SSC Insurance Rates
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What are the 3 types of car insurance?
There are many different types of car insurance available to drivers, but the three main types are liability, comprehensive, and collision.
What does comprehensive coverage pay for?
Comprehensive insurance covers damage to your vehicle resulting from incidents other than collisions with other vehicles or objects. This coverage protects you against vandalism, theft, fire, and certain natural disasters. Comprehensive insurance also commonly provides additional protection against damage due to flooding or earthquakes in some regions.
What is the difference between comprehensive and collision insurance?
Comprehensive insurance covers non-collision damages to your vehicle, such as wildlife damage, theft, vandalism, and fire. Comprehensive coverage is typically the most expensive type of car insurance. Collision insurance, which is optional in some states but required by lenders on financed vehicles, pays for damages caused by a collision with another car or an object like a tree or utility pole.
What is third party insurance?
Third-party insurance, also known as 'third party cover, is the minimum legal requirement for motor vehicles in South Africa. This insurance covers damage to property or people as a result of an accident. The insured party, as the owner of the vehicle, pays for this type of insurance, and it can be purchased from any registered insurer.
SSC Models
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $64 |
Multi-vehicle | $61 |
Homeowner | $17 |
5-yr Accident Free | $81 |
5-yr Claim Free | $86 |
Paid in Full/EFT | $47 |
Advance Quote | $66 |
Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.