Cape Coral Car Insurance - Florida
Enter your zip code below to view companies that have cheap auto insurance rates.
How much is car insurance in Cape Coral FL?
Insurance rates vary widely from company to company and dependant upon driving records & claim history, among other factors. Where you live also has to bearu2026A rough estimate might run around $400-$500/year.''
How much is hurricane insurance in Cape Coral?
Here are some sample rates by different companies quoted on July 4th, 2013, for homes in Cape Coral with a standard Florida hazard policy. The amounts are the premium before discounts, which can reduce this by about 25%.
Is car insurance required in Florida?
The state of Florida requires its drivers to carry car insurance. All motorists are required to show proof of insurance when registering their vehicles, renewing their registrations, or getting new tags for the first time.
Do I need bodily injury liability in Florida?
Florida is a tort state, meaning that people who are injured in a car accident may sue the negligent party to recover damages from harm caused by accident. In Florida, bodily injury liability insurance is required on all vehicles registered in the State of Florida. Even if you do not buy your own auto insurance policy or rental car coverage, you will still be covered by insurance as long as you have a valid Florida driver's license and one other vehicle registered in your name (it does not matter if this vehicle is owned by someone else).
Cape Coral Cheapest Companies
| Cheapest Companies | Quotes |
|---|---|
Progressive | $80/mo |
Travelers | $160/mo |
State Farm | $190/mo |
Direct Auto | $192/mo |
Mercury | $230/mo |
Around Cities
Florida Cities | |
|---|---|
| Jacksonville | $212/mo |
| Miami | $458/mo |
| Tampa | $482/mo |
| Orlando | $235/mo |
| Cape Coral | $237/mo |
| Florida | $325/mo |
Cape Coral Best Companies
Florida Cities | |
|---|---|
| Jacksonville | $212/mo |
| Miami | $460/mo |
| Tampa | $483/mo |
| Orlando | $233/mo |
| Cape Coral | $234/mo |
| Florida | $323/mo |
Age Group
| Age group | Average Annual Rate |
| Teens | $5795 |
| 20s | $2623 |
| 30s | $2018 |
| 40s | $1995 |
| 50s | $1844 |
| 60s | $1885 |
| 70s | $2325 |
Credit Scores
| Credit Score | Average Annual Rate |
| Very Poor | $3989 |
| Fair | $2473 |
| Good | $2034 |
| Very Good | $1833 |
| Exceptional | $1639 |
Cape Coral Ratings
| Cities with Most DUIs Rank | #30 |
| Cities with Most Moving Violations Rank | #109 |
| Most Popular Car in state | Honda Accord |
| Cities with Most Speeding Tickets Rank | #97 |
| Cities with Most Suspended Licenses Rank | #121 |
Averages
| Cape Coral Average (annual) | Florida Average | National Average |
| $2046 | $2338 | $1545 |
Group by Genders
| Marital Status/Gender | Average Annual Rate |
| Female | $2074 |
| Male | $2029 |
| Single | $1936 |
| Married | $1959 |
| Divorced | $2046 |
| Widowed | $1998 |
Violations
| Citation | Average Annual Rate |
| DUI/DWI | $2966 |
| Reckless Driving | $3092 |
| $998 | $2807 |
| $2008 | $2812 |
| Speeding Ticket (16-20 mph over speed limit) | $2556 |
Cape Coral Zipcodes
- 33904
- 33909
- 33910
- 33914
- 33915
- 33990
- 33991
- 33993
Other cities of same state
Other cities from different states
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
