Lexus LS 460 Insurance Rates
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Is insurance high on a Lexus?
There are many factors that insurance companies use when they determine your rates - aside from age, gender, and marital status.
Is the Lexus LS 460 expensive to maintain?
YES. In my personal opinion, the Lexus LS 460 represents poor value for money as a used car as well as an expensive one to maintain. This point is even more relevant if we consider that you can find much better cars with similar prices and lower running costs. Examples could be the Audi A8, BMW 7 Series, or Mercedes S Class.
Is the Lexus LS 460 a good car?
The car is good. The car is not perfect, but it is really close. It also has serious flaws that, if addressed, may make the car even better than its competitors like the 5-Series and S-Class.
How many miles can a Lexus 460 last?
The Lexus 460 was manufactured by the company in two forms; the first is known as the F1-generation, which was launched around 1990. This Gen I model can be found in three different models, one being a single cab, another being a double cab, and finally, there's the luxury LFA model.
Lexus LS 460 Trims Available
| Lexus LS 460 Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| Sedan | $1944 | $984 | $164 |
| AWD | $2014 | $996 | $168 |
| L Sedan | $1997 | $1003 | $167 |
| L AWD | $2049 | $1009 | $170 |
Model by Year
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Lexus LS 460 | $392 | $783 | $363 | $1674 |
| 2016 Lexus LS 460 | $373 | $749 | $378 | $1635 |
| 2015 Lexus LS 460 | $359 | $699 | $389 | $1589 |
| 2014 Lexus LS 460 | $346 | $667 | $387 | $1544 |
| 2013 Lexus LS 460 | $330 | $593 | $393 | $1442 |
| 2012 Lexus LS 460 | $307 | $543 | $391 | $1391 |
| 2011 Lexus LS 460 | $296 | $510 | $394 | $1345 |
| 2010 Lexus LS 460 | $292 | $478 | $403 | $1299 |
| 2009 Lexus LS 460 | $269 | $439 | $400 | $1258 |
| 2008 Lexus LS 460 | $259 | $399 | $411 | $1209 |
| 2007 Lexus LS 460 | $241 | $369 | $405 | $1161 |
Cost by Driver Age and Deductibles
| Driver Age | Deductible | Annual Cost | Monthly Cost |
|---|---|---|---|
| 20 | $998 | $3351 | $278 |
| $505 | $4004 | $333 | |
| $251 | $4706 | $391 | |
| 30 | $1014 | $1754 | $145 |
| $499 | $2123 | $177 | |
| $252 | $2477 | $208 | |
| 40 | $998 | $1658 | $138 |
| $500 | $1980 | $167 | |
| $250 | $2365 | $195 | |
| 50 | $1012 | $1504 | $127 |
| $507 | $1826 | $152 | |
| $249 | $2146 | $177 | |
| 60 | $1003 | $1497 | $123 |
| $505 | $1791 | $150 | |
| $251 | $2088 | $176 |
Cost by State
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1507 | $162 | -9.7% |
| Alaska | $1280 | $389 | -23.3% |
| Arizona | $1382 | $288 | -17.2% |
| Arkansas | $1669 | -$0 | 0.0% |
| California | $1901 | $232 | 13.9% |
| Colorado | $1591 | $78 | -4.7% |
| Connecticut | $1711 | $42 | 2.5% |
| Delaware | $1885 | $216 | 12.9% |
| Florida | $2083 | $413 | 24.8% |
| Georgia | $1543 | $126 | -7.5% |
| Hawaii | $1198 | $471 | -28.2% |
| Idaho | $1130 | $539 | -32.2% |
| Illinois | $1242 | $427 | -25.6% |
| Indiana | $1258 | $411 | -24.6% |
| Iowa | $1124 | $545 | -32.6% |
| Kansas | $1583 | $86 | -5.1% |
| Kentucky | $2276 | $607 | 36.3% |
| Louisiana | $2468 | $799 | 47.7% |
| Maine | $1030 | $639 | -38.2% |
| Maryland | $1378 | $292 | -17.5% |
| Massachusetts | $1330 | $339 | -20.3% |
| Michigan | $2897 | $1228 | 73.5% |
| Minnesota | $1398 | $272 | -16.3% |
| Mississippi | $1999 | $329 | 19.7% |
| Missouri | $1482 | $188 | -11.2% |
| Montana | $1791 | $122 | 7.3% |
| Nebraska | $1314 | $355 | -21.3% |
| Nevada | $1999 | $329 | 19.7% |
| New Hampshire | $1202 | $467 | -28.0% |
| New Jersey | $1863 | $194 | 11.6% |
| New Mexico | $1476 | $194 | -11.6% |
| New York | $1755 | $86 | 5.1% |
| North Carolina | $960 | $709 | -42.4% |
| North Dakota | $1366 | $303 | -18.2% |
| Ohio | $1150 | $519 | -31.0% |
| Oklahoma | $1711 | $42 | 2.5% |
| Oregon | $1527 | $142 | -8.5% |
| Pennsylvania | $1589 | $80 | -4.8% |
| Rhode Island | $2224 | $555 | 33.2% |
| South Carolina | $1511 | $158 | -9.4% |
| South Dakota | $1408 | $262 | -15.7% |
| Tennessee | $1460 | $210 | -12.6% |
| Texas | $2009 | $339 | 20.3% |
| Utah | $1234 | $435 | -26.1% |
| Vermont | $1140 | $529 | -31.6% |
| Virginia | $998 | $671 | -40.1% |
| Washington | $1288 | $381 | -22.8% |
| West Virginia | $1527 | $142 | -8.5% |
| Wisconsin | $1152 | $517 | -30.9% |
| Wyoming | $1484 | $186 | -11.1% |
Other Lexus models
Other styles
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
