Hilo Car Insurance - Hawaii
Enter your zip code below to view companies that have cheap auto insurance rates.
How much is car insurance a month in Hawaii?
Car insurance depends largely on where you live. Hawaii has some of the highest rates in the nation because of tricky weather conditions some drivers are not used to and due to the state's high rate of insurance fraud. You can expect rates in Hawaii to be at least double or triple what you would pay for basic coverage in most other states.
What kind of car insurance do I need in Hawaii?
Hawaii has no-fault car insurance laws. No-fault means that you will have your own personal injury protection coverage to pay for your injuries, regardless of who was at fault in the accident. The minimum coverage amount is $10,000. We recommend carrying as much as you can afford with a limit of $100,000 per person and up to $300,000 per accident if possible.
Does Hawaii require car insurance?
Yes. Hawaii is a no-fault state, meaning that all drivers must have Personal Injury Protection (PIP) and Property Damage Liability coverage on their vehicle(s). The minimum required amount of PIP is $10,000 per person/per accident.
How much does it cost to insure a $100000 car?
A 1997 Camry? About $1500 for full coverage. That's a decent company, and you'll pay around $1025 to start. Is an old junker worth about $200? Here we're talking less than two hundred bucks at the most. It's typically the age of your vehicle that determines how much it costs to insure, not what you drive (look into classic car insurance if this is what you drive).
Hilo Cheapest Companies
| Cheapest Companies | Quotes |
|---|---|
Progressive | $52/mo |
State Farm | $53/mo |
Around Cities
Hawaii Cities | |
|---|---|
| Honolulu | $51/mo |
| Pearl City | $54/mo |
| Waipahu | $54/mo |
| Kaneohe | $53/mo |
| Hilo | $53/mo |
| Hawaii | $53/mo |
Hilo Best Companies
Hawaii Cities | |
|---|---|
| Honolulu | $51/mo |
| Pearl City | $54/mo |
| Waipahu | $53/mo |
| Kaneohe | $54/mo |
| Hilo | $53/mo |
| Hawaii | $53/mo |
Hilo Ratings
| Cities with Most DUIs Rank | #-- |
| Cities with Most Moving Violations Rank | #-- |
| Most Popular Car in state | Toyota Tacoma |
| Cities with Most Speeding Tickets Rank | #-- |
| Cities with Most Suspended Licenses Rank | #-- |
Hilo Zipcodes
- 96720
- 96721
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Other cities from different states
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
