Ford Flex Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Is a Ford Flex expensive to insure?
It depends on how much you drive, where you live, and the driving history of all drivers who will be in the Flex. You can use our free auto insurance quotes comparison tool to see what rates are currently available from top carriers in your area.
What is Flex auto insurance?
Flex is designed to fit you, not your vehicle. We understand that you need insurance for the things in your life that matter most to you.
Are Fords expensive to insure?
Yes and no. Ford makes a huge range of vehicles, from the small Fiesta to the big F-series trucks, and some are more expensive than others.
Is a Ford Fusion cheap to insure?
Ford Fusion is an affordable car to insure, but its rates are close to the middle of the insurance rate chart. The standard trim has a decent rating for both regular and high-risk drivers. The highest rating is for the EcoBoost engine where it is good for regular drivers only.
Ford Flex Trims Available
| Ford Flex Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| SE 2WD | $1297 | $657 | $109 |
| SEL 2WD | $1361 | $671 | $113 |
| SEL AWD | $1357 | $675 | $113 |
| Limited 2WD | $1401 | $699 | $117 |
| Limited AWD | $1425 | $721 | $119 |
| Limited Ecoboost AWD Turbo | $1435 | $716 | $120 |
Cost Summary
| Driver Risk Profile | Annual Rate | Monthly Rate |
|---|---|---|
| High Risk Driver Age 30 | $3112 | $261 |
| Safe Driver Age 20 | $2731 | $228 |
| At-fault Accidents Age 40 | $1954 | $162 |
| Low Deductibles Age 40 | $1774 | $145 |
| Safe Driver Age 30 | $1441 | $121 |
| Safe Driver Age 40 | $1364 | $114 |
| Safe Driver Age 50 | $1267 | $104 |
| Safe Driver Age 60 | $1230 | $102 |
| High Deductibles Age 40 | $1183 | $99 |
| Discount Rate Age 40 | $1150 | $95 |
Model by Year
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Ford Flex | $332 | $570 | $400 | $1473 |
| 2018 Ford Flex | $324 | $550 | $416 | $1462 |
| 2017 Ford Flex | $309 | $533 | $431 | $1442 |
| 2016 Ford Flex | $296 | $519 | $443 | $1421 |
| 2015 Ford Flex | $286 | $475 | $453 | $1369 |
| 2014 Ford Flex | $272 | $446 | $458 | $1326 |
| 2013 Ford Flex | $258 | $399 | $465 | $1273 |
| 2012 Ford Flex | $244 | $370 | $465 | $1245 |
| 2011 Ford Flex | $237 | $348 | $470 | $1210 |
| 2010 Ford Flex | $229 | $321 | $479 | $1194 |
| 2009 Ford Flex | $212 | $300 | $479 | $1158 |
Cost by State
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1328 | $139 | -9.6% |
| Alaska | $1126 | $341 | -23.4% |
| Arizona | $1219 | $248 | -17.1% |
| Arkansas | $1468 | -$0 | 0.0% |
| California | $1674 | $206 | 14.1% |
| Colorado | $1401 | $67 | -4.5% |
| Connecticut | $1510 | $42 | 2.9% |
| Delaware | $1661 | $194 | 13.3% |
| Florida | $1837 | $369 | 25.4% |
| Georgia | $1357 | $111 | -7.7% |
| Hawaii | $1054 | $414 | -28.5% |
| Idaho | $993 | $474 | -32.6% |
| Illinois | $1096 | $371 | -25.5% |
| Indiana | $1106 | $361 | -24.8% |
| Iowa | $991 | $476 | -32.8% |
| Kansas | $1397 | $71 | -4.8% |
| Kentucky | $2003 | $535 | 36.8% |
| Louisiana | $2174 | $707 | 48.6% |
| Maine | $906 | $561 | -38.6% |
| Maryland | $1211 | $256 | -17.7% |
| Massachusetts | $1175 | $293 | -20.1% |
| Michigan | $2552 | $1084 | 74.6% |
| Minnesota | $1229 | $238 | -16.4% |
| Mississippi | $1760 | $293 | 20.1% |
| Missouri | $1302 | $166 | -11.4% |
| Montana | $1577 | $109 | 7.5% |
| Nebraska | $1159 | $309 | -21.2% |
| Nevada | $1762 | $295 | 20.3% |
| New Hampshire | $1060 | $408 | -28.1% |
| New Jersey | $1641 | $174 | 11.9% |
| New Mexico | $1302 | $166 | -11.4% |
| New York | $1548 | $81 | 5.6% |
| North Carolina | $846 | $622 | -42.8% |
| North Dakota | $1203 | $264 | -18.2% |
| Ohio | $1013 | $454 | -31.2% |
| Oklahoma | $1510 | $42 | 2.9% |
| Oregon | $1344 | $123 | -8.5% |
| Pennsylvania | $1401 | $67 | -4.5% |
| Rhode Island | $1960 | $493 | 33.9% |
| South Carolina | $1330 | $137 | -9.5% |
| South Dakota | $1240 | $228 | -15.6% |
| Tennessee | $1286 | $182 | -12.5% |
| Texas | $1770 | $303 | 20.8% |
| Utah | $1088 | $380 | -26.1% |
| Vermont | $1005 | $462 | -31.8% |
| Virginia | $878 | $589 | -40.6% |
| Washington | $1137 | $331 | -22.8% |
| West Virginia | $1347 | $121 | -8.4% |
| Wisconsin | $1017 | $450 | -31.0% |
| Wyoming | $1308 | $159 | -11.0% |
Other Ford models
Other styles
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
