Chrysler 200 CONVERTIBLE Insurance Rates

Is insurance high on a Chrysler 200?

There are many people who believe that their auto insurance rates are high because they own a Chrysler 200. Even with the economy speaking against the purchase of new cars, there is little doubt that sales of this model will remain strong even if they're not as impressive as those of other similar models. That makes it all the more important to compare car insurance rates for these vehicles before buying one.

Is car insurance higher on a convertible?

You are right in that insurance rates are calculated on the overall risk of owning and operating any type of vehicle, regardless if it's a coupe or convertible. However, there could be certain factors involved which would increase your premium rate over other vehicles.

How much does a convertible Add to insurance?

It doesn't. Convertibles are not listed as a separate car class on an insurance policy. Insurance companies tend to group all convertibles together with cars in the same price range and put them in the high-risk category for drivers under 21 years of age. As a result, if a driver is under 21 years old and has a convertible, they will have to pay more since it will be considered as high risk.

How much more expensive is it to insure a convertible?

The answer to that is dependant on the type of convertible you own. The make, model, and year all play a part in determining how much your insurance costs in the long run. If you've got an older classic car, it's generally going to cost more than if you were carrying around with you either a new or late-model convertible. Whilst some convertibles are not designed for road use at all (and thus aren't covered by most insurance companies), there are still plenty out there which would be considered ''normal'' cars when not being operated as drop-tops.

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