Ford Expedition Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
How much is insurance on an expedition?
That's a great question, but one that doesn't have an easy answer. I've heard stories of people insuring their expedition for the full replacement value of their motorcycle up to $2 million. However, typical insurance policies are not designed to cover you on expeditions like this. The good news is that you don't need to insure your bike for two or three million dollars because it will be perfectly fine.
Are Fords expensive to insure?
A lot of people think that Fords are expensive to insure
Are Ford Explorers expensive to insure?
Ford Explorers are a big vehicle, which might make you think that they will be expensive to insure. In fact, depending on your individual situation and the type of Ford Explorer you have, it may actually be less expensive for you to insure than a smaller vehicle.
Is insurance higher on SUV or car?
Currently, I am getting insurance quotes for suvs and cars. The car is a little older but not much more expensive. However, the SUV is much more expensive. Is this to be expected? Are there factors other than odometer reading that are influencing others to charge higher premiums on the SUV?
Ford Expedition Trims Available
| Ford Expedition Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| XL 2WD | $1442 | $728 | $121 |
| XL 4WD | $1482 | $743 | $124 |
| XLT 2WD | $1507 | $751 | $125 |
| XLT 4WD | $1531 | $769 | $129 |
| Limited 2WD | $1560 | $775 | $130 |
| Limited 4WD | $1613 | $800 | $133 |
| King Ranch 2WD | $1625 | $813 | $137 |
| Platinum 2WD | $1650 | $818 | $137 |
| King Ranch 4WD | $1670 | $841 | $141 |
| Platinum 4WD | $1675 | $837 | $141 |
Cost Summary
| Driver Risk Profile | Annual Rate | Monthly Rate |
|---|---|---|
| High Risk Driver Age 30 | $3555 | $296 |
| Safe Driver Age 20 | $3123 | $259 |
| At-fault Accidents Age 40 | $2210 | $187 |
| Low Deductibles Age 40 | $2071 | $172 |
| Safe Driver Age 30 | $1660 | $139 |
| Safe Driver Age 40 | $1569 | $132 |
| Safe Driver Age 50 | $1439 | $120 |
| Safe Driver Age 60 | $1400 | $117 |
| High Deductibles Age 40 | $1323 | $111 |
| Discount Rate Age 40 | $1320 | $109 |
Model by Year
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Ford Expedition | $323 | $518 | $334 | $1304 |
| 2019 Ford Expedition | $305 | $508 | $342 | $1281 |
| 2018 Ford Expedition | $295 | $499 | $355 | $1289 |
| 2017 Ford Expedition | $289 | $472 | $363 | $1266 |
| 2016 Ford Expedition | $272 | $460 | $376 | $1244 |
| 2015 Ford Expedition | $261 | $426 | $382 | $1200 |
| 2014 Ford Expedition | $250 | $399 | $390 | $1177 |
| 2013 Ford Expedition | $241 | $358 | $393 | $1139 |
| 2012 Ford Expedition | $225 | $331 | $392 | $1087 |
| 2011 Ford Expedition | $216 | $314 | $398 | $1066 |
| 2010 Ford Expedition | $209 | $288 | $401 | $1049 |
| 2009 Ford Expedition | $196 | $269 | $405 | $1007 |
| 2008 Ford Expedition | $190 | $244 | $409 | $975 |
| 2007 Ford Expedition | $178 | $225 | $405 | $942 |
| 2006 Ford Expedition | $167 | $202 | $407 | $905 |
| 2005 Ford Expedition | $163 | $182 | $398 | $889 |
| 2004 Ford Expedition | $159 | $180 | $391 | $869 |
| 2003 Ford Expedition | $158 | $169 | $382 | $849 |
| 2002 Ford Expedition | $142 | $162 | $380 | $817 |
| 2001 Ford Expedition | $138 | $153 | $376 | $810 |
Cost by State
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1184 | $129 | -9.9% |
| Alaska | $1006 | $307 | -23.6% |
| Arizona | $1087 | $226 | -17.4% |
| Arkansas | $1313 | -$0 | 0.0% |
| California | $1493 | $180 | 13.8% |
| Colorado | $1251 | $63 | -4.8% |
| Connecticut | $1346 | $32 | 2.5% |
| Delaware | $1481 | $168 | 12.9% |
| Florida | $1636 | $323 | 24.8% |
| Georgia | $1212 | $101 | -7.8% |
| Hawaii | $941 | $372 | -28.6% |
| Idaho | $887 | $426 | -32.8% |
| Illinois | $974 | $339 | -26.1% |
| Indiana | $990 | $323 | -24.8% |
| Iowa | $885 | $428 | -32.9% |
| Kansas | $1245 | $69 | -5.3% |
| Kentucky | $1788 | $475 | 36.6% |
| Louisiana | $1940 | $626 | 48.2% |
| Maine | $810 | $503 | -38.7% |
| Maryland | $1083 | $230 | -17.7% |
| Massachusetts | $1045 | $269 | -20.7% |
| Michigan | $2277 | $964 | 74.1% |
| Minnesota | $1099 | $214 | -16.5% |
| Mississippi | $1568 | $255 | 19.6% |
| Missouri | $1164 | $150 | -11.5% |
| Montana | $1408 | $95 | 7.3% |
| Nebraska | $1032 | $281 | -21.6% |
| Nevada | $1572 | $259 | 19.9% |
| New Hampshire | $943 | $370 | -28.5% |
| New Jersey | $1467 | $154 | 11.8% |
| New Mexico | $1160 | $154 | -11.8% |
| New York | $1378 | $65 | 4.9% |
| North Carolina | $754 | $560 | -43.0% |
| North Dakota | $1075 | $238 | -18.4% |
| Ohio | $901 | $412 | -31.7% |
| Oklahoma | $1344 | $30 | 2.3% |
| Oregon | $1200 | $113 | -8.7% |
| Pennsylvania | $1249 | $65 | -4.9% |
| Rhode Island | $1748 | $434 | 33.4% |
| South Carolina | $1188 | $125 | -9.6% |
| South Dakota | $1107 | $206 | -15.9% |
| Tennessee | $1148 | $166 | -12.7% |
| Texas | $1582 | $269 | 20.7% |
| Utah | $970 | $343 | -26.5% |
| Vermont | $895 | $418 | -32.1% |
| Virginia | $784 | $529 | -40.7% |
| Washington | $1010 | $303 | -23.3% |
| West Virginia | $1202 | $111 | -8.6% |
| Wisconsin | $907 | $406 | -31.2% |
| Wyoming | $1168 | $145 | -11.2% |
Other Ford models
Other styles
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
Compare Rates and Save
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Discounts are estimated and may not be available from every company or in every state.
