Elgin Car Insurance - Illinois
Enter your zip code below to view companies that have cheap auto insurance rates.
How much is car insurance a month normally?
The national average cost of car insurance is $1,592 per year, according to NerdWallet's 2021 rate analysis. That works out to an average car insurance rate of about $133 per month. But that's just for a good driver with good credit u2014 rates vary widely depending on your history.
How much does full car insurance cost?
In the United States, the average car insurance cost is $1,674 per year for full coverage, or about $139.50 per month, according to 2021 data pulled from Quadrant Information Services. Minimum coverage costs an average of $565 per year.
How much does car insurance cost 2020?
The average cost of car insurance in the United States is $2,388 per year or $199 per month, according to data from nearly 100,000 policyholders from Savvy.
Elgin Cheapest Companies
| Cheapest Companies | Quotes |
|---|---|
State Farm | $98/mo |
Nationwide | $100/mo |
Travelers | $116/mo |
Progressive | $118/mo |
Liberty Mutual | $166/mo |
Around Cities
Illinois Cities | |
|---|---|
| Chicago | $140/mo |
| Aurora | $121/mo |
| Rockford | $111/mo |
| Joliet | $160/mo |
| Elgin | $144/mo |
| Illinois | $136/mo |
Elgin Best Companies
Illinois Cities | |
|---|---|
| Chicago | $140/mo |
| Aurora | $121/mo |
| Rockford | $111/mo |
| Joliet | $160/mo |
| Elgin | $146/mo |
| Illinois | $135/mo |
Age Group
| Age group | Average Yearly Rate |
| Teens | $5141 |
| 20s | $1862 |
| 30s | $1323 |
| 40s | $1263 |
| 50s | $1176 |
| 60s | $1196 |
| 70s | $1486 |
Credit Scores
| Credit Tier | Average Annual Rate |
| Very Poor | $2654 |
| Fair | $1597 |
| Good | $1339 |
| Very Good | $1227 |
| Exceptional | $1101 |
Elgin Ratings
| Cities with Most DUIs Rank | #15 |
| Cities with Most Moving Violations Rank | #36 |
| Most Popular Car in state | Nissan Sentra |
| Cities with Most Speeding Tickets Rank | #16 |
| Cities with Most Suspended Licenses Rank | #25 |
Averages
| Elgin Average (annual) | Illinois Average | National Average |
| $1348 | $1310 | $1555 |
Group by Genders
| Marital Status/Gender | Average Annual Rate |
| Female | $1341 |
| Male | $1336 |
| Single | $1338 |
| Married | $1204 |
| Divorced | $1344 |
| Widowed | $1327 |
Violations
| Incident/Violation | Average Yearly Rate |
| DWI/DUI | $2067 |
| Reckless Driving | $2163 |
| $1010 | $2007 |
| $2003 | $2183 |
| Speeding Ticket (16-20 mph over speed limit) | $1723 |
Elgin Zipcodes
- 60120
- 60121
- 60123
- 60124
Other cities of same state
Other cities from different states
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
