Miami Beach Car Insurance - Florida
Enter your zip code below to view companies that have cheap auto insurance rates.
What is the average cost of car insurance in Miami FL?
There are many factors that influence how much you will pay for your car insurance policy. The main factors include the location, vehicle, and age of the driver. This article takes a closer look at each of these to help our readers find an idea of what they can expect their rates to be.
Why is Miami insurance so expensive?
However, it seems like Florida is not actually one of the states with higher insurance rates. Florida ranks 25th among all 50 states with regard t the most expensive premiums for auto insurance.
Is car insurance expensive in Miami?
Miami is known for its beautiful beaches, lovely women, and plenty of sunshine. Unfortunately, Miami also has a reputation as one of the most expensive places to live in the United States. In fact, Miami was number 10 on a recent Forbes list of ''America's Most Miserable Cities''. So it should come as no surprise that car insurance rates are higher here than they are elsewhere in the country u2013 about 41% higher.[1] The average cost of auto insurance in Miami is $3,319 annually
How much is car insurance per month in Florida?
Florida is one of the most expensive states to live in, and it's one of the worst in terms of car insurance costs.
Miami Beach Cheapest Companies
| Cheapest Companies | Quotes |
|---|---|
Bristol West | $173/mo |
AssuranceAmericaEconomy | $211/mo |
AssuranceAmerica | $213/mo |
National General | $222/mo |
Safeco | $267/mo |
Around Cities
Florida Cities | |
|---|---|
| Jacksonville | $211/mo |
| Miami | $456/mo |
| Tampa | $483/mo |
| Orlando | $235/mo |
| Miami Beach | $294/mo |
| Florida | $339/mo |
Miami Beach Best Companies
Florida Cities | |
|---|---|
| Jacksonville | $212/mo |
| Miami | $460/mo |
| Tampa | $488/mo |
| Orlando | $235/mo |
| Miami Beach | $295/mo |
| Florida | $335/mo |
Miami Beach Ratings
| Cities with Most DUIs Rank | #112 |
| Cities with Most Moving Violations Rank | #159 |
| Most Popular Car in state | Honda Civic |
| Cities with Most Speeding Tickets Rank | #142 |
| Cities with Most Suspended Licenses Rank | #162 |
Miami Beach Zipcodes
- 33109
- 33119
- 33139
- 33140
- 33141
- 33154
- 33239
Other cities of same state
- Spring Hill Car Insurance
- Brandon Car Insurance
- Miami Beach Car Insurance
- Port Charlotte Car Insurance
Other cities from different states
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
