GMC Sierra Insurance Rates
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How much is insurance for a GMC?
Insurance for a GMC can be rather expensive. For instance, my insurance is about $1,200 per year, with two trips to see my doctor in that amount.
GMC Sierra Trims Available
| GMC Sierra Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| Regular Cab 2WD | $1299 | $649 | $109 |
| Crew Cab 4WD | $1324 | $660 | $111 |
| Double Cab 4WD | $1365 | $686 | $116 |
| Elevation Double Cab 2WD | $1422 | $711 | $117 |
| SLE Double Cab 4WD | $1428 | $709 | $118 |
| SLE Crew Cab 4WD | $1411 | $706 | $119 |
| Base Double Cab 2WD | $1451 | $727 | $121 |
| Crew Cab 2WD | $1448 | $723 | $120 |
| Elevation Crew Cab 4WD | $1468 | $737 | $124 |
| SLT Double Cab 4WD | $1466 | $730 | $123 |
| Elevation Double Cab 4WD | $1476 | $743 | $123 |
| SLE Double Cab 2WD | $1484 | $746 | $125 |
| Base Crew Cab 2WD | $1492 | $740 | $125 |
| AT4 Double Cab 4WD | $1503 | $758 | $126 |
| SLT Crew Cab 4WD | $1518 | $751 | $128 |
| AT4 Crew Cab 4WD | $1503 | $763 | $126 |
| Elevation Crew Cab 2WD | $1545 | $775 | $128 |
| SLE Crew Cab 2WD | $1535 | $769 | $129 |
| SLT Double Cab 2WD | $1545 | $768 | $129 |
| Denali Crew Cab 4WD | $1556 | $778 | $130 |
| SLT Crew Cab 2WD | $1604 | $790 | $133 |
| Denali Crew Cab 2WD | $1626 | $822 | $136 |
Model by Year
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 GMC Sierra | $320 | $573 | $390 | $1444 |
| 2019 GMC Sierra | $307 | $565 | $397 | $1432 |
| 2018 GMC Sierra | $296 | $556 | $416 | $1439 |
| 2017 GMC Sierra | $287 | $527 | $431 | $1409 |
| 2016 GMC Sierra | $271 | $515 | $440 | $1381 |
| 2015 GMC Sierra | $259 | $472 | $454 | $1340 |
| 2014 GMC Sierra | $250 | $451 | $460 | $1323 |
| 2013 GMC Sierra | $240 | $404 | $464 | $1253 |
| 2012 GMC Sierra | $226 | $370 | $463 | $1217 |
| 2011 GMC Sierra | $216 | $348 | $469 | $1188 |
| 2010 GMC Sierra | $211 | $322 | $476 | $1168 |
| 2009 GMC Sierra | $195 | $304 | $475 | $1138 |
| 2008 GMC Sierra | $191 | $271 | $477 | $1093 |
| 2007 GMC Sierra | $178 | $249 | $474 | $1053 |
| 2006 GMC Sierra | $168 | $226 | $478 | $1035 |
| 2005 GMC Sierra | $161 | $205 | $466 | $998 |
| 2004 GMC Sierra | $158 | $198 | $464 | $976 |
| 2003 GMC Sierra | $157 | $191 | $457 | $954 |
| 2002 GMC Sierra | $142 | $179 | $446 | $931 |
| 2001 GMC Sierra | $138 | $171 | $444 | $920 |
Crash Tests Ratings
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2020 GMC Sierra 1500 PU/RC 4WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2020 GMC Sierra 1500 PU/RC 2WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2020 GMC Sierra 1500 PU/EC 4WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2020 GMC Sierra 1500 PU/EC 2WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2020 GMC Sierra 1500 PU/CC 4WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2020 GMC Sierra 1500 PU/CC 2WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 GMC Sierra Limited 1500 PU/EC RWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 GMC Sierra Limited 1500 PU/EC 4WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 GMC Sierra 1500 PU/RC RWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 GMC Sierra 1500 PU/RC 4WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 GMC Sierra 1500 PU/EC RWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 GMC Sierra 1500 PU/EC 4WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 GMC Sierra 1500 PU/CC RWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 GMC Sierra 1500 PU/CC 4WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 GMC Sierra 1500 PU/RC RWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 GMC Sierra 1500 PU/RC 4WD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 GMC Sierra 1500 PU/EC RWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 GMC Sierra 1500 PU/EC 4WD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 GMC Sierra 1500 PU/CC RWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 GMC Sierra 1500 PU/CC 4WD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 GMC Sierra 1500 Hybrid PU/CC RWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 GMC Sierra 1500 PU/RC RWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 GMC Sierra 1500 PU/RC 4WD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 GMC Sierra 1500 PU/EC RWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 GMC Sierra 1500 PU/EC 4WD | 5 stars | 5 stars | 5 stars | 4 stars |
Cost by Driver Age and Deductibles
| Driver Age | Deductible | Annual Cost | Monthly Cost |
|---|---|---|---|
| 20 | $1004 | $2512 | $208 |
| $506 | $2954 | $248 | |
| $250 | $3420 | $285 | |
| 30 | $1012 | $1318 | $109 |
| $505 | $1576 | $130 | |
| $249 | $1840 | $154 | |
| 40 | $997 | $1263 | $104 |
| $501 | $1491 | $123 | |
| $251 | $1717 | $145 | |
| 50 | $996 | $1144 | $96 |
| $502 | $1363 | $112 | |
| $253 | $1572 | $132 | |
| 60 | $1000 | $1125 | $94 |
| $504 | $1324 | $111 | |
| $253 | $1555 | $128 |
Cost by Location
| City/State | Annual Rate | Monthly Rate |
|---|---|---|
| Detroit, MI | $5796 | $485 |
| New Orleans, LA | $3433 | $290 |
| Miami, FL | $2853 | $238 |
| New York, NY | $2788 | $234 |
| Philadelphia, PA | $2431 | $203 |
| Las Vegas, NV | $2425 | $205 |
| Los Angeles, CA | $2442 | $202 |
| Louisville, KY | $2324 | $195 |
| San Francisco, CA | $2106 | $174 |
| Oakland, CA | $2086 | $171 |
| Sacramento, CA | $1974 | $164 |
| Baltimore, MD | $1908 | $160 |
| Long Beach, CA | $1910 | $159 |
| Tulsa, OK | $1837 | $155 |
| Oklahoma City, OK | $1826 | $154 |
| Kansas City, MO | $1849 | $153 |
| Denver, CO | $1811 | $152 |
| Memphis, TN | $1785 | $151 |
| Atlanta, GA | $1771 | $148 |
| Colorado Springs, CO | $1763 | $147 |
| Fresno, CA | $1739 | $143 |
| San Jose, CA | $1733 | $144 |
| Phoenix, AZ | $1675 | $139 |
| Portland, OR | $1651 | $137 |
| San Diego, CA | $1648 | $138 |
| Jacksonville, FL | $1628 | $137 |
| Boston, MA | $1645 | $136 |
| Wichita, KS | $1581 | $133 |
| Chicago, IL | $1588 | $132 |
| Dallas, TX | $1552 | $129 |
| Houston, TX | $1534 | $129 |
| Seattle, WA | $1527 | $129 |
| Minneapolis, MN | $1537 | $127 |
| Nashville, TN | $1479 | $124 |
| Indianapolis, IN | $1477 | $122 |
| Milwaukee, WI | $1469 | $123 |
| Mesa, AZ | $1450 | $121 |
| Albuquerque, NM | $1446 | $120 |
| Tucson, AZ | $1397 | $117 |
| San Antonio, TX | $1375 | $115 |
| Omaha, NE | $1341 | $112 |
| Fort Worth, TX | $1336 | $111 |
| El Paso, TX | $1333 | $111 |
| Austin, TX | $1316 | $111 |
| Cleveland, OH | $1139 | $96 |
| Columbus, OH | $1075 | $90 |
| Charlotte, NC | $1030 | $86 |
| Virginia Beach, VA | $955 | $80 |
| Raleigh, NC | $870 | $74 |
Cost by State
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1297 | $138 | -9.6% |
| Alaska | $1101 | $333 | -23.1% |
| Arizona | $1193 | $241 | -16.8% |
| Arkansas | $1434 | -$0 | 0.0% |
| California | $1634 | $199 | 13.9% |
| Colorado | $1373 | $62 | -4.3% |
| Connecticut | $1474 | $40 | 2.8% |
| Delaware | $1626 | $192 | 13.4% |
| Florida | $1797 | $363 | 25.2% |
| Georgia | $1327 | $108 | -7.5% |
| Hawaii | $1031 | $403 | -28.0% |
| Idaho | $970 | $465 | -32.3% |
| Illinois | $1069 | $365 | -25.4% |
| Indiana | $1081 | $353 | -24.5% |
| Iowa | $970 | $465 | -32.3% |
| Kansas | $1365 | $70 | -4.9% |
| Kentucky | $1957 | $523 | 36.3% |
| Louisiana | $2127 | $692 | 48.2% |
| Maine | $886 | $549 | -38.1% |
| Maryland | $1185 | $249 | -17.4% |
| Massachusetts | $1149 | $285 | -19.9% |
| Michigan | $2496 | $1061 | 73.8% |
| Minnesota | $1201 | $233 | -16.3% |
| Mississippi | $1718 | $283 | 19.7% |
| Missouri | $1273 | $162 | -11.3% |
| Montana | $1542 | $108 | 7.5% |
| Nebraska | $1133 | $301 | -20.9% |
| Nevada | $1722 | $287 | 19.9% |
| New Hampshire | $1033 | $401 | -27.9% |
| New Jersey | $1606 | $172 | 12.0% |
| New Mexico | $1273 | $162 | -11.3% |
| New York | $1512 | $78 | 5.4% |
| North Carolina | $826 | $608 | -42.3% |
| North Dakota | $1177 | $257 | -17.9% |
| Ohio | $992 | $443 | -30.8% |
| Oklahoma | $1474 | $40 | 2.8% |
| Oregon | $1315 | $120 | -8.3% |
| Pennsylvania | $1369 | $66 | -4.6% |
| Rhode Island | $1915 | $481 | 33.4% |
| South Carolina | $1303 | $132 | -9.2% |
| South Dakota | $1211 | $223 | -15.6% |
| Tennessee | $1259 | $176 | -12.2% |
| Texas | $1732 | $297 | 20.6% |
| Utah | $1061 | $373 | -25.9% |
| Vermont | $982 | $453 | -31.5% |
| Virginia | $860 | $575 | -40.0% |
| Washington | $1107 | $327 | -22.7% |
| West Virginia | $1317 | $118 | -8.2% |
| Wisconsin | $995 | $439 | -30.5% |
| Wyoming | $1279 | $156 | -10.8% |
Diversity
| Insurance Coverage Category | Loss Rate |
|---|---|
| Collision | -8.1% |
| Property Damage | 19.4% |
| Comprehensive | 4.0% |
| Personal Injury | no data |
| Medical Payment | no data |
| Bodily Injury | no data |
Other GMC models
Other styles
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
