Lexus RX 350 Insurance Rates
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Are you currently a budget-conscious proprietor of Lexus RX 350? Then it is necessary for you to buy car coverage. Doing this isn't depositing money monthly or yearly unnecessarily. Instead, it can spare you from spending a great deal of money in case an accident happens and you are the person who's at-fault.
The Lexus RX 350 is a genuine beauty. Its frame, which measures mm (diameter) x mm (length) x (height), has 4 doors along with a wheelbase having a measurement of mm.
Starting the motor ascertains the fact that the automobile you own is a full stunner. Its 19-liter capacity engine that uses Regular Unleaded includes 24 valves, 3500 cc displacement, 248 Nm full torque, and 266 maximum HP.
Having a automatic transmission, it is plain to see that the Lexus RX 350 is the top Front Wheel Driv that a vehicle enthusiast like you could have.
And now that you're the proud proprietor of this Lexus RX 350, there is one very vital thing that you ought to execute before you start enjoying your prized possession to the max. It is none aside from purchasing car coverage. Before you feel that it's only a waste of your money, keep on reading to realize it's actually good for your wallet.
Later on, we will also speak on a few of the situations that you may do in order to bring down the expense of insuring your Lexus RX 350. Yes, automobile coverage does not have to wreak havoc on the pocket as many men and women assume.
It may look like purchasing auto coverage is all about making a car coverage policy company rich. After all, it involves shelling money monthly or annually, the price of which is oftentimes significant. However, the truth is that automobile coverage is for your security as well as that of your Lexus RX 350 if a vehicular accident happens.
In regards to a vehicular accident, it is either you are the victim or the person who is at-fault. The latter can be quite pricey as you will be the person who will take care of the repair of this automobile of the other party. In case he or she is hurt, you'll also take care of the medical expenses. And if the individual could not work again because of his or her physical injuries, it is your savings that will provide her or his losses.
You can cover all of the stuff mentioned above. Or you can leave the job to a automobile coverage company. You don't have to be a rocket scientist to understand that no vehicle owner would select the first alternative.
That is exactly the reason why you need to have your Lexus RX 350 guaranteed. Doing so is the first step to take to save from shouldering all sorts of expenditures justin case a car accident occurs and you're the person who's accountable.
The full price is merely a tiny fraction of the quantity of cash that you will have to shell out monthly or yearly for your automobile coverage. It's due to this why you shouldn't think that purchasing car coverage is unnecessary. It's a must especially if you're driving your Lexus RX 350 in a state where owning the minimal policy is required by the law.
Especially for individuals who own premier cars, the monthly or annual premiums can be very steep. It is for the simple fact that the vehicles they're driving are pricey.
However, it does not imply that being the proprietor of Lexus RX 350 leaves one no choice but to shell out a massive amount of bread for your premiums. Believe it or not, there are many things that you could do to bring down the price of automobile coverage. Some of them are unbelievably easy, but are proven to make insuring a vehicle affordable.
Among the most effortless ways to save yourself from expensive monthly or per annum premiums is driving your vehicle less. The logic behind this is uncomplicated: it's less likely for you to get a car accident if you're not using your car regularly.
Unfortunately, if you want to avoid steep auto insurance premiums through this solution, sacrifices will need to be made. Obviously, you'll have to have less your of ride's fuel market, which is 18.0 1/100 kilometers for urban driving and 25.0 1/100 km for main road driving.
It's also a nice idea to park your ride in your garage or where it is out of harm's way safe. This is to lower the danger of your Lexus RX 350 being stolen or burglarized. To prove to a car insurance company that you're not leaving your car everywhere, you might install a GPS tracker which could reveal your automobile's coordinates.
Another quick tip about reducing the cost of monthly or annual premiums is really a careful driver. Because of this, you might complete a defensive driving lesson to reveal to the car insurance provider that you are a superb driver. In case you have a clean driving record, keeping it devoid of traffic violations can save you from paying exorbitant premiums.
Getting your Lexus RX 350 installed with after-market security attributes is also a great idea. With them, your risk of being at a vehicular accident and becoming the guilty party, too, can be reduced considerably.
There are many different ways to make your monthly or annual premiums easier on the pocket. Don't hesitate to ask your reputable auto insurance provider agent what they are. Along with the helpful tips mentioned above, you will learn that purchasing auto insurance does not need to leave your savings in a wreck.
Lexus RX 350 Trims Available
Lexus RX 350 Trim Level | Annual Policy | 6-month Policy | Per Month |
---|---|---|---|
2WD | $1501 | $738 | $123 |
4WD | $1549 | $770 | $129 |
F Sport 2WD | $1526 | $773 | $127 |
F Sport 4WD | $1525 | $772 | $127 |
Luxury 2WD | $1522 | $774 | $128 |
Luxury 4WD | $1549 | $767 | $127 |
F Sport Performance 2WD | $1589 | $784 | $132 |
F Sport Performance 4WD | $1569 | $786 | $130 |
Model by Year
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2020 Lexus RX 350 | $356 | $662 | $443 | $1635 |
2019 Lexus RX 350 | $347 | $655 | $450 | $1624 |
2018 Lexus RX 350 | $331 | $637 | $469 | $1629 |
2017 Lexus RX 350 | $322 | $618 | $491 | $1591 |
2016 Lexus RX 350 | $305 | $593 | $502 | $1589 |
2015 Lexus RX 350 | $293 | $546 | $513 | $1542 |
2014 Lexus RX 350 | $281 | $522 | $515 | $1503 |
2013 Lexus RX 350 | $270 | $462 | $517 | $1435 |
2012 Lexus RX 350 | $249 | $426 | $522 | $1394 |
2011 Lexus RX 350 | $241 | $404 | $528 | $1361 |
2010 Lexus RX 350 | $239 | $376 | $537 | $1318 |
2009 Lexus RX 350 | $218 | $347 | $541 | $1274 |
2008 Lexus RX 350 | $211 | $315 | $545 | $1260 |
2007 Lexus RX 350 | $200 | $292 | $541 | $1205 |
Cost by Driver Age and Deductibles
Driver Age | Deductible | Annual Cost | Monthly Cost |
---|---|---|---|
20 | $1011 | $2511 | $209 |
$501 | $3028 | $252 | |
$252 | $3617 | $298 | |
30 | $1007 | $1336 | $112 |
$502 | $1629 | $138 | |
$249 | $1960 | $163 | |
40 | $1014 | $1277 | $107 |
$505 | $1526 | $129 | |
$251 | $1815 | $150 | |
50 | $1012 | $1150 | $97 |
$499 | $1400 | $117 | |
$250 | $1647 | $139 | |
60 | $1000 | $1128 | $94 |
$503 | $1372 | $115 | |
$251 | $1634 | $136 |
Cost by Location
City/State | Annual Rate | Monthly Rate |
---|---|---|
New York, NY | $2864 | $242 |
Philadelphia, PA | $2536 | $212 |
Los Angeles, CA | $2543 | $210 |
San Francisco, CA | $2154 | $179 |
San Jose, CA | $1788 | $149 |
Phoenix, AZ | $1740 | $144 |
San Diego, CA | $1693 | $142 |
Jacksonville, FL | $1685 | $142 |
Chicago, IL | $1636 | $136 |
Dallas, TX | $1613 | $133 |
Houston, TX | $1587 | $133 |
Indianapolis, IN | $1513 | $129 |
San Antonio, TX | $1426 | $120 |
Austin, TX | $1363 | $114 |
Columbus, OH | $1122 | $94 |
Cost by State
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1488 | $157 | -9.5% |
Alaska | $1263 | $381 | -23.3% |
Arizona | $1367 | $277 | -16.9% |
Arkansas | $1644 | -$0 | 0.0% |
California | $1877 | $233 | 14.3% |
Colorado | $1570 | $74 | -4.5% |
Connecticut | $1688 | $44 | 2.7% |
Delaware | $1863 | $219 | 13.4% |
Florida | $2058 | $414 | 25.3% |
Georgia | $1520 | $124 | -7.6% |
Hawaii | $1181 | $464 | -28.3% |
Idaho | $1116 | $528 | -32.2% |
Illinois | $1225 | $420 | -25.6% |
Indiana | $1241 | $404 | -24.6% |
Iowa | $1110 | $534 | -32.6% |
Kansas | $1562 | $82 | -5.0% |
Kentucky | $2245 | $600 | 36.6% |
Louisiana | $2437 | $793 | 48.4% |
Maine | $1018 | $626 | -38.2% |
Maryland | $1359 | $285 | -17.4% |
Massachusetts | $1313 | $331 | -20.2% |
Michigan | $2859 | $1215 | 74.2% |
Minnesota | $1377 | $267 | -16.3% |
Mississippi | $1974 | $329 | 20.1% |
Missouri | $1460 | $185 | -11.2% |
Montana | $1769 | $124 | 7.6% |
Nebraska | $1297 | $347 | -21.2% |
Nevada | $1974 | $329 | 20.1% |
New Hampshire | $1187 | $458 | -27.9% |
New Jersey | $1839 | $195 | 11.8% |
New Mexico | $1458 | $187 | -11.4% |
New York | $1735 | $90 | 5.5% |
North Carolina | $948 | $697 | -42.6% |
North Dakota | $1347 | $297 | -18.2% |
Ohio | $1136 | $508 | -31.0% |
Oklahoma | $1688 | $44 | 2.7% |
Oregon | $1508 | $137 | -8.3% |
Pennsylvania | $1568 | $76 | -4.6% |
Rhode Island | $2196 | $552 | 33.7% |
South Carolina | $1492 | $153 | -9.3% |
South Dakota | $1389 | $255 | -15.6% |
Tennessee | $1440 | $205 | -12.5% |
Texas | $1982 | $337 | 20.6% |
Utah | $1217 | $428 | -26.1% |
Vermont | $1128 | $516 | -31.5% |
Virginia | $986 | $659 | -40.2% |
Washington | $1271 | $373 | -22.8% |
West Virginia | $1510 | $135 | -8.2% |
Wisconsin | $1138 | $506 | -30.9% |
Wyoming | $1466 | $179 | -10.9% |
Other Lexus models
Other styles
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $64 |
Multi-vehicle | $61 |
Homeowner | $17 |
5-yr Accident Free | $81 |
5-yr Claim Free | $86 |
Paid in Full/EFT | $47 |
Advance Quote | $66 |
Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.