Mazda 2 Insurance Rates
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Are you currently a budget-conscious holder of Mazda 2? Then it's a must that you get auto coverage. Doing so is not depositing cash monthly or annual unnecessarily. Rather, it can spare you from spending a great deal of cash if an accident happens and you are the person who is accountable.
The Mazda 2 is a genuine beauty. Its chassis, which measures 1690 mm (diameter) x 3930 mm (length) x 1550 (elevation), has 5 doors and a wheelbase having a measurement of 2680 mm.
Starting the motor establishes that the car you have is a full stunner. Its 45-liter power engine that uses Diesel has 8 valves, 1399 cc displacement, 160 Nm total torque, and 67 maximum HP.
Possessing a manual transmission, it's simple to see that the Mazda 2 is the best Front that a vehicle enthusiast like you could have.
And now that you're the satisfied owner of the Mazda 2, there is one very vital step which you ought to carry out before you start enjoying your valued possession to the max. It is none aside from buying auto coverage. Before you think that it's simply a waste of your bread, continue reading to know that it's really good for your wallet.
Later on, we'll also discuss a few of the situations which you can do in order to reduce the cost of insuring your Mazda 2. Yes, auto coverage does not have to wreak havoc upon the wallet as many men and women assume.
It may look like buying car coverage is about making a automobile coverage company wealthy. After all, it involves shelling money monthly or yearly, the cost of which is oftentimes steep. However, the truth is that automobile coverage is for your security as well as that of your Mazda 2 in case a vehicular accident occurs.
In regards to a vehicular accident, it is either you are the victim or the one who is accountable. The latter can be very pricey as you'll be the one who will look after the repair of the automobile of another party. In case he or she is injured, you'll also take care of the health care expenses. And when the person could not work again due to his or her physical accidents, it is your savings which will provide her or his losses.
You are able to cover all of the stuff mentioned above. Or you may leave the task to a auto coverage company. You don't have to be a brainiac to know that no automobile operator would select the first alternative.
This is exactly the reason you need to get your Mazda 2 insured. Doing so is the initial thing to take to save from shouldering all sorts of expenditures justin case a vehicular accident occurs and you are the one who's at-fault.
The total price is just a tiny fraction of the amount of money that you will have to pay out monthly or annually for your automobile coverage. It is due to this why you should not feel that buying car coverage is unnecessary. It is a must especially if you're driving your Mazda 2 at a state where possessing the minimum policy is required by law.
Especially for those who own premier rides, the monthly or annual premiums are often very steep. It's for the simple fact that the cars they're driving are pricey.
But, it does not mean that being the owner of Mazda 2 leaves one no choice but to spend a huge sum of money for premiums. Believe it or not, there are various things which you could carry out in order to bring down the price of auto coverage. A number of them are unbelievably simple, but are shown to make insuring a ride cheap.
Among the handiest ways to save yourself from expensive monthly or annual premiums is driving your vehicle less. The logic behind this is easy: it is less likely that you get an auto accident if you're not using your vehicle often.
Regrettably, if you want to avoid steep auto insurance premiums by means of this suggestion, sacrifices will have to be made. Obviously, you'll need to encounter significantly less your of car's fuel economy, which is 1/100 kilometers for urban riding and 1/100 kilometers for highway driving.
It's also a nice idea to park your vehicle in your garage or where it is protected safe. This is to lower the danger of your Mazda 2 being stolen or burglarized. To prove to your automobile insurance provider which you're not leaving your car everywhere, you might put in a satellite tracker which can reveal your car's coordinates.
Another simple tip on reducing the cost of monthly or per annum premiums is being a vigilant driver. Because of this, you might complete a defensive driving lesson to reveal to the car insurance company which you're a fantastic driver. In case you have a clean driving record, keeping it devoid of traffic offenses can save you from paying high premiums.
Getting your Mazda 2 installed with after-market security attributes is also a great idea. With them, your odds of being in a car accident and being the liable party, also, can be reduced considerably.
There are a number of different techniques to make your monthly or per annum premiums easier on the pocket. Don't hesitate to ask your trusted car insurance company representative what they're. Together with the helpful tips mentioned above, you will know that buying car insurance doesn't need to leave your savings in a disaster.
Mazda 2 Trims Available
Mazda 2 Trim Level | Annual Policy | 6-month Policy | Per Month |
---|---|---|---|
Sport Hatchback | $1169 | $587 | $98 |
Touring Hatchback | $1191 | $601 | $100 |
Cost Summary
Driver Risk Profile | Annual Rate | Monthly Rate |
---|---|---|
High Risk Driver Age 30 | $2711 | $223 |
Safe Driver Age 20 | $2348 | $197 |
At-fault Accidents Age 40 | $1713 | $143 |
Low Deductibles Age 40 | $1452 | $121 |
Safe Driver Age 30 | $1217 | $102 |
Safe Driver Age 40 | $1185 | $98 |
Safe Driver Age 50 | $1082 | $91 |
Safe Driver Age 60 | $1071 | $89 |
High Deductibles Age 40 | $1058 | $87 |
Discount Rate Age 40 | $987 | $83 |
Model by Year
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2014 Mazda 2 | $198 | $309 | $456 | $1128 |
2013 Mazda 2 | $192 | $274 | $465 | $1093 |
2012 Mazda 2 | $180 | $252 | $466 | $1063 |
2011 Mazda 2 | $172 | $239 | $467 | $1029 |
Cost by State
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1017 | $107 | -9.5% |
Alaska | $862 | $261 | -23.4% |
Arizona | $933 | $191 | -17.1% |
Arkansas | $1124 | -$0 | 0.0% |
California | $1280 | $157 | 14.1% |
Colorado | $1075 | $48 | -4.3% |
Connecticut | $1156 | $32 | 2.9% |
Delaware | $1272 | $149 | 13.3% |
Florida | $1407 | $283 | 25.3% |
Georgia | $1037 | $86 | -7.7% |
Hawaii | $808 | $316 | -28.2% |
Idaho | $760 | $364 | -32.6% |
Illinois | $838 | $285 | -25.5% |
Indiana | $846 | $277 | -24.8% |
Iowa | $758 | $366 | -32.8% |
Kansas | $1067 | $56 | -5.0% |
Kentucky | $1534 | $410 | 36.7% |
Louisiana | $1664 | $541 | 48.3% |
Maine | $694 | $430 | -38.5% |
Maryland | $927 | $197 | -17.6% |
Massachusetts | $899 | $225 | -20.1% |
Michigan | $1954 | $830 | 74.3% |
Minnesota | $941 | $183 | -16.4% |
Mississippi | $1347 | $223 | 20.0% |
Missouri | $997 | $127 | -11.4% |
Montana | $1208 | $84 | 7.5% |
Nebraska | $886 | $237 | -21.2% |
Nevada | $1349 | $225 | 20.1% |
New Hampshire | $810 | $314 | -28.0% |
New Jersey | $1256 | $133 | 11.9% |
New Mexico | $997 | $127 | -11.4% |
New York | $1186 | $62 | 5.5% |
North Carolina | $647 | $476 | -42.6% |
North Dakota | $919 | $205 | -18.3% |
Ohio | $778 | $346 | -31.0% |
Oklahoma | $1156 | $32 | 2.9% |
Oregon | $1029 | $94 | -8.4% |
Pennsylvania | $1073 | $50 | -4.5% |
Rhode Island | $1500 | $376 | 33.7% |
South Carolina | $1019 | $105 | -9.3% |
South Dakota | $949 | $175 | -15.7% |
Tennessee | $985 | $139 | -12.4% |
Texas | $1355 | $231 | 20.7% |
Utah | $832 | $291 | -26.0% |
Vermont | $772 | $352 | -31.5% |
Virginia | $675 | $448 | -40.1% |
Washington | $870 | $253 | -22.6% |
West Virginia | $1029 | $94 | -8.4% |
Wisconsin | $780 | $344 | -30.8% |
Wyoming | $1001 | $123 | -11.0% |
Other Mazda models
Other styles
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $64 |
Multi-vehicle | $61 |
Homeowner | $17 |
5-yr Accident Free | $81 |
5-yr Claim Free | $86 |
Paid in Full/EFT | $47 |
Advance Quote | $66 |
Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.