Kia Cadenza Insurance Rates
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Are Kias expensive to insure?
Kia is a South Korean automobile manufacturer founded in 1954. Kia was mostly known for their affordable automobiles with modest design and fuel efficiency, but they have recently put more emphasis on the luxury market. With new models that are packed with high-tech features, it seems that Kias are getting more expensive to buy.
How much is Kia car insurance?
The cost of Kia car insurance varies widely depending on many factors. Things that influence the cost are how much coverage you purchase, what your driving history is, and who the insurer is.
What are the 3 types of car insurance?
There are three types of car insurance: liability, comprehensive, and collision. State laws require liability car insurance for all drivers. Comprehensive and collision insurance are optional types of coverage that can protect you from damage or theft to your vehicle.
Are Kia Cadenza expensive to maintain?
He Kia Cadenza has an estimated cost of ownership of $4,100 per year. The yearly operating costs for the car include depreciation ($2,584), maintenance and repairs ($311), and fuel ($1,520).
Kia Cadenza Trims Available
| Kia Cadenza Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| Premium Sedan | $1460 | $733 | $123 |
| Technology Sedan | $1566 | $779 | $131 |
| Limited Sedan | $1605 | $802 | $134 |
Model by Year
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Kia Cadenza | $336 | $575 | $392 | $1466 |
| 2019 Kia Cadenza | $323 | $567 | $403 | $1459 |
| 2018 Kia Cadenza | $310 | $560 | $416 | $1450 |
| 2017 Kia Cadenza | $301 | $537 | $431 | $1426 |
| 2016 Kia Cadenza | $283 | $513 | $441 | $1390 |
| 2015 Kia Cadenza | $274 | $472 | $455 | $1350 |
| 2014 Kia Cadenza | $261 | $449 | $457 | $1337 |
Cost by Driver Age and Deductibles
| Driver Age | Deductible | Annual Cost | Monthly Cost |
|---|---|---|---|
| 20 | $1010 | $2560 | $212 |
| $498 | $3053 | $254 | |
| $250 | $3565 | $297 | |
| 30 | $1005 | $1348 | $114 |
| $504 | $1641 | $136 | |
| $253 | $1935 | $160 | |
| 40 | $1002 | $1302 | $107 |
| $505 | $1561 | $128 | |
| $250 | $1799 | $152 | |
| 50 | $1008 | $1174 | $98 |
| $499 | $1393 | $118 | |
| $249 | $1637 | $138 | |
| 60 | $1008 | $1169 | $97 |
| $501 | $1395 | $115 | |
| $251 | $1611 | $134 |
Cost by State
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1313 | $138 | -9.5% |
| Alaska | $1115 | $336 | -23.2% |
| Arizona | $1207 | $244 | -16.8% |
| Arkansas | $1451 | -$0 | 0.0% |
| California | $1655 | $204 | 14.1% |
| Colorado | $1389 | $62 | -4.3% |
| Connecticut | $1493 | $42 | 2.9% |
| Delaware | $1645 | $194 | 13.4% |
| Florida | $1819 | $368 | 25.4% |
| Georgia | $1343 | $108 | -7.4% |
| Hawaii | $1043 | $408 | -28.1% |
| Idaho | $983 | $468 | -32.3% |
| Illinois | $1083 | $368 | -25.4% |
| Indiana | $1093 | $358 | -24.7% |
| Iowa | $981 | $470 | -32.4% |
| Kansas | $1381 | $70 | -4.8% |
| Kentucky | $1981 | $530 | 36.6% |
| Louisiana | $2151 | $700 | 48.3% |
| Maine | $897 | $554 | -38.2% |
| Maryland | $1199 | $252 | -17.4% |
| Massachusetts | $1163 | $288 | -19.9% |
| Michigan | $2525 | $1075 | 74.1% |
| Minnesota | $1215 | $236 | -16.3% |
| Mississippi | $1739 | $288 | 19.9% |
| Missouri | $1289 | $162 | -11.2% |
| Montana | $1561 | $110 | 7.6% |
| Nebraska | $1147 | $304 | -21.0% |
| Nevada | $1741 | $290 | 20.0% |
| New Hampshire | $1047 | $404 | -27.9% |
| New Jersey | $1625 | $174 | 12.0% |
| New Mexico | $1287 | $164 | -11.3% |
| New York | $1531 | $80 | 5.5% |
| North Carolina | $836 | $614 | -42.3% |
| North Dakota | $1191 | $260 | -17.9% |
| Ohio | $1005 | $446 | -30.8% |
| Oklahoma | $1493 | $42 | 2.9% |
| Oregon | $1331 | $120 | -8.3% |
| Pennsylvania | $1387 | $64 | -4.4% |
| Rhode Island | $1939 | $488 | 33.7% |
| South Carolina | $1319 | $132 | -9.1% |
| South Dakota | $1225 | $226 | -15.6% |
| Tennessee | $1275 | $176 | -12.1% |
| Texas | $1751 | $300 | 20.7% |
| Utah | $1075 | $376 | -25.9% |
| Vermont | $995 | $456 | -31.4% |
| Virginia | $870 | $580 | -40.0% |
| Washington | $1121 | $330 | -22.8% |
| West Virginia | $1333 | $118 | -8.1% |
| Wisconsin | $1007 | $444 | -30.6% |
| Wyoming | $1295 | $156 | -10.8% |
Other Kia models
Other styles
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
