Albuquerque Car Insurance - New Mexico
Enter your zip code below to view companies that have cheap auto insurance rates.
Is car insurance expensive in Albuquerque?
Car Insurance Rates in Albuquerque by Age Group: Distinctions between price quotes given to men and women in their 30's with under 25 years of driving experience.
What car insurance is required by law in New Mexico?
New Mexico state law requires that all drivers carry at least $25,000 per person/$50,000 per occurrence of bodily injury liability insurance, and $10,000 for property damage.
Is car insurance required in New Mexico?
Yes, car insurance is required in New Mexico. The minimum amount of coverage is $25,000 for injuries to one person in an accident, $50,000 for multiple people up to a total of $100,000 max per accident, and if property damage exceeds these amounts, the driver must carry additional liability protection. Here's more information on the basics of auto insurance in NM, including how much coverage you're required to have.
How much does car insurance cost in Mexico?
For Mexicans living in Mexico, it can be hard to know what insurance costs because the price of policies depends on one's age and location. Insurance is regulated by each state and can also vary according to how likely you are to file a claim and any claims that have already been made against your policy.
Albuquerque Cheapest Companies
Cheapest Companies | Quotes |
---|---|
Progressive | $35/mo |
State Farm | $70/mo |
Nationwide | $121/mo |
Travelers | $135/mo |
The General | $161/mo |
Around Cities
New Mexico Cities | |
---|---|
Las Cruces | $77/mo |
Rio Rancho | $119/mo |
Santa Fe | $100/mo |
Roswell | $103/mo |
Albuquerque | $132/mo |
New Mexico | $106/mo |
Albuquerque Best Companies
Best Companies | Score ? | Quotes ? |
---|---|---|
American Family | 89 | $153/mo |
Nationwide | 89 | $231/mo |
Safeco | 86 | $191/mo |
Liberty Mutual | 82 | $246/mo |
Travelers | 80 | $160/mo |
Albuquerque Drivers by Age
Driver Age | Avg. Monthly Cost |
---|---|
teens | $370 |
20s | $227 |
30s | $168 |
40s | $203 |
50s | $175 |
60s | $172 |
70s | $160 |
80s | $205 |
Driving History
Driving History | Avg. Monthly Cost |
---|---|
No Violation | $193 |
Speeding Ticket | $253 |
At-Fault Accident | $232 |
Failure to Stop for Red Light / Stop Sign | $191 |
Albuquerque Scores
Credit Tie | Avg. Monthly Cost |
---|---|
Excellent | $212 |
Good | $203 |
Average | $197 |
Poor | $191 |
Albuquerque Ratings
Cities with Most DUIs Rank | #4 |
Cities with Most Moving Violations Rank | #10 |
Most Popular Car in state | Ford F-Series Pickup |
Cities with Most Speeding Tickets Rank | #11 |
Cities with Most Suspended Licenses Rank | #8 |
Averages
Albuquerque Average (per year) | New Mexico Average | United States Average |
$1561 | $1336 | $1566 |
Group by Genders
Marital Status/Gender | Average Yearly Rate |
Female | $1565 |
Male | $1553 |
Single | $1427 |
Married | $1434 |
Divorced | $1577 |
Widowed | $1547 |
Violations
Citation | Average Annual Rate |
DUI/DWI | $2428 |
Reckless Driving | $2325 |
$1000 | $2047 |
$2016 | $2355 |
Speeding Ticket (16-20 mph over speed limit) | $1921 |
Albuquerque Info
Major Highways | I-40,I-25,SH 423 |
Public Transit | ABQ RIDE Bus,Rapid Ride Bus, |
Ridesharing | Uber in Albuquerque,Lyft in Albuquerque, |
Albuquerque Zipcodes
- 87101
- 87102
- 87103
- 87104
- 87105
- 87106
- 87107
- 87108
- 87109
- 87110
- 87111
- 87112
- 87113
- 87114
- 87115
- 87116
- 87119
- 87120
- 87121
- 87122
- 87123
- 87125
- 87131
- 87151
- 87153
- 87154
- 87158
- 87165
- 87176
- 87181
- 87184
- 87185
- 87187
- 87190
- 87191
- 87192
- 87193
- 87194
- 87195
- 87196
- 87197
- 87198
- 87199
Other cities of same state
Other cities from different states
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $64 |
Multi-vehicle | $61 |
Homeowner | $17 |
5-yr Accident Free | $81 |
5-yr Claim Free | $86 |
Paid in Full/EFT | $47 |
Advance Quote | $66 |
Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.