Billings Car Insurance - Montana
Enter your zip code below to view companies that have cheap auto insurance rates.
Is car insurance expensive in Montana?
The average car insurance rate in Montana is $1,615 per year u2014 13.1% more than the US average. Your auto insurance premiums are impacted by more than just geography.
What are the minimum requirements for auto insurance in Montana?
Minimum requirements for auto insurance in Montana are a state law set by the Montana Legislature. As a result, there is no minimum amount to carry as their coverage is an optional use of money unless you depend on your vehicle for income.
What insurance is required in Montana?
We require car insurance if you are 21+ of age. If you are under-aged, required insurance is determined by the state in which you reside. It varies from $300 to $1000 per year depending on your regional laws and can vary based on your method of transportation. For example, if you're too young to drive, biking around town may be an economical option, but that would still depend on your area's laws.
Billings Cheapest Companies
| Cheapest Companies | Quotes |
|---|---|
State Farm | $46/mo |
Progressive | $60/mo |
Allstate | $65/mo |
Travelers | $78/mo |
The General | $159/mo |
Around Cities
Montana Cities | |
|---|---|
| Missoula | $85/mo |
| Great Falls | $89/mo |
| Bozeman | $98/mo |
| Butte | $92/mo |
| Billings | $81/mo |
| Montana | $89/mo |
Billings Best Companies
| Best Companies | Score ? | Quotes ? |
|---|---|---|
American Family | 89 | $178/mo |
Nationwide | 89 | $235/mo |
Safeco | 86 | $248/mo |
Travelers | 80 | $142/mo |
Billings Drivers by Age
| Driver Age | Avg. Monthly Cost |
|---|---|
| teens | $297 |
| 20s | $195 |
| 30s | $162 |
| 40s | $183 |
| 50s | $115 |
| 60s | $146 |
| 70s | $112 |
| 80s | N/A |
Driving History
| Driving History | Avg. Monthly Cost |
|---|---|
| No Violation | $197 |
| Speeding Ticket | $210 |
| At-Fault Accident | $219 |
| Failure to Stop for Red Light / Stop Sign | $176 |
Billings Scores
| Credit Tie | Avg. Monthly Cost |
|---|---|
| Excellent | $219 |
| Good | $184 |
| Average | $177 |
| Poor | $186 |
Billings Ratings
| Cities with Most DUIs Rank | #5 |
| Cities with Most Moving Violations Rank | #5 |
| Most Popular Car in state | Ford F-Series Pickup |
| Cities with Most Speeding Tickets Rank | #4 |
| Cities with Most Suspended Licenses Rank | #4 |
Averages
| Billings Average (annual) | Montana Average | National Average |
| $1487 | $1547 | $1555 |
Group by Genders
| Gender/Marital Status | Average Annual Rate |
| Female | $1476 |
| Male | $1468 |
| Single | $1468 |
| Married | $1471 |
| Divorced | $1483 |
| Widowed | $1473 |
Violations
| Incident/Violation | Average Yearly Rate |
| DWI/DUI | $2278 |
| Reckless Driving | $2307 |
| $999 | $2061 |
| $2002 | $2217 |
| Speeding Ticket (16-20 mph over speed limit) | $1842 |
Billings Zipcodes
- 59101
- 59102
- 59103
- 59104
- 59105
- 59106
- 59107
- 59108
- 59111
- 59112
- 59114
- 59115
- 59116
- 59117
Other cities of same state
Other cities from different states
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
Compare Rates and Save
Find companies with the cheapest rates in your area
Discounts are estimated and may not be available from every company or in every state.
