Kia Soul Insurance Rates

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Are you currently a budget-conscious holder of Kia Soul? Then it is a must that you get car coverage. Doing this isn't shelling out cash monthly or yearly unnecessarily. Instead, it can protect you from spending lots of cash if an accident happens and you are the person who's at-fault.

The Kia Soul is a true beauty. Its chassis, which measures 1785 mm (diameter) x 4120 mm (length) x 1610 (elevation), has 4 doors along with a wheelbase having a size of 2550 mm.

Starting the engine ascertains the fact that the car you have is a total stunner. Its 48-liter power engine which uses Gasoline includes 16 valves, 1600 cc displacement, 167 Nm full torque, and 136 maximum HP.

Having a 6-speed manual transmission, it's easy to see that the Kia Soul is the top Front that a vehicle enthusiast like you could have.

And now that you're the happy owner of the Kia Soul, there's one very crucial thing that you ought to carry out before you start enjoying your prized possession to the max. It's none other than purchasing auto coverage. Before you think that it's only a waste of your money, continue reading to realize it's actually great for your wallet.

Later on, we'll also discuss some of the things which you can do to reduce the cost of insuring your Kia Soul. Yes, auto coverage does not have to wreak havoc on the economies as many people assume.

It could look like buying car coverage is all about making a car coverage policy company rich. In the end, it consists of shelling cash monthly or per annum, the price of which is oftentimes steep. However, the truth is that car coverage is for your security as well as that of your Kia Soul if a vehicular accident occurs.

In regards to a car crash, it is either you're the victim or the one who is guilty. The latter can be very costly as you'll be the one who will look after the repair of this car of another party. If he or she is hurt, you'll also look after the health care expenses. And when the individual couldn't work again because of his or her bodily injuries, it's your savings that will provide his or her losses.

You are able to pay for all the things mentioned previously. Or you may leave the job to a car coverage company. You don't have to be a genius to understand that no car operator would pick the first alternative.

That is exactly the reason why you need to have your Kia Soul guaranteed. Doing so is the primary step to choose to save from shouldering all kinds of costs in case a car accident happens and you're the one who's at-fault.

The overall cost is just a tiny fraction of the amount of cash that you will have to pay out monthly or yearly for your car coverage. It is due to this why you should not think that purchasing automobile coverage is unnecessary. It's necessity especially if you're driving your Kia Soul at a state where possessing the minimum policy is mandated by law.

Especially for those who own premier automobiles, the monthly or per annum premiums are often quite steep. It's for the simple fact that the rides they are driving are pricey.

However, it does not mean that being the proprietor of Kia Soul leaves one no choice but to pay a huge sum of money for premiums. Believe it or not, there are many things that you can carry out to bring down the price of car coverage. A number of them are unbelievably trouble-free, but are proven to make insuring a vehicle cheap.

Among the easiest ways to save yourself from steep monthly or yearly premiums is driving your ride less. The logic behind this is simple: it's less likely that you have a vehicular accident if you're not using your ride often.

Regrettably, if you want to avoid steep automobile insurance premiums through this tip, sacrifices will need to be produced. Needless to say, you'll need to encounter less your of vehicle's fuel market, which can be 7.4 1/100 km for urban driving and 5.6 1/100 km for freeway driving.

Additionally, it is a good idea to park your ride in your garage or where it's protected safe. This is to decrease the risk of your Kia Soul being stolen or burglarized. To prove to your car insurance company that you are not leaving your vehicle anywhere, you might install a GPS tracker which could reveal your vehicle's coordinates.

Another easy tip about lowering the price of monthly or yearly premiums is being a cautious driver. Because of this, you might complete a defensive driving course to reveal to the automobile insurance provider that you're a superb driver. In case you have a clean driving record, keeping it free of traffic violations can save you from paying exorbitant premiums.

Having your Kia Soul installed with after-market security attributes is also a fantastic idea. With them, your risk of being at a vehicular accident and being the liable party, too, can be lowered considerably.

There are various other techniques to make your monthly or yearly premiums easier on the budget. Do not be too embarrassed to ask your trusted car insurance provider person what they are. Along with the helpful tips mentioned previously, you will know that purchasing auto insurance doesn't have to leave your savings in a catastrophe.

Kia SoulKia Soul

Kia Soul Trims Available

Kia Soul Trim Level Annual Policy 6-month Policy Per Month
LX 2WD$1176$581$98
GT-Line 2WD$1264$628$105
S 2WD$1269$632$105
X-Line 2WD$1253$637$106
EX 2WD$1308$654$110
GT-Line Turbo 2WD$1413$697$117

Cost Summary

Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$2920$241
Safe Driver Age 20$2558$214
At-fault Accidents Age 40$1833$153
Low Deductibles Age 40$1613$135
Safe Driver Age 30$1331$111
Safe Driver Age 40$1271$106
Safe Driver Age 50$1167$97
Safe Driver Age 60$1147$96
High Deductibles Age 40$1100$92
Discount Rate Age 40$1059$88

Model by Year

Model Year Comprehensive Collision Liability Total Premium
2020 Kia Soul $294 $480 $392 $1339
2019 Kia Soul $282 $481 $399 $1333
2018 Kia Soul $275 $470 $415 $1322
2017 Kia Soul $263 $447 $432 $1297
2016 Kia Soul $250 $436 $446 $1279
2015 Kia Soul $238 $405 $455 $1252
2014 Kia Soul $232 $380 $455 $1218
2013 Kia Soul $222 $337 $463 $1172
2012 Kia Soul $206 $314 $459 $1148
2011 Kia Soul $199 $294 $470 $1112
2010 Kia Soul $196 $275 $474 $1099

Crash Tests Ratings

Vehicle TestedOverallFrontalSideRollover
2020 Kia Soul SUV FWD4 stars4 stars5 stars4 stars
2019 Kia Soul SUV FWD5 stars5 stars5 stars4 stars
2018 Kia Soul SUV FWD5 stars5 stars5 stars4 stars
2017 Kia Soul SUV FWD5 stars5 stars5 stars4 stars
2016 Kia Soul SUV FWD5 stars5 stars5 stars4 stars

Cost by Location

City/State Annual Rate Monthly Rate
Detroit, MI$5003$416
New Orleans, LA$2981$247
Miami, FL$2440$204
New York, NY$2373$199
Philadelphia, PA$2126$176
Las Vegas, NV$2116$175
Los Angeles, CA$2111$174
Louisville, KY$2023$167
San Francisco, CA$1797$150
Oakland, CA$1775$149
Sacramento, CA$1690$140
Baltimore, MD$1658$138
Long Beach, CA$1627$137
Tulsa, OK$1602$133
Oklahoma City, OK$1581$132
Kansas City, MO$1593$134
Denver, CO$1540$128
Memphis, TN$1538$128
Atlanta, GA$1524$128
Colorado Springs, CO$1515$126
Fresno, CA$1506$125
San Jose, CA$1493$124
Phoenix, AZ$1435$119
Portland, OR$1411$120
San Diego, CA$1415$117
Jacksonville, FL$1407$118
Boston, MA$1408$117
Wichita, KS$1370$114
Chicago, IL$1356$114
Dallas, TX$1342$111
Houston, TX$1323$110
Seattle, WA$1327$111
Minneapolis, MN$1306$110
Nashville, TN$1264$106
Indianapolis, IN$1258$106
Milwaukee, WI$1277$106
Mesa, AZ$1257$104
Albuquerque, NM$1239$103
Tucson, AZ$1214$102
San Antonio, TX$1187$100
Omaha, NE$1160$96
Fort Worth, TX$1144$97
El Paso, TX$1153$95
Austin, TX$1139$95
Cleveland, OH$985$82
Columbus, OH$936$77
Charlotte, NC$877$73
Virginia Beach, VA$831$69
Raleigh, NC$757$64

Cost by State

U.S. State Annual Cost 6-month Cost Monthly Cost
Alabama$1078$534$90
Alaska$1009$503$84
Arizona$1166$584$96
Arkansas$1223$619$103
California$1417$709$118
Colorado$1374$686$115
Connecticut$1409$694$116
Delaware$1383$695$115
Florida$1716$860$144
Georgia$1320$663$110
Hawaii$1014$511$84
Idaho$848$425$71
Illinois$916$450$75
Indiana$936$463$78
Iowa$840$426$71
Kansas$1101$554$93
Kentucky$1435$719$120
Louisiana$1908$946$158
Maine$811$402$67
Maryland$1184$588$99
Massachusetts$1082$543$89
Michigan$2318$1146$193
Minnesota$1126$569$95
Mississippi$1144$573$96
Missouri$1136$562$94
Montana$1187$583$98
Nebraska$1011$509$84
Nevada$1430$720$120
New Hampshire$925$461$77
New Jersey$1232$617$104
New Mexico$1116$556$92
New York$1410$705$118
North Carolina$869$439$73
North Dakota$995$496$82
Ohio$856$432$72
Oklahoma$1378$687$117
Oregon$1135$571$95
Pennsylvania$1121$567$94
Rhode Island$1522$759$127
South Carolina$1182$590$99
South Dakota$1056$535$88
Tennessee$1070$531$88
Texas$1248$626$104
Utah$1056$527$88
Vermont$891$447$75
Virginia$827$408$69
Washington$1014$504$84
West Virginia$1145$567$95
Wisconsin$939$464$79
Wyoming$1133$571$95

Diversity

Insurance Coverage CategoryLoss Rate
Collision-6.9%
Property Damage-1.0%
Comprehensive-12.9%
Personal Injury38.6%
Medical Payment36.5%
Bodily Injury15.1%

Other Kia models

Other styles

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $61
Homeowner $17
5-yr Accident Free $81
5-yr Claim Free $86
Paid in Full/EFT $47
Advance Quote $66
Online Quote $94

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Discounts are estimated and may not be available from every company or in every state.

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