Mazda MX-5 Miata Insurance Rates

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Are you currently a budget-conscious holder of Mazda MX-5 Miata? Then it's necessary for you to get automobile coverage. Doing so isn't shelling out cash monthly or per annum unnecessarily. Rather, it may protect you from spending a great deal of funds if an accident occurs and you are the one who is at-fault.

The Mazda MX-5 Miata is a true beauty. Its chassis, which measures 1690 mm (diameter) x 3980 mm (length) x 1230 (elevation), has 2 doors along with a wheelbase having a dimension of 2270 mm.

Starting the motor verifies the fact that the vehicle you have is a total stunner. Its 50-liter power engine that relies on Gasoline - Premium has 16 valves, 1597 cc displacement, 134 Nm full torque, and 108 utmost HP.

Having a manual transmission, it is simple to see that the Mazda MX-5 Miata is the best Rear that a vehicle enthusiast like you might have.

And now that you're the satisfied owner of the Mazda MX-5 Miata, there's one very vital step which you ought to carry out before you start enjoying your prized possession to the max. It is none other than buying auto coverage. Before you think that it's simply a waste of your money, continue reading to learn that it's really good for your wallet.

Later on, we'll also speak on some of the situations that you may do in order to bring down the expense of insuring your Mazda MX-5 Miata. Yes, car coverage does not have to wreak havoc on the economies as many people assume.

It may seem like purchasing auto coverage is about making a car coverage company rich. After all, it involves shelling cash monthly or per annum, the price of which is oftentimes exorbitant. However, the reality is that automobile coverage is for your security in addition to that of your Mazda MX-5 Miata if a vehicular accident happens.

When it comes to a car crash, it's either you are the victim or the person who is at-fault. The latter can be very expensive as you will be the one who will look after the repair of this vehicle of the other party. In case he or she is hurt, you will also take care of the health care expenses. And when the other party couldn't work again because of her or his bodily injuries, it is your pocket that will provide her or his losses.

You can pay for all the stuff mentioned previously. Or you may leave the task to a auto coverage company. You do not have to be a rocket scientist to understand that no car operator would select the first alternative.

This is precisely the reason why you should have your Mazda MX-5 Miata insured. Doing so is the principal step to take to save from shouldering all kinds of costs in case an automobile crash occurs and you're the one who's at-fault.

The full price is just a very small fraction of the quantity of cash that you will have to pay out monthly or annually for your automobile coverage. It's on account of this why you should not think that buying car coverage is unnecessary. It is a must especially if you're driving your Mazda MX-5 Miata at a state where possessing the minimum policy is required by law.

Especially for people who own premier automobiles, the monthly or per annum premiums are often very steep. It is for the simple fact that the cars they're driving are expensive.

However, it does not imply that being the possessor of Mazda MX-5 Miata leaves one no choice but to invest a massive amount of money for your premiums. Believe it or not, there are various things that you could carry out in order to bring down the cost of vehicle coverage. Some of them are unbelievably simple, but are proven to make insuring a ride cheap.

Among the easiest ways to save yourself from steep monthly or yearly premiums is driving your ride less. The logic behind this is uncomplicated: it's less likely for you to have a car accident if you're not using your ride regularly.

Unfortunately, if you want to avoid steep auto insurance premiums through this advice, sacrifices will need to be produced. Needless to say, you will have to experience significantly less your of vehicle's fuel economy, which is 1/100 kilometers for urban driving and 1/100 km for freeway driving.

It's also a good idea to park your ride in your garage or where it is out of harm's way safe. This is to decrease the risk of your Mazda MX-5 Miata being pilfered or burglarized. To prove to a car insurance provider that you're not leaving your car everywhere, you might install a satellite tracker that could reveal your automobile's coordinates.

Another easy tip on reducing the cost of monthly or per annum premiums is being a careful driver. For this, you may complete a defensive driving lesson to show to the automobile insurance provider that you're a great driver. If you've got a clean driving record, keeping it free of traffic offenses can save you from paying exorbitant premiums.

Getting your Mazda MX-5 Miata installed with after-market security features is also a great idea. With them, your risk of being at a vehicular accident and becoming the accountable party, too, can be lowered dramatically.

There are a number of other techniques to make your monthly or annual premiums easier on the pocket. Don't hesitate to ask your trusted car insurance provider person what they're. Together with the useful tips mentioned previously, you will realize that buying car insurance doesn't need to leave your savings in a disaster.

Mazda MX-5 MiataMazda MX-5 Miata

Mazda MX-5 Miata Trims Available

Mazda MX-5 Miata Trim Level Annual Policy 6-month Policy Per Month
Sport Convertible$1308$656$108
Club Convertible$1398$702$117
Grand Touring Convertible$1386$698$118
RF Club Convertible$1429$721$121
RF Grand Touring Convertible$1442$715$120

Model by Year

Model Year Comprehensive Collision Liability Total Premium
2020 Mazda MX-5 Miata $269 $450 $332 $1203
2019 Mazda MX-5 Miata $259 $446 $336 $1173
2018 Mazda MX-5 Miata $249 $436 $356 $1179
2017 Mazda MX-5 Miata $240 $417 $364 $1161
2016 Mazda MX-5 Miata $229 $407 $375 $1145
2015 Mazda MX-5 Miata $220 $377 $388 $1115
2014 Mazda MX-5 Miata $210 $352 $387 $1097
2013 Mazda MX-5 Miata $200 $320 $394 $1044
2012 Mazda MX-5 Miata $190 $293 $390 $1016
2011 Mazda MX-5 Miata $179 $273 $397 $987
2010 Mazda MX-5 Miata $177 $254 $403 $975
2009 Mazda MX-5 Miata $164 $236 $402 $951
2008 Mazda MX-5 Miata $158 $215 $412 $925
2007 Mazda MX-5 Miata $150 $197 $404 $885
2006 Mazda MX-5 Miata $141 $179 $400 $854
2005 Mazda MX-5 Miata $134 $161 $400 $835
2004 Mazda MX-5 Miata $133 $158 $394 $820
2003 Mazda MX-5 Miata $130 $152 $386 $799
2002 Mazda MX-5 Miata $120 $141 $380 $786
2001 Mazda MX-5 Miata $117 $134 $380 $773

Cost by Driver Age and Deductibles

Driver Age Deductible Annual Cost Monthly Cost
20$1011$2305$191
$503$2770$230
$250$3233$272
30$1003$1224$103
$506$1486$124
$252$1741$146
40$1013$1150$96
$501$1391$117
$252$1629$136
50$1005$1066$88
$504$1281$106
$251$1481$123
60$1012$1030$86
$498$1234$103
$249$1475$121

Cost by State

State Premium Compared to U.S. Avg Percent Difference
Alabama $1073 $116 -9.8%
Alaska $911 $278 -23.4%
Arizona $983 $206 -17.3%
Arkansas $1190 -$0 0.0%
California $1352 $162 13.6%
Colorado $1131 $58 -4.9%
Connecticut $1218 $28 2.4%
Delaware $1340 $150 12.6%
Florida $1482 $292 24.6%
Georgia $1097 $92 -7.7%
Hawaii $853 $336 -28.3%
Idaho $805 $384 -32.3%
Illinois $883 $306 -25.8%
Indiana $895 $294 -24.7%
Iowa $799 $390 -32.8%
Kansas $1125 $64 -5.4%
Kentucky $1618 $429 36.0%
Louisiana $1756 $567 47.7%
Maine $731 $459 -38.6%
Maryland $979 $210 -17.7%
Massachusetts $945 $244 -20.5%
Michigan $2061 $871 73.3%
Minnesota $995 $194 -16.3%
Mississippi $1420 $230 19.4%
Missouri $1053 $136 -11.4%
Montana $1274 $84 7.1%
Nebraska $935 $254 -21.4%
Nevada $1424 $234 19.7%
New Hampshire $855 $334 -28.1%
New Jersey $1326 $136 11.4%
New Mexico $1049 $140 -11.8%
New York $1248 $58 4.9%
North Carolina $683 $507 -42.7%
North Dakota $973 $216 -18.2%
Ohio $817 $372 -31.3%
Oklahoma $1216 $26 2.2%
Oregon $1089 $100 -8.4%
Pennsylvania $1131 $58 -4.9%
Rhode Island $1582 $392 33.0%
South Carolina $1075 $114 -9.6%
South Dakota $1001 $188 -15.8%
Tennessee $1037 $152 -12.8%
Texas $1432 $242 20.4%
Utah $879 $310 -26.1%
Vermont $809 $380 -32.0%
Virginia $709 $481 -40.5%
Washington $915 $274 -23.1%
West Virginia $1089 $100 -8.4%
Wisconsin $821 $368 -31.0%
Wyoming $1057 $132 -11.1%

Other Mazda models

Other styles

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $61
Homeowner $17
5-yr Accident Free $81
5-yr Claim Free $86
Paid in Full/EFT $47
Advance Quote $66
Online Quote $94

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Discounts are estimated and may not be available from every company or in every state.

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