Chevrolet Colorado Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Do I need Colorado car insurance?
Colorado has a ''no-fault'' law, which means that all parties involved in an accident must be covered by their own insurance companies. No matter whose fault it was, everyone will file claims through their own provider and take care of medical expenses as well as property damage up to the limits of their policy.
Is car insurance in Colorado expensive?
Colorado has the 13th highest car insurance rate in the United States, averaging $1,231. That figure is based on a survey of quotes from six major companies for 30-year old men and women across 45 cities to find the cheapest rates. This data is from January 2011 and was analyzed by The Zebra, an online site that helps consumers compare car insurance prices.
Are Chevy expensive to insure?
The average rate for Chevrolet insureds is $1,293 per year, slightly cheaper than the state average of about $1,400. However, this doesn't necessarily translate into a simple yes or nou2014underwriting factors make all the difference with insurance companies.
Chevrolet Colorado Trims Available
| Chevrolet Colorado Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| WT Crew Cab 4WD | $1080 | $534 | $89 |
| LT Extended Cab 4WD | $1065 | $532 | $89 |
| WT Extended Cab 4WD | $1069 | $540 | $89 |
| LT Crew Cab 4WD | $1127 | $559 | $93 |
| Z71 Extended Cab 4WD | $1246 | $624 | $105 |
| Extended Cab 2WD | $1271 | $629 | $106 |
| Z71 Crew Cab 4WD | $1297 | $647 | $109 |
| WT Extended Cab 2WD | $1305 | $655 | $110 |
| ZR2 Crew Cab 4WD | $1347 | $673 | $112 |
| ZR2 Extended Cab 4WD | $1345 | $668 | $112 |
| LT Extended Cab 2WD | $1357 | $676 | $113 |
| WT Crew Cab 2WD | $1366 | $677 | $114 |
| LT Crew Cab 2WD | $1398 | $696 | $116 |
| Z71 Crew Cab 2WD | $1488 | $741 | $124 |
| Z71 Extended Cab 2WD | $1485 | $752 | $125 |
Model by Year
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Chevrolet Colorado | $242 | $423 | $392 | $1212 |
| 2019 Chevrolet Colorado | $231 | $417 | $400 | $1209 |
| 2018 Chevrolet Colorado | $226 | $414 | $417 | $1206 |
| 2017 Chevrolet Colorado | $219 | $395 | $432 | $1208 |
| 2016 Chevrolet Colorado | $206 | $378 | $448 | $1181 |
| 2015 Chevrolet Colorado | $196 | $349 | $451 | $1167 |
| 2012 Chevrolet Colorado | $170 | $272 | $458 | $1054 |
| 2011 Chevrolet Colorado | $163 | $255 | $470 | $1033 |
| 2010 Chevrolet Colorado | $158 | $241 | $476 | $1032 |
| 2009 Chevrolet Colorado | $148 | $222 | $472 | $995 |
| 2008 Chevrolet Colorado | $145 | $202 | $481 | $992 |
| 2007 Chevrolet Colorado | $135 | $185 | $477 | $961 |
| 2006 Chevrolet Colorado | $127 | $166 | $476 | $931 |
| 2005 Chevrolet Colorado | $123 | $149 | $466 | $896 |
| 2004 Chevrolet Colorado | $121 | $147 | $461 | $890 |
Cost by Driver Age and Deductibles
| Driver Age | Deductible | Annual Cost | Monthly Cost |
|---|---|---|---|
| 20 | $1010 | $2198 | $182 |
| $505 | $2560 | $213 | |
| $250 | $2956 | $248 | |
| 30 | $998 | $1152 | $95 |
| $505 | $1358 | $113 | |
| $250 | $1579 | $132 | |
| 40 | $998 | $1093 | $91 |
| $506 | $1292 | $107 | |
| $253 | $1512 | $127 | |
| 50 | $1002 | $998 | $84 |
| $501 | $1168 | $98 | |
| $253 | $1354 | $114 | |
| 60 | $996 | $989 | $83 |
| $499 | $1162 | $97 | |
| $252 | $1332 | $112 |
Cost by State
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1105 | $119 | -9.8% |
| Alaska | $937 | $287 | -23.6% |
| Arizona | $1016 | $208 | -17.2% |
| Arkansas | $1224 | -$0 | 0.0% |
| California | $1394 | $170 | 14.0% |
| Colorado | $1168 | $57 | -4.6% |
| Connecticut | $1256 | $32 | 2.6% |
| Delaware | $1386 | $162 | 13.3% |
| Florida | $1531 | $307 | 25.4% |
| Georgia | $1129 | $95 | -7.9% |
| Hawaii | $879 | $345 | -28.5% |
| Idaho | $828 | $396 | -32.6% |
| Illinois | $911 | $313 | -25.9% |
| Indiana | $921 | $303 | -25.0% |
| Iowa | $826 | $398 | -32.8% |
| Kansas | $1164 | $61 | -5.1% |
| Kentucky | $1669 | $444 | 36.7% |
| Louisiana | $1812 | $588 | 48.5% |
| Maine | $753 | $471 | -38.8% |
| Maryland | $1010 | $214 | -17.7% |
| Massachusetts | $978 | $246 | -20.3% |
| Michigan | $2127 | $903 | 74.5% |
| Minnesota | $1022 | $202 | -16.7% |
| Mississippi | $1465 | $240 | 19.8% |
| Missouri | $1085 | $139 | -11.5% |
| Montana | $1313 | $89 | 7.4% |
| Nebraska | $966 | $259 | -21.3% |
| Nevada | $1469 | $244 | 20.2% |
| New Hampshire | $881 | $343 | -28.4% |
| New Jersey | $1368 | $143 | 11.8% |
| New Mexico | $1085 | $139 | -11.5% |
| New York | $1289 | $65 | 5.4% |
| North Carolina | $703 | $521 | -43.0% |
| North Dakota | $1002 | $222 | -18.4% |
| Ohio | $844 | $380 | -31.3% |
| Oklahoma | $1256 | $32 | 2.6% |
| Oregon | $1121 | $103 | -8.5% |
| Pennsylvania | $1168 | $57 | -4.6% |
| Rhode Island | $1632 | $408 | 33.6% |
| South Carolina | $1109 | $115 | -9.5% |
| South Dakota | $1032 | $192 | -15.9% |
| Tennessee | $1073 | $152 | -12.5% |
| Texas | $1475 | $250 | 20.7% |
| Utah | $905 | $319 | -26.4% |
| Vermont | $836 | $388 | -32.0% |
| Virginia | $731 | $493 | -40.7% |
| Washington | $945 | $279 | -23.0% |
| West Virginia | $1121 | $103 | -8.5% |
| Wisconsin | $848 | $376 | -31.0% |
| Wyoming | $1091 | $133 | -11.0% |
Other Chevrolet models
Other styles
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
