Hyundai Genesis Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Are you a budget-conscious holder of Hyundai Genesis? Then it is essential that you buy car coverage. Doing this isn't depositing cash monthly or per annum unnecessarily. Rather, it may protect you from spending lots of cash if an accident occurs and you're the person who is at-fault.
The Hyundai Genesis is a real beauty. Its frame, which measures 1890 mm (diameter) x 4986 mm (length) x 1475 (elevation), has 4 doors and a wheelbase with a dimension of 2935 mm.
Starting the engine establishes that the automobile you have is a full stunner. Its 73-liter capacity engine that relies on Gasoline includes 24 valves, 3800 cc displacement, 395 Nm maximum torque, and 328 full HP.
Having a 8-speed automatic transmission, it is easy to see that the Hyundai Genesis is the best Rear a vehicle enthusiast like you could have.
And now that you're the proud proprietor of the Hyundai Genesis, there is one very important step which you ought to execute before you begin enjoying your prized possession to the max. It is none aside from buying auto coverage. Before you feel that it's only a waste of your bread, keep on reading to learn it's actually good for your wallet.
Later on, we will also tackle some of the things which you may do in order to reduce the expense of insuring your Hyundai Genesis. Yes, auto coverage doesn't have to wreak havoc upon the economies as many men and women assume.
It could seem like purchasing auto coverage is all about making a car coverage policy company wealthy. After all, it consists of shelling finances monthly or per annum, the price of which is oftentimes significant. However, the truth is that car coverage is for your security as well as that of your Hyundai Genesis in case a vehicular accident occurs.
When it comes to a auto crash, it's either you are the victim or the person who is accountable. The latter can be quite pricey as you will be the person who will pay for the repair of this vehicle of another party. In case he or she is hurt, you'll also look after the health care expenses. And when the other party could not work again due to his or her bodily injuries, it is your pocket that will provide her or his losses.
You are able to pay for all of the stuff mentioned above. Or you can leave the job to a automobile coverage provider. You do not need to be a rocket scientist to know that no car operator would pick the first option.
This is precisely the reason you need to get your Hyundai Genesis guaranteed. Doing this is the first thing to choose to save yourself from shouldering all sorts of expenses in case a car crash happens and you're the person who's at-fault.
The overall cost is merely a very small fraction of the quantity of money that you will have to shell out monthly or per annum for your automobile coverage. It's due to this why you shouldn't think that buying auto coverage is unnecessary. It is a must especially if you are driving your Hyundai Genesis at a state where possessing the minimal policy is required by law.
Especially for people who own premier cars, the monthly or annual premiums can be quite steep. It is for the simple fact that the vehicles they are driving are pricey.
But, it does not mean that being the owner of Hyundai Genesis leaves one no choice but to invest a huge amount of cash for your premiums. Believe it or not, there are various things that you can do to bring down the cost of automobile coverage. Some of them are unbelievably easy, but are proven to make insuring a car affordable.
Among the easiest ways to save yourself from costly monthly or annual premiums is driving your car less. The logic behind this is simple: it is less likely for you to have a vehicular accident if you are not using your vehicle often.
Regrettably, if you would like to prevent steep car insurance premiums by means of this suggestion, sacrifices will have to be made. Needless to say, you'll need to encounter significantly less your of car's fuel market, which can be 12.4 1/100 kilometers for urban riding and 8.1 1/100 km for freeway driving.
Additionally, it is a good idea to park your ride in your garage or where it is out of harm's way safe. This is to decrease the risk of your own Hyundai Genesis being taken or burglarized. To prove to your car insurance provider that you are not leaving your car everywhere, you might install a satellite tracker that could reveal your car's coordinates.
Another easy tip on lowering the price of monthly or per annum premiums is being a vigilant driver. Because of this, you may complete a defensive driving course to show to the automobile insurance company which you're a superb driver. If you have a clean driving record, keeping it devoid of traffic violations can save you from paying high premiums.
Having your Hyundai Genesis installed with after-market protective features is also a great idea. With them, your odds of being at a vehicular accident and being the accountable party, too, can be lowered dramatically.
There are a number of different ways to make your monthly or per annum premiums easier on the pocket. Don't hesitate to ask your trusted car insurance company person what they are. Along with the valuable tips mentioned above, you will know that purchasing car insurance doesn't need to leave your savings in a wreck.
Hyundai Genesis Trims Available
Hyundai Genesis Trim Level | Annual Policy | 6-month Policy | Per Month |
---|---|---|---|
3.8 Sedan | $1634 | $804 | $135 |
3.8 Coupe | $1662 | $829 | $139 |
3.8 AWD Sedan | $1656 | $825 | $138 |
3.8 R-Spec Coupe | $1709 | $843 | $142 |
5 Sedan | $1789 | $886 | $150 |
3.8 Ultimate Coupe | $1831 | $917 | $151 |
Model by Year
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2016 Hyundai Genesis | $305 | $589 | $499 | $1592 |
2015 Hyundai Genesis | $293 | $553 | $508 | $1544 |
2014 Hyundai Genesis | $281 | $516 | $517 | $1501 |
2013 Hyundai Genesis | $268 | $465 | $524 | $1451 |
2012 Hyundai Genesis | $252 | $427 | $523 | $1394 |
2011 Hyundai Genesis | $241 | $400 | $525 | $1345 |
2010 Hyundai Genesis | $237 | $377 | $536 | $1334 |
2009 Hyundai Genesis | $218 | $350 | $532 | $1272 |
Crash Tests Ratings
Vehicle Make and Model | Overall Crash Test Ratings | Frontal Crash Test Ratings | Side Crash Test Ratings | Rollover Crash Test Ratings |
---|---|---|---|---|
2011 Hyundai Genesis 2 DR RWD | N/R | N/R | N/R | 5 stars |
2011 Hyundai Genesis 4 DR RWD | N/R | N/R | N/R | 5 stars |
2012 Hyundai Genesis 2 DR RWD | N/R | N/R | N/R | 5 stars |
2012 Hyundai Genesis 4 DR RWD | N/R | N/R | N/R | 5 stars |
2012 Hyundai Genesis 4 DR RWD | N/R | N/R | N/R | 5 stars |
2013 Hyundai Genesis 2 DR RWD | N/R | N/R | N/R | 5 stars |
2013 Hyundai Genesis 4 DR RWD | N/R | N/R | N/R | 5 stars |
2014 Hyundai Genesis 2 DR RWD | N/R | N/R | N/R | 5 stars |
2014 Hyundai Genesis 4 DR RWD | N/R | N/R | N/R | 5 stars |
2015 Hyundai Genesis 2 DR RWD | N/R | N/R | N/R | 5 stars |
2015 Hyundai Genesis 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
2015 Hyundai Genesis 4 DR RWD | 5 stars | 5 stars | 5 stars | 5 stars |
2016 Hyundai Genesis 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
2016 Hyundai Genesis 4 DR RWD | 5 stars | 5 stars | 5 stars | 5 stars |
Cost by Driver Age and Deductibles
Driver Age | Deductible | Annual Cost | Monthly Cost |
---|---|---|---|
20 | $1001 | $2920 | $244 |
$502 | $3433 | $284 | |
$253 | $3919 | $327 | |
30 | $1007 | $1527 | $126 |
$498 | $1785 | $149 | |
$252 | $2074 | $174 | |
40 | $1001 | $1460 | $123 |
$506 | $1720 | $142 | |
$252 | $1987 | $166 | |
50 | $1005 | $1331 | $111 |
$504 | $1549 | $130 | |
$253 | $1788 | $149 | |
60 | $1008 | $1316 | $110 |
$501 | $1531 | $127 | |
$249 | $1780 | $147 |
Cost by State
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1440 | $156 | -9.9% |
Alaska | $1223 | $373 | -23.7% |
Arizona | $1322 | $273 | -17.3% |
Arkansas | $1596 | -$0 | 0.0% |
California | $1816 | $221 | 14.0% |
Colorado | $1521 | $75 | -4.8% |
Connecticut | $1638 | $43 | 2.7% |
Delaware | $1806 | $211 | 13.4% |
Florida | $1995 | $399 | 25.3% |
Georgia | $1472 | $124 | -7.8% |
Hawaii | $1142 | $454 | -28.8% |
Idaho | $1079 | $516 | -32.8% |
Illinois | $1185 | $411 | -26.1% |
Indiana | $1201 | $395 | -25.0% |
Iowa | $1075 | $520 | -33.0% |
Kansas | $1513 | $83 | -5.3% |
Kentucky | $2173 | $577 | 36.7% |
Louisiana | $2361 | $765 | 48.6% |
Maine | $984 | $612 | -38.8% |
Maryland | $1314 | $281 | -17.8% |
Massachusetts | $1272 | $324 | -20.6% |
Michigan | $2766 | $1170 | 74.3% |
Minnesota | $1334 | $261 | -16.6% |
Mississippi | $1910 | $314 | 19.9% |
Missouri | $1415 | $180 | -11.4% |
Montana | $1713 | $117 | 7.5% |
Nebraska | $1258 | $338 | -21.5% |
Nevada | $1914 | $318 | 20.1% |
New Hampshire | $1148 | $448 | -28.3% |
New Jersey | $1782 | $186 | 11.8% |
New Mexico | $1409 | $186 | -11.8% |
New York | $1679 | $83 | 5.3% |
North Carolina | $917 | $678 | -43.0% |
North Dakota | $1306 | $290 | -18.3% |
Ohio | $1100 | $496 | -31.5% |
Oklahoma | $1634 | $38 | 2.4% |
Oregon | $1460 | $136 | -8.6% |
Pennsylvania | $1519 | $77 | -4.9% |
Rhode Island | $2124 | $529 | 33.5% |
South Carolina | $1444 | $152 | -9.6% |
South Dakota | $1347 | $249 | -15.8% |
Tennessee | $1395 | $200 | -12.8% |
Texas | $1920 | $324 | 20.6% |
Utah | $1179 | $417 | -26.4% |
Vermont | $1091 | $504 | -32.0% |
Virginia | $954 | $642 | -40.7% |
Washington | $1229 | $367 | -23.3% |
West Virginia | $1460 | $136 | -8.6% |
Wisconsin | $1104 | $492 | -31.2% |
Wyoming | $1420 | $176 | -11.1% |
Other Hyundai models
Other styles
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $64 |
Multi-vehicle | $61 |
Homeowner | $17 |
5-yr Accident Free | $81 |
5-yr Claim Free | $86 |
Paid in Full/EFT | $47 |
Advance Quote | $66 |
Online Quote | $94 |
Compare Rates and Save
Find companies with the cheapest rates in your area
Discounts are estimated and may not be available from every company or in every state.