Honda Element Insurance Rates
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Is Honda Element expensive to insure?
This vehicle is not necessarily costlier to insure, but it also will have a higher premium due to being more expensive to purchase or lease. It's important to get at least three quotes from different insurance carriers in order to get the lowest monthly premiums. In addition, if you already own an Element and get a quote for a larger one, make sure you pass along details of your policy history since there may be a discount applied.
Which elements are included in car insurance?
The compulsory insurance is made up of the legal minimum of civil liability, which provides coverage for third-party damages in case you are responsible. This is regulated by law and includes bodily injury, death of one person, permanent disability, temporary disability, and material damage of another car owner. Then there's also recovery assistance with recovery expenses if you had an accident or breakdown on a motorway.
Why are Hondas expensive insurance?
Honda is one of the most popular cars makes in America. But are Hondas really expensive cars to insure? Check out this article about why Honda insurance rates are so high!
What cars are considered luxury for insurance?
Luxury cars are those that have a high-price tag and come with more features. You can also see these as ''high-end'' or ''premium'' cars. Generally speaking, luxury car brands include BMW, Mercedes Benz, Lexus, Audi, Acura, and Infinity -- just to name a few.
Honda Element Trims Available
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Honda Element LX 2WD | $1084 | $90 |
| Honda Element LX 4WD | $1072 | $90 |
| Honda Element EX 2WD | $1111 | $93 |
| Honda Element EX 4WD | $1099 | $92 |
| Honda Element SC 2WD | $1117 | $92 |
Model by Year
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2011 Honda Element | $192 | $295 | $464 | $1106 |
| 2010 Honda Element | $185 | $273 | $480 | $1086 |
| 2009 Honda Element | $173 | $255 | $474 | $1061 |
| 2008 Honda Element | $167 | $230 | $478 | $1027 |
| 2007 Honda Element | $155 | $212 | $480 | $1004 |
| 2006 Honda Element | $147 | $191 | $477 | $965 |
| 2005 Honda Element | $144 | $170 | $474 | $939 |
| 2004 Honda Element | $141 | $166 | $461 | $925 |
| 2003 Honda Element | $138 | $160 | $451 | $909 |
Cost by State
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1012 | $107 | -9.7% |
| Alaska | $860 | $260 | -23.5% |
| Arizona | $931 | $189 | -17.0% |
| Arkansas | $1119 | -$0 | 0.0% |
| California | $1276 | $156 | 14.1% |
| Colorado | $1069 | $51 | -4.6% |
| Connecticut | $1150 | $30 | 2.7% |
| Delaware | $1267 | $148 | 13.4% |
| Florida | $1399 | $280 | 25.3% |
| Georgia | $1030 | $89 | -8.1% |
| Hawaii | $803 | $316 | -28.7% |
| Idaho | $756 | $363 | -32.9% |
| Illinois | $833 | $286 | -25.9% |
| Indiana | $842 | $278 | -25.1% |
| Iowa | $754 | $365 | -33.1% |
| Kansas | $1063 | $57 | -5.2% |
| Kentucky | $1525 | $406 | 36.7% |
| Louisiana | $1655 | $535 | 48.5% |
| Maine | $689 | $430 | -38.9% |
| Maryland | $923 | $197 | -17.8% |
| Massachusetts | $896 | $223 | -20.2% |
| Michigan | $1943 | $823 | 74.6% |
| Minnesota | $935 | $185 | -16.7% |
| Mississippi | $1338 | $219 | 19.9% |
| Missouri | $992 | $128 | -11.6% |
| Montana | $1201 | $81 | 7.3% |
| Nebraska | $884 | $235 | -21.3% |
| Nevada | $1338 | $219 | 19.9% |
| New Hampshire | $805 | $314 | -28.5% |
| New Jersey | $1251 | $132 | 12.0% |
| New Mexico | $992 | $128 | -11.6% |
| New York | $1178 | $59 | 5.4% |
| North Carolina | $645 | $475 | -43.0% |
| North Dakota | $915 | $205 | -18.6% |
| Ohio | $771 | $349 | -31.6% |
| Oklahoma | $1148 | $28 | 2.5% |
| Oregon | $1024 | $95 | -8.6% |
| Pennsylvania | $1067 | $53 | -4.8% |
| Rhode Island | $1493 | $373 | 33.8% |
| South Carolina | $1014 | $105 | -9.5% |
| South Dakota | $945 | $174 | -15.8% |
| Tennessee | $979 | $140 | -12.7% |
| Texas | $1349 | $229 | 20.8% |
| Utah | $829 | $290 | -26.3% |
| Vermont | $767 | $353 | -31.9% |
| Virginia | $669 | $450 | -40.8% |
| Washington | $864 | $256 | -23.1% |
| West Virginia | $1024 | $95 | -8.6% |
| Wisconsin | $775 | $345 | -31.2% |
| Wyoming | $998 | $122 | -11.1% |
Other Honda models
Other styles
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
