Lafayette Car Insurance - Louisiana
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How much does auto insurance cost in Louisiana?
Louisiana car insurance requirements: Required by law to have liability insurance of $15,000 for bodily injury or death per person/$30,000 bodily injury or death per accident. Personal Injury Protection is also mandatory at a minimum of $10,000. Insurance companies offer coverage from as low as $179/year* to as high as $3276/year*. Based on a 2008 study done by the Louisiana Department of Insurance, the average cost for auto insurance in New Orleans was $841/year*.
How much is car insurance per month in Louisiana?
Louisiana has an average rate of $1,716 compared to nationwide, which is about $858/month on average.*
How much is insurance for a $1000 car?
There are many types of insurance available for cars and other vehicles. You mention the specific sum of $1000; this is not normally enough money to purchase comprehensive vehicle insurance. Comprehensive coverage protects your vehicle from
How much does full car insurance cost?
For a normal sedan, full coverage is usually about $150-200 per month. This varies greatly depending on your vehicle and the coverage you choose. There is also Personal Injury Protection (PIP) which can be purchased with any car insurance policy. PIP covers medical expenses if you are injured in an accident, regardless of who is at fault. Some states require that drivers carry bodily injury liability - this pays for injuries sustained by someone else as the result of an accident caused by the insured driver.
Lafayette Cheapest Companies
| Cheapest Companies | Quotes |
|---|---|
State Farm | $214/mo |
Progressive | $267/mo |
American Family | $514/mo |
Around Cities
Louisiana Cities | |
|---|---|
| New Orleans | $417/mo |
| Baton Rouge | $242/mo |
| Shreveport | $266/mo |
| Metairie | $320/mo |
| Lafayette | $334/mo |
| Louisiana | $315/mo |
Lafayette Best Companies
| Best Companies | Score ? | Quotes ? |
|---|---|---|
Clearcover | 97 | $211/mo |
American Family | 89 | $381/mo |
Lafayette Drivers by Age
| Driver Age | Avg. Monthly Cost |
|---|---|
| teens | $628 |
| 20s | $408 |
| 30s | $247 |
| 40s | $239 |
| 50s | $231 |
| 60s | $300 |
| 70s | $199 |
| 80s | $146 |
Driving History
| Driving History | Avg. Monthly Cost |
|---|---|
| No Violation | $267 |
| Speeding Ticket | $347 |
| At-Fault Accident | $440 |
| Failure to Stop for Red Light / Stop Sign | $199 |
Lafayette Scores
| Credit Tie | Avg. Monthly Cost |
|---|---|
| Excellent | $191 |
| Good | $269 |
| Average | $306 |
| Poor | $404 |
Lafayette Ratings
| Cities with Most DUIs Rank | #18 |
| Cities with Most Moving Violations Rank | #11 |
| Most Popular Car in state | Nissan Altima |
| Cities with Most Speeding Tickets Rank | #6 |
| Cities with Most Suspended Licenses Rank | #25 |
Averages
| Lafayette Average (yearly) | Louisiana Average | United States Average |
| $2429 | $2368 | $1544 |
Group by Genders
| Gender/Marital Status | Average Yearly Rate |
| Female | $2568 |
| Male | $2407 |
| Single | $2294 |
| Married | $2321 |
| Divorced | $2388 |
| Widowed | $2375 |
Violations
| Citation | Average Annual Rate |
| DUI/DWI | $3536 |
| Reckless Driving | $3453 |
| $1004 | $3585 |
| $2000 | $3626 |
| Speeding Ticket (16-20 mph over speed limit) | $2882 |
Lafayette Zipcodes
- 70500
- 70501
- 70502
- 70503
- 70504
- 70505
- 70506
- 70507
- 70508
- 70509
- 70593
- 70595
- 70596
- 70598
Other cities of same state
Other cities from different states
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
