Sioux Falls Car Insurance - South Dakota
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How much is car insurance South Dakota?
The average cost of car insurance in South Dakota is $2,442.25 per year. At the same time, this may seem like a lot (even with all the discounts!), the annual savings for those who purchase their coverage from Sioux Falls Insurance can be as high as 45%.
How much is car insurance in Sioux Falls SD?
Well, the answer to this question really does depend on many factors, such as your age and where you live. Your chances of getting into an accident also affect the cost. In Sioux Falls, males aged 25-29 pay the most ($875 every six months), while those aged 60-64 spend the least ($423). On ordinary people from Sioux Falls usually pay about $725 because high earners are often charged more for premiums.
Is car insurance cheap in South Dakota?
The average annual cost of car insurance in South Dakota is $730. This is compared to the national average of $970; therefore, we can see that car insurance in this state is fairly cheap. However, take caution when considering these figures and make sure you compare quotes from several different providers before considering a purchase. There are many factors at play, such as age, location, and marital status, that can affect how much it will cost for you to get coverage; hence comparison shopping should be done prior to making a final decision on whether or not this constitutes an affordable option for your situation.
Sioux Falls Cheapest Companies
| Cheapest Companies | Quotes |
|---|---|
Allstate | $46/mo |
State Farm | $82/mo |
GEICO | $90/mo |
Progressive | $102/mo |
The General | $146/mo |
Around Cities
South Dakota Cities | |
|---|---|
| Rapid City | $85/mo |
| Aberdeen | $93/mo |
| Brookings | $87/mo |
| Watertown | $101/mo |
| Sioux Falls | $103/mo |
| South Dakota | $93/mo |
Sioux Falls Best Companies
| Best Companies | Score ? | Quotes ? |
|---|---|---|
American Family | 89 | $159/mo |
Sioux Falls Drivers by Age
| Driver Age | Avg. Monthly Cost |
|---|---|
| teens | $271 |
| 20s | $169 |
| 30s | $160 |
| 40s | $192 |
| 50s | $166 |
| 60s | $138 |
| 70s | $130 |
| 80s | $146 |
Driving History
| Driving History | Avg. Monthly Cost |
|---|---|
| No Violation | $162 |
| Speeding Ticket | $191 |
| At-Fault Accident | $205 |
| Failure to Stop for Red Light / Stop Sign | $145 |
Sioux Falls Scores
| Credit Tie | Avg. Monthly Cost |
|---|---|
| Excellent | $142 |
| Good | $168 |
| Average | $183 |
| Poor | $192 |
Sioux Falls Ratings
| Cities with Most DUIs Rank | #1 |
| Cities with Most Moving Violations Rank | #1 |
| Most Popular Car in state | Honda Accord |
| Cities with Most Speeding Tickets Rank | #1 |
| Cities with Most Suspended Licenses Rank | #2 |
Averages
| Sioux Falls Average (per year) | South Dakota Average | National Average |
| $1490 | $1709 | $1568 |
Group by Genders
| Marital Status/Gender | Average Yearly Rate |
| Female | $1466 |
| Male | $1503 |
| Single | $1350 |
| Married | $1352 |
| Divorced | $1500 |
| Widowed | $1427 |
Violations
| Incident/Violation | Average Yearly Rate |
| DWI/DUI | $2085 |
| Reckless Driving | $2144 |
| $1012 | $1900 |
| $2022 | $1995 |
| Speeding Ticket (16-20 mph over speed limit) | $1755 |
Sioux Falls Zipcodes
- 57101
- 57103
- 57104
- 57105
- 57106
- 57107
- 57108
- 57109
- 57110
- 57117
- 57118
- 57186
- 57188
- 57189
- 57192
- 57193
- 57194
- 57195
- 57196
- 57197
- 57198
Other cities of same state
Other cities from different states
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
