Humber Insurance Rates
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What insurance does Humber College use?
Humber College has an agreement with Desjardins Insurance for basic insurance coverage.
What are the 3 types of car insurance?
The three main types of car insurance coverage are liability, comprehensive, and collision. Comprehensive and collision coverages may be optional on some types of vehicles and not available on others. If you have a loan or lease agreement for your vehicle, you will likely need at least the minimum amount of liability coverage to satisfy the terms of your contract. Minimum limits vary by state/province and can be as low as $10,000.00 USD/$12,000 CDN for injury or death per person in an accident and $20,000 USD/$24,000 CDN for all injuries and property damage combined u2013 although these numbers can also vary depending on where you live. Liability Coverage: This is the minimum required by law; it only pays for damage you cause to others; does not pay for damages caused by the insured driver. If you're at fault and cause an accident, this covers others' medical or property repairs. It can also include legal fees if you are sued as a result of the accident (your insurance company will defend you in court).
What are the three different types of car insurance in Ontario?
There are three different types of car insurance in Ontario. These include basic, third-party liability, and comprehensive insurance. Your insurance company will have a representative who can explain these policies to you in more detail if you get into an accident or your vehicle is stolen. If you get into an accident without having the proper coverage, you may be on the hook for all expenses related to the damages and injuries if the other driver decides to press charges against you.
What is the best car insurance in Canada?
It depends on the driver, the vehicle, where it is driven, and to what extent. And that's just for startersu2026
Humber Models
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
