Ford Fiesta Insurance Rates
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Is a Ford Fiesta expensive to insure?
Yes, the insurance on a Ford Fiesta is a little bit higher compared to a lot of other cars. However, it's not as expensive as some people think because, for example, if you have ever driven a car with a very large engine capacity and consider yourself a ''good driver'', then all those years being behind the wheel will reflect well on your COID (no claims discount) record - this means that the cost of insuring your vehicle will be reduced. In addition to this, younger drivers are seen as high risk by insurers just because they're inexperienced; therefore, their premiums go up significantly.
What insurance category is a Ford Fiesta?
A Fiesta isn't a minivan, but it is an excellent family vehicle that would be perfect for you and your family if you're looking to downsize from your current vehicle or are new to the area and need something economical to get around town with.
Are Fords expensive to insure?
Ford cars are usually expensive to insure, especially the sports models. 2nd hand Fords are cheap to buy new, but you'll be paying more for insurance on certain models. Read more below about the costs of insuring a new or used Ford.
Ford Fiesta Trims Available
| Ford Fiesta Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| S Hatchback | $1218 | $609 | $102 |
| S Sedan | $1212 | $605 | $101 |
| SE Hatchback | $1208 | $607 | $102 |
| SE Sedan | $1213 | $608 | $102 |
| ST Line Hatchback | $1296 | $647 | $109 |
| ST Hatchback | $1403 | $695 | $117 |
Model by Year
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Ford Fiesta | $235 | $418 | $401 | $1213 |
| 2018 Ford Fiesta | $226 | $409 | $421 | $1202 |
| 2017 Ford Fiesta | $217 | $394 | $433 | $1206 |
| 2016 Ford Fiesta | $205 | $380 | $443 | $1190 |
| 2015 Ford Fiesta | $195 | $353 | $453 | $1171 |
| 2014 Ford Fiesta | $188 | $329 | $455 | $1128 |
| 2013 Ford Fiesta | $181 | $297 | $464 | $1105 |
| 2012 Ford Fiesta | $169 | $273 | $466 | $1056 |
| 2011 Ford Fiesta | $163 | $254 | $466 | $1045 |
Crash Tests Ratings
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2019 Ford Fiesta 5 HB FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2019 Ford Fiesta 4 DR FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2018 Ford Fiesta 5 HB FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2018 Ford Fiesta 4 DR FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2017 Ford Fiesta 5 HB FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Ford Fiesta 4 DR FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Ford Fiesta 5 HB FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Ford Fiesta 4 DR FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2015 Ford Fiesta 5 HB FWD | 4 stars | 4 stars | 2 stars | 4 stars |
| 2015 Ford Fiesta 4 DR FWD | 4 stars | 4 stars | 2 stars | 4 stars |
| 2014 Ford Fiesta 5 HB FWD | 4 stars | 4 stars | 2 stars | 4 stars |
| 2014 Ford Fiesta 4 DR FWD | 4 stars | 4 stars | 2 stars | 4 stars |
| 2013 Ford Fiesta 5 HB FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2013 Ford Fiesta 4 DR FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2012 Ford Fiesta 5 HB FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2012 Ford Fiesta 4 DR FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2011 Ford Fiesta 5 HB FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2011 Ford Fiesta 4 DR FWD | 4 stars | 4 stars | 5 stars | 4 stars |
Cost by Driver Age and Deductibles
| Driver Age | Deductible | Annual Cost | Monthly Cost |
|---|---|---|---|
| 20 | $1006 | $2191 | $182 |
| $499 | $2511 | $207 | |
| $252 | $2859 | $237 | |
| 30 | $1011 | $1132 | $95 |
| $505 | $1325 | $109 | |
| $253 | $1502 | $125 | |
| 40 | $998 | $1093 | $91 |
| $501 | $1255 | $105 | |
| $250 | $1433 | $120 | |
| 50 | $997 | $989 | $84 |
| $503 | $1141 | $97 | |
| $252 | $1316 | $110 | |
| 60 | $1001 | $987 | $82 |
| $501 | $1130 | $94 | |
| $250 | $1283 | $107 |
Cost by State
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1092 | $114 | -9.5% |
| Alaska | $926 | $280 | -23.2% |
| Arizona | $1000 | $206 | -17.1% |
| Arkansas | $1206 | -$0 | 0.0% |
| California | $1373 | $168 | 13.9% |
| Colorado | $1152 | $54 | -4.5% |
| Connecticut | $1242 | $36 | 3.0% |
| Delaware | $1363 | $158 | 13.1% |
| Florida | $1509 | $304 | 25.2% |
| Georgia | $1114 | $92 | -7.6% |
| Hawaii | $866 | $340 | -28.2% |
| Idaho | $816 | $390 | -32.3% |
| Illinois | $900 | $306 | -25.4% |
| Indiana | $908 | $298 | -24.7% |
| Iowa | $814 | $392 | -32.5% |
| Kansas | $1146 | $60 | -5.0% |
| Kentucky | $1645 | $440 | 36.5% |
| Louisiana | $1783 | $578 | 47.9% |
| Maine | $744 | $462 | -38.3% |
| Maryland | $994 | $212 | -17.6% |
| Massachusetts | $966 | $240 | -19.9% |
| Michigan | $2095 | $890 | 73.8% |
| Minnesota | $1010 | $196 | -16.3% |
| Mississippi | $1445 | $240 | 19.9% |
| Missouri | $1070 | $136 | -11.3% |
| Montana | $1296 | $90 | 7.5% |
| Nebraska | $952 | $254 | -21.1% |
| Nevada | $1447 | $242 | 20.1% |
| New Hampshire | $870 | $336 | -27.9% |
| New Jersey | $1347 | $142 | 11.8% |
| New Mexico | $1070 | $136 | -11.3% |
| New York | $1272 | $66 | 5.5% |
| North Carolina | $696 | $510 | -42.3% |
| North Dakota | $988 | $218 | -18.1% |
| Ohio | $834 | $372 | -30.8% |
| Oklahoma | $1240 | $34 | 2.8% |
| Oregon | $1104 | $102 | -8.5% |
| Pennsylvania | $1150 | $56 | -4.6% |
| Rhode Island | $1609 | $404 | 33.5% |
| South Carolina | $1094 | $112 | -9.3% |
| South Dakota | $1018 | $188 | -15.6% |
| Tennessee | $1056 | $150 | -12.4% |
| Texas | $1453 | $248 | 20.6% |
| Utah | $894 | $312 | -25.9% |
| Vermont | $826 | $380 | -31.5% |
| Virginia | $720 | $486 | -40.3% |
| Washington | $932 | $274 | -22.7% |
| West Virginia | $1106 | $100 | -8.3% |
| Wisconsin | $836 | $370 | -30.7% |
| Wyoming | $1074 | $132 | -10.9% |
Diversity
| Insurance Coverage Category | Loss Rate |
|---|---|
| Collision | 3.0% |
| Property Damage | 30.1% |
| Comprehensive | -35.0% |
| Personal Injury | 51.7% |
| Medical Payment | 100.7% |
| Bodily Injury | 63.2% |
Other Ford models
Other styles
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
