Reading Car Insurance - Pennsylvania
Enter your zip code below to view companies that have cheap auto insurance rates.
How do you read car insurance limits?
To answer these kinds of questions, we first need to step back and consider what insurance really does for us. Insurance isn't about replacing your car or paying for all your medical bills (at least not directly); it's a way to help protect you from financial loss in certain situations. When one of those situations occurs, the insurer steps in and helps compensate you for your loss. The compensation can come as a result of any number of things: damaged property could be repaired or replaced; injured people might get certain types and amounts of medical care; and in the case of a death, the family might get money from an insurer to help them rebuild their lives.
How do you read an insurance policy?
The answer is, very carefully.
How can I check my car insurance details?
There are two easy ways to find out your car insurance details:
How do you read full coverage insurance?
No, I kid, but as with many insurance policies, there's usually a little fine print. In the case of full coverage insurance for your car or truck, that can be a phrase like ''actual cash value.'' That might sound innocuous enough -- but it could mean you're getting shortchanged on your settlement if that's not explained to you beforehand. It also may not be what you think it means. So let's take an in-depth look at actual cash value and how it applies to you when filing an auto claim after an accident.
Reading Cheapest Companies
Cheapest Companies | Quotes |
---|---|
State Farm | $91/mo |
GEICO | $147/mo |
Travelers | $151/mo |
Progressive | $159/mo |
American Family | $169/mo |
Around Cities
Pennsylvania Cities | |
---|---|
Philadelphia | $246/mo |
Pittsburgh | $144/mo |
Allentown | $154/mo |
Erie | $137/mo |
Reading | $158/mo |
Pennsylvania | $167/mo |
Reading Best Companies
Best Companies | Score ? | Quotes ? |
---|---|---|
American Family | 89 | $207/mo |
Liberty Mutual | 82 | $176/mo |
Travelers | 80 | $143/mo |
Reading Drivers by Age
Driver Age | Avg. Monthly Cost |
---|---|
teens | $306 |
20s | $201 |
30s | $160 |
40s | $220 |
50s | $130 |
60s | $129 |
70s | $128 |
80s | N/A |
Driving History
Driving History | Avg. Monthly Cost |
---|---|
No Violation | $179 |
Speeding Ticket | $229 |
At-Fault Accident | $221 |
Failure to Stop for Red Light / Stop Sign | $228 |
Reading Scores
Credit Tie | Avg. Monthly Cost |
---|---|
Excellent | $211 |
Good | $189 |
Average | $189 |
Poor | $189 |
Reading Ratings
Cities with Most DUIs Rank | #23 |
Cities with Most Moving Violations Rank | #28 |
Most Popular Car in state | Honda Accord |
Cities with Most Speeding Tickets Rank | #22 |
Cities with Most Suspended Licenses Rank | #5 |
Reading Zipcodes
- 19601
- 19602
- 19603
- 19604
- 19605
- 19606
- 19607
- 19608
- 19609
- 19610
- 19611
- 19612
- 19640
Other cities of same state
- Philadelphia Car Insurance
- State College Car Insurance
- Levittown Car Insurance
- East Stroudsburg Car Insurance
Other cities from different states
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $64 |
Multi-vehicle | $61 |
Homeowner | $17 |
5-yr Accident Free | $81 |
5-yr Claim Free | $86 |
Paid in Full/EFT | $47 |
Advance Quote | $66 |
Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.