Naperville Car Insurance - Illinois
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How much is car insurance per month in Illinois?
The average quote for an insurance policy in Illinois is about $180 per month. The cost of Insurance increases significantly with the make and model of the car you drive but can be decreased by driving safely (avoiding DUI, injury, speeding, driving without anti-lock brakes).
How much is insurance for a $1000 car?
Insurance for a $1000 car can range from as low as $33.03 to as high as $418.24, depending on the insurer and the deductible you choose. Of course, lower-cost drivers and those with less risky behaviors usually pay more than those with worse behaviors and drivers histories.
How much is car insurance for a beginner?
First-time drivers pose a higher risk to insurance companies and will pay more for coverage. On average, our sample data shows first-time drivers are paying about $4,529 per year for car insurance, whereas experienced drivers are only paying $1,427 per year.
How much does full car insurance cost?
In the United States, the average car insurance cost is $1,674 per year for full coverage, or about $139.50 per month, according to 2021 data pulled from Quadrant Information Services. Minimum coverage costs an average of $565 per year.
Naperville Cheapest Companies
| Cheapest Companies | Quotes |
|---|---|
State Farm | $88/mo |
Nationwide | $98/mo |
Travelers | $103/mo |
Progressive | $125/mo |
Liberty Mutual | $146/mo |
Around Cities
Illinois Cities | |
|---|---|
| Chicago | $140/mo |
| Aurora | $120/mo |
| Rockford | $112/mo |
| Joliet | $159/mo |
| Naperville | $124/mo |
| Illinois | $132/mo |
Naperville Best Companies
| Best Companies | Score ? | Quotes ? |
|---|---|---|
Clearcover | 97 | $107/mo |
Nationwide | 89 | $137/mo |
American Family | 89 | $144/mo |
Liberty Mutual | 82 | $143/mo |
Mercury | 81 | $146/mo |
Naperville Drivers by Age
| Driver Age | Avg. Monthly Cost |
|---|---|
| teens | $262 |
| 20s | $176 |
| 30s | $134 |
| 40s | $162 |
| 50s | $139 |
| 60s | $119 |
| 70s | $99 |
| 80s | N/A |
Driving History
| Driving History | Avg. Monthly Cost |
|---|---|
| No Violation | $134 |
| Speeding Ticket | $182 |
| At-Fault Accident | $203 |
| Failure to Stop for Red Light / Stop Sign | $112 |
Naperville Scores
| Credit Tie | Avg. Monthly Cost |
|---|---|
| Excellent | $140 |
| Good | $144 |
| Average | $142 |
| Poor | $209 |
Naperville Ratings
| Cities with Most DUIs Rank | #22 |
| Cities with Most Moving Violations Rank | #13 |
| Most Popular Car in state | Honda Civic |
| Cities with Most Speeding Tickets Rank | #21 |
| Cities with Most Suspended Licenses Rank | #40 |
Averages
| Naperville Average (per year) | Illinois Average | National Average |
| $1279 | $1312 | $1563 |
Group by Genders
| Gender/Marital Status | Average Yearly Rate |
| Female | $1279 |
| Male | $1280 |
| Single | $1143 |
| Married | $1148 |
| Divorced | $1277 |
| Widowed | $1258 |
Violations
| Incident/Violation | Average Yearly Rate |
| DWI/DUI | $1997 |
| Reckless Driving | $2057 |
| $1006 | $1945 |
| $1992 | $2068 |
| Speeding Ticket (16-20 mph over speed limit) | $1645 |
Naperville Zipcodes
- 60540
- 60563
- 60564
- 60565
- 60566
- 60567
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Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
