Las Vegas Car Insurance - Nevada
Enter your zip code below to view companies that have cheap auto insurance rates.
How much does car insurance cost in Las Vegas?
Las Vegas car insurance rates depend on the coverage you need and your driving record, but there are some general guidelines.
Why is Vegas car insurance so expensive?
It's not. I have reviewed the rates of dozens of companies, and we've found that you could save hundreds by comparing car insurance quotes in just minutes!
Is car insurance required in Las Vegas?
No. Nevada is one of the few states in the US that does not require drivers to carry car insurance, though you can purchase it voluntarily.
Is car insurance more expensive in California or Las Vegas?
Car insurance quotes are usually less expensive in California because the minimum liability limits are higher than in Nevada.
Las Vegas Cheapest Companies
| Cheapest Companies | Quotes |
|---|---|
GEICO | $113/mo |
Progressive | $152/mo |
State Farm | $160/mo |
Allstate | $222/mo |
Nationwide | $234/mo |
Around Cities
Nevada Cities | |
|---|---|
| Henderson | $159/mo |
| Reno | $118/mo |
| North Las Vegas | $222/mo |
| Sparks | $123/mo |
| Las Vegas | $194/mo |
| Nevada | $164/mo |
Las Vegas Best Companies
| Best Companies | Score ? | Quotes ? |
|---|---|---|
American Family | 89 | $282/mo |
Safeco | 86 | $344/mo |
Liberty Mutual | 82 | $502/mo |
Mercury | 81 | $327/mo |
Travelers | 80 | $274/mo |
Las Vegas Drivers by Age
| Driver Age | Avg. Monthly Cost |
|---|---|
| teens | $781 |
| 20s | $408 |
| 30s | $316 |
| 40s | $357 |
| 50s | $314 |
| 60s | $270 |
| 70s | $326 |
| 80s | $289 |
Driving History
| Driving History | Avg. Monthly Cost |
|---|---|
| No Violation | $331 |
| Speeding Ticket | $366 |
| At-Fault Accident | $411 |
| Failure to Stop for Red Light / Stop Sign | $332 |
Las Vegas Scores
| Credit Tie | Avg. Monthly Cost |
|---|---|
| Excellent | $333 |
| Good | $360 |
| Average | $362 |
| Poor | $318 |
Las Vegas Ratings
| Cities with Most DUIs Rank | #6 |
| Cities with Most Moving Violations Rank | #6 |
| Most Popular Car in state | Honda Accord |
| Cities with Most Speeding Tickets Rank | #6 |
| Cities with Most Suspended Licenses Rank | #5 |
Averages
| Las Vegas Average (annual) | Nevada Average | National Average |
| $2634 | $1990 | $1552 |
Group by Genders
| Marital Status/Gender | Average Annual Rate |
| Female | $2803 |
| Male | $2640 |
| Single | $2470 |
| Married | $2458 |
| Divorced | $2638 |
| Widowed | $2625 |
Violations
| Incident | Average Annual Rate |
| DWI/DUI | $3923 |
| Reckless Driving | $4065 |
| $1005 | $3531 |
| $2025 | $4228 |
| Speeding Ticket (16-20 mph over speed limit) | $3347 |
Las Vegas Info
| Major Highways | U.S. 95,I-15,I-215 |
| Public Transit | RTC Bus,LV Monorail, |
| Ridesharing | Uber in Las Vegas,Lyft in Las Vegas, |
Las Vegas Zipcodes
- 89101
- 89102
- 89103
- 89104
- 89105
- 89106
- 89107
- 89108
- 89109
- 89110
- 89111
- 89112
- 89113
- 89114
- 89115
- 89116
- 89117
- 89118
- 89119
- 89120
- 89121
- 89122
- 89123
- 89124
- 89125
- 89126
- 89127
- 89128
- 89129
- 89130
- 89131
- 89132
- 89133
- 89134
- 89135
- 89136
- 89137
- 89138
- 89139
- 89140
- 89141
- 89142
- 89143
- 89144
- 89145
- 89146
- 89147
- 89148
- 89149
- 89150
- 89151
- 89152
- 89153
- 89154
- 89155
- 89156
- 89157
- 89158
- 89159
- 89160
- 89161
- 89162
- 89164
- 89165
- 89166
- 89169
- 89170
- 89173
- 89177
- 89178
- 89179
- 89180
- 89183
- 89185
- 89193
- 89195
- 89199
Other cities of same state
Other cities from different states
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
