Chevrolet Volt Insurance Rates
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Are Chevy Volts expensive to insure?
''it depends.'' The Volt typically costs about 50 percent more per year for liability coverage (the part of your policy that covers injuries you might cause) than non-luxury sedans like the Toyota Camry or Honda Accord, but about 40 percent less annually than comparable Audi A4s. However, the Volt is currently excluded from Collision coverage in most places (but check with your agent if you're interested).
Is the Chevy Volt expensive to fix?
Not really, if you compare it with its peers in the compact car category. The latest analysis from Autolist.com is that the Chevy Volt costs an average of $3,800 to fix when compared to cars from Audi, Subaru, and Volkswagen. It falls at number four when ranked by price to fix among compacts in a standard 40-item assessment.
Why is the Chevy Volt so cheap?
''The goal is to make this technology affordable for the average family,'' said Mary Barra, senior vice president for global product development, in an online chat with Gigaom in June. She was talking about the new generation of electric vehicles (EVs) that GM planned to launch in 2013. The Chevy Volt, which costs $41,000 when it comes off the production line at GM's Detroit-Hamtramck plant, would cost much less if it were not for GM's expensive safety features.
Is the Chevy Volt a reliable car?
I'll go out on a limb and say ''no.''
Chevrolet Volt Trims Available
| Chevrolet Volt Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| LT Hatchback | $1503 | $751 | $128 |
| Premier Hatchback | $1549 | $785 | $131 |
Model by Year
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Chevrolet Volt | $375 | $776 | $402 | $1696 |
| 2018 Chevrolet Volt | $359 | $762 | $419 | $1681 |
| 2017 Chevrolet Volt | $346 | $723 | $434 | $1654 |
| 2016 Chevrolet Volt | $329 | $698 | $442 | $1645 |
| 2015 Chevrolet Volt | $314 | $650 | $456 | $1573 |
| 2014 Chevrolet Volt | $302 | $616 | $456 | $1543 |
| 2013 Chevrolet Volt | $288 | $551 | $460 | $1471 |
| 2012 Chevrolet Volt | $272 | $505 | $462 | $1400 |
| 2011 Chevrolet Volt | $260 | $475 | $463 | $1350 |
Cost by Driver Age and Deductibles
| Driver Age | Deductible | Annual Cost | Monthly Cost |
|---|---|---|---|
| 20 | $1006 | $2646 | $219 |
| $500 | $3088 | $254 | |
| $251 | $3470 | $295 | |
| 30 | $997 | $1365 | $114 |
| $506 | $1606 | $133 | |
| $250 | $1844 | $153 | |
| 40 | $1013 | $1308 | $110 |
| $501 | $1524 | $127 | |
| $252 | $1766 | $147 | |
| 50 | $995 | $1215 | $100 |
| $498 | $1396 | $115 | |
| $253 | $1595 | $134 | |
| 60 | $1010 | $1184 | $98 |
| $504 | $1377 | $115 | |
| $250 | $1583 | $130 |
Cost by State
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1545 | $163 | -9.5% |
| Alaska | $1312 | $396 | -23.3% |
| Arizona | $1417 | $291 | -17.2% |
| Arkansas | $1708 | -$0 | 0.0% |
| California | $1945 | $237 | 14.0% |
| Colorado | $1632 | $76 | -4.5% |
| Connecticut | $1759 | $50 | 2.9% |
| Delaware | $1933 | $225 | 13.3% |
| Florida | $2138 | $430 | 25.3% |
| Georgia | $1580 | $129 | -7.5% |
| Hawaii | $1228 | $480 | -28.2% |
| Idaho | $1156 | $553 | -32.6% |
| Illinois | $1276 | $432 | -25.4% |
| Indiana | $1286 | $422 | -24.8% |
| Iowa | $1154 | $555 | -32.7% |
| Kansas | $1624 | $84 | -4.9% |
| Kentucky | $2331 | $623 | 36.7% |
| Louisiana | $2528 | $820 | 48.2% |
| Maine | $1055 | $653 | -38.4% |
| Maryland | $1407 | $301 | -17.7% |
| Massachusetts | $1367 | $342 | -20.1% |
| Michigan | $2968 | $1260 | 74.2% |
| Minnesota | $1431 | $277 | -16.3% |
| Mississippi | $2048 | $340 | 20.0% |
| Missouri | $1517 | $191 | -11.3% |
| Montana | $1835 | $127 | 7.4% |
| Nebraska | $1347 | $362 | -21.3% |
| Nevada | $2048 | $340 | 20.0% |
| New Hampshire | $1232 | $476 | -28.0% |
| New Jersey | $1911 | $203 | 12.0% |
| New Mexico | $1515 | $193 | -11.4% |
| New York | $1801 | $92 | 5.4% |
| North Carolina | $985 | $724 | -42.6% |
| North Dakota | $1399 | $309 | -18.2% |
| Ohio | $1180 | $529 | -31.1% |
| Oklahoma | $1754 | $46 | 2.7% |
| Oregon | $1566 | $143 | -8.4% |
| Pennsylvania | $1630 | $78 | -4.6% |
| Rhode Island | $2279 | $571 | 33.6% |
| South Carolina | $1550 | $159 | -9.3% |
| South Dakota | $1443 | $265 | -15.6% |
| Tennessee | $1497 | $211 | -12.5% |
| Texas | $2058 | $350 | 20.6% |
| Utah | $1264 | $444 | -26.1% |
| Vermont | $1170 | $539 | -31.7% |
| Virginia | $1023 | $685 | -40.3% |
| Washington | $1322 | $386 | -22.7% |
| West Virginia | $1566 | $143 | -8.4% |
| Wisconsin | $1184 | $525 | -30.8% |
| Wyoming | $1521 | $187 | -11.0% |
Other Chevrolet models
Other styles
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
