Chevrolet Cruze Insurance Rates
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Is a Chevy Cruze expensive to insure?
A Chevy Cruze is a vehicle that is not typically known as one of the most expensive vehicles to insure. In fact, it's quite the opposite - many models are actually cheaper to insure than other cars in their class.
Are Chevy expensive to insure?
Chevy cars are often associated with risk-taking, young drivers, and fast speeds. Like most other carmakers, Chevy is involved in many accidents each year. But where does it rank on the list of expensive makes to insure? According to ratings recently released by insuranceQuotes.com, out of the ten most expensive brands to insure, Chevrolet topped six of them! The most common model listed was the Corvette C6, with an average premium of $5,239 per year.
Why is Chevy Cruze a bad car?
There are a few factors that contribute to this, but it's mostly due to the fact that the car doesn't age well. This means repairs on your Chevrolet Cruze will add up quickly, and you may have trouble finding parts for your vehicle, which could mean more expenses down the road. In addition to the high cost of maintaining a new vehicle, you will also face higher insurance premiums when driving a low-quality car such as this. On top of all of these factors, it is worth mentioning that there have been many recalls made by General Motors regarding safety concerns or defects with their vehicles over the past couple of years.
Is Chevrolet Cruze expensive to maintain?
GM announced the Chevy Cruze to be their most efficient global vehicle. That means they are very proud of it and are expecting many buyers in 2013 due to this fact alone. We will see how long they're able to keep that record for the U.S.,
![Chevrolet Cruze](https://www.zecoverage.com/images/models/1591219834-1280px-2017_Chevrolet_Cruze_LT_front_5.26.18.jpg)
![Chevrolet Cruze](https://www.zecoverage.com/images/models/1591219835-1024px-2017_Chevrolet_Cruze_LT_front_5.26.18.jpg)
Chevrolet Cruze Trims Available
Chevrolet Cruze Trim Level | Annual Policy | 6-month Policy | Per Month |
---|---|---|---|
L Sedan | $1497 | $747 | $126 |
LS Hatchback | $1557 | $767 | $129 |
LS Sedan | $1559 | $776 | $129 |
LT Sedan | $1578 | $787 | $132 |
LT Hatchback | $1642 | $812 | $135 |
Premier Sedan | $1621 | $814 | $136 |
Diesel Hatchback | $1660 | $844 | $139 |
Diesel Sedan | $1672 | $841 | $140 |
Premier Hatchback | $1665 | $835 | $139 |
Cost Summary
Driver Risk Profile | Annual Rate | Monthly Rate |
---|---|---|
High Risk Driver Age 30 | $3700 | $307 |
Safe Driver Age 20 | $3190 | $268 |
At-fault Accidents Age 40 | $2316 | $192 |
Low Deductibles Age 40 | $2018 | $169 |
Safe Driver Age 30 | $1672 | $141 |
Safe Driver Age 40 | $1618 | $134 |
Safe Driver Age 50 | $1455 | $123 |
Safe Driver Age 60 | $1438 | $121 |
High Deductibles Age 40 | $1404 | $116 |
Discount Rate Age 40 | $1336 | $111 |
Model by Year
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2020 Chevrolet Cruze | $293 | $575 | $390 | $1430 |
2019 Chevrolet Cruze | $284 | $569 | $400 | $1402 |
2018 Chevrolet Cruze | $271 | $553 | $420 | $1412 |
2017 Chevrolet Cruze | $262 | $533 | $432 | $1379 |
2016 Chevrolet Cruze | $251 | $515 | $444 | $1355 |
2015 Chevrolet Cruze | $238 | $476 | $451 | $1334 |
2014 Chevrolet Cruze | $230 | $447 | $454 | $1291 |
2013 Chevrolet Cruze | $222 | $399 | $461 | $1242 |
2012 Chevrolet Cruze | $205 | $369 | $462 | $1206 |
2011 Chevrolet Cruze | $200 | $344 | $462 | $1177 |
Cost by State
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1282 | $134 | -9.5% |
Alaska | $1087 | $329 | -23.3% |
Arizona | $1178 | $239 | -17.0% |
Arkansas | $1416 | -$0 | 0.0% |
California | $1613 | $197 | 13.9% |
Colorado | $1354 | $62 | -4.4% |
Connecticut | $1457 | $40 | 2.8% |
Delaware | $1605 | $189 | 13.3% |
Florida | $1774 | $357 | 25.3% |
Georgia | $1310 | $106 | -7.5% |
Hawaii | $1017 | $399 | -28.3% |
Idaho | $957 | $459 | -32.5% |
Illinois | $1055 | $361 | -25.6% |
Indiana | $1067 | $349 | -24.7% |
Iowa | $957 | $459 | -32.5% |
Kansas | $1346 | $70 | -5.0% |
Kentucky | $1932 | $516 | 36.5% |
Louisiana | $2099 | $682 | 48.4% |
Maine | $875 | $542 | -38.3% |
Maryland | $1170 | $247 | -17.5% |
Massachusetts | $1134 | $283 | -20.1% |
Michigan | $2464 | $1047 | 74.1% |
Minnesota | $1186 | $231 | -16.4% |
Mississippi | $1697 | $281 | 19.9% |
Missouri | $1256 | $161 | -11.3% |
Montana | $1523 | $106 | 7.5% |
Nebraska | $1120 | $297 | -21.1% |
Nevada | $1699 | $283 | 20.1% |
New Hampshire | $1021 | $395 | -28.0% |
New Jersey | $1585 | $169 | 11.9% |
New Mexico | $1256 | $161 | -11.3% |
New York | $1495 | $78 | 5.5% |
North Carolina | $815 | $602 | -42.6% |
North Dakota | $1162 | $255 | -18.1% |
Ohio | $979 | $437 | -31.0% |
Oklahoma | $1457 | $40 | 2.8% |
Oregon | $1300 | $116 | -8.2% |
Pennsylvania | $1352 | $64 | -4.5% |
Rhode Island | $1892 | $475 | 33.7% |
South Carolina | $1286 | $130 | -9.2% |
South Dakota | $1196 | $221 | -15.6% |
Tennessee | $1242 | $175 | -12.3% |
Texas | $1709 | $293 | 20.8% |
Utah | $1049 | $367 | -26.0% |
Vermont | $969 | $447 | -31.7% |
Virginia | $849 | $568 | -40.2% |
Washington | $1093 | $323 | -22.9% |
West Virginia | $1300 | $116 | -8.2% |
Wisconsin | $983 | $433 | -30.7% |
Wyoming | $1264 | $152 | -10.8% |
Other Chevrolet models
Other styles
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $64 |
Multi-vehicle | $61 |
Homeowner | $17 |
5-yr Accident Free | $81 |
5-yr Claim Free | $86 |
Paid in Full/EFT | $47 |
Advance Quote | $66 |
Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.