?
Car insurance premiums vary widely depending on what you're insured for, your age, location, and several other factors.
How much is insurance for a $1000 car?
There is no such thing as ''cheap'' cheap auto insurance. Some carriers might offer
Sacramento Cheapest Companies
| Cheapest Companies | Quotes |
|---|---|
GEICO | $80/mo |
State Farm | $88/mo |
Nationwide | $141/mo |
Mercury | $143/mo |
Around Cities
California Cities | |
|---|---|
| Los Angeles | $151/mo |
| San Diego | $101/mo |
| San Jose | $101/mo |
| San Francisco | $133/mo |
| Sacramento | $113/mo |
| California | $119/mo |
Sacramento Best Companies
| Best Companies | Score ? | Quotes ? |
|---|---|---|
Clearcover | 97 | $133/mo |
Mercury | 81 | $183/mo |
Travelers | 80 | $157/mo |
21st Century | 80 | $157/mo |
National General | 58 | $193/mo |
Sacramento Drivers by Age
| Driver Age | Avg. Monthly Cost |
|---|---|
| teens | $364 |
| 20s | $280 |
| 30s | $191 |
| 40s | $208 |
| 50s | $242 |
| 60s | $160 |
| 70s | $203 |
| 80s | $215 |
Driving History
| Driving History | Avg. Monthly Cost |
|---|---|
| No Violation | $215 |
| Speeding Ticket | $233 |
| At-Fault Accident | $256 |
| Failure to Stop for Red Light / Stop Sign | $317 |
Sacramento Scores
| Credit Tie | Avg. Monthly Cost |
|---|---|
| Excellent | $221 |
| Good | $184 |
| Average | $176 |
| Poor | $205 |
Sacramento Ratings
| Cities with Most DUIs Rank | #68 |
| Cities with Most Moving Violations Rank | #29 |
| Most Popular Car in state | Honda Accord |
| Cities with Most Speeding Tickets Rank | #67 |
| Cities with Most Suspended Licenses Rank | #13 |
Averages
| Sacramento Average (annual) | California Average | United States Average |
| $2118 | $1893 | $1569 |
Group by Genders
| Marital Status/Gender | Average Yearly Rate |
| Female | $2129 |
| Male | $2139 |
| Single | $2051 |
| Married | $2054 |
| Divorced | $2128 |
| Widowed | $2057 |
Sacramento Info
| Major Highways | I-5,I-80,U.S. 50 |
| Public Transit | RT Bus,RT Light Rail, |
| Ridesharing | Uber in Sacramento,Lyft in Sacramento, |
Sacramento Zipcodes
- 94203
- 94204
- 94205
- 94206
- 94207
- 94208
- 94209
- 94211
- 94229
- 94230
- 94232
- 94234
- 94235
- 94236
- 94237
- 94239
- 94240
- 94244
- 94245
- 94246
- 94247
- 94248
- 94249
- 94250
- 94252
- 94254
- 94256
- 94257
- 94258
- 94259
- 94261
- 94262
- 94263
- 94267
- 94268
- 94269
- 94271
- 94273
- 94274
- 94277
- 94278
- 94279
- 94280
- 94282
- 94283
- 94284
- 94285
- 94286
- 94287
- 94288
- 94289
- 94290
- 94291
- 94293
- 94294
- 94295
- 94296
- 94297
- 94298
- 94299
- 95811
- 95812
- 95813
- 95814
- 95815
- 95816
- 95817
- 95818
- 95819
- 95820
- 95821
- 95822
- 95823
- 95824
- 95825
- 95826
- 95827
- 95828
- 95829
- 95830
- 95831
- 95832
- 95833
- 95834
- 95835
- 95836
- 95837
- 95838
- 95840
- 95841
- 95842
- 95851
- 95852
- 95853
- 95860
- 95864
- 95865
- 95866
- 95867
- 95887
- 95894
- 95899
Other cities of same state
Other cities from different states
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
