Austin Car Insurance - Texas
Enter your zip code below to view companies that have cheap auto insurance rates.
How much does car insurance cost in Austin TX?
The answer varies widely depending on a person's driving record, type of car, credit history, and many other factors. The average cost for a full coverage insurance policy in Texas is about $115 per month. For the Mercedes-Benz S550 4MATIC, that would mean around $1680/year or roughly ~$140 per month. In reality, it could be much higher depending on how risky you are behind the wheel and your insurer's assessment of that risk.
How much is car insurance in Texas Monthly?
It depends on whether you are looking for term or whole life insurance, as well as the type of policy you are thinking about buying. Term policies are much cheaper than permanent types but expire at a specified date unless they are renewed.
Is car insurance in Texas expensive?
Generally, automobile insurance coverage in Texas is moderately priced compared to other states. u00c2 However, each insurer sets its own rate, so there can be wide variations among companies and quotes. u00c2 You will want to compare at least three insurance quotes before making your decision. u00c2 While some insurers offer great rates on automobiles, they do not provide discounts on homeowners' policies or vice versa.
How much is insurance for a $1000 car?
Let's say the car is a Scion TC, and it's in NY.
Austin Cheapest Companies
Cheapest Companies | Quotes |
---|---|
Progressive | $150/mo |
State Farm | $160/mo |
Nationwide | $177/mo |
Direct Auto | $183/mo |
Mercury | $216/mo |
Around Cities
Texas Cities | |
---|---|
Houston | $224/mo |
San Antonio | $227/mo |
Dallas | $259/mo |
Fort Worth | $205/mo |
Austin | $205/mo |
Texas | $223/mo |
Austin Best Companies
Texas Cities | |
---|---|
Houston | $224/mo |
San Antonio | $227/mo |
Dallas | $261/mo |
Fort Worth | $204/mo |
Austin | $204/mo |
Texas | $222/mo |
Age Group
Age bracket | Average Annual Rate |
Teenagers | $3697 |
20s | $1869 |
30s | $1419 |
40s | $1374 |
50s | $1247 |
60s | $1291 |
70s | $1583 |
Credit Scores
Credit Level | Average Rate (annual) |
Very Poor | $3011 |
Fair | $1791 |
Good | $1421 |
Very Good | $1338 |
Exceptional | $1165 |
Austin Ratings
Cities with Most DUIs Rank | #20 |
Cities with Most Moving Violations Rank | #58 |
Most Popular Car in state | Toyota Corolla |
Cities with Most Speeding Tickets Rank | #59 |
Cities with Most Suspended Licenses Rank | #126 |
Averages
Austin Average (annual) | Texas Average | U.S. Average |
$1420 | $1419 | $1549 |
Group by Genders
Gender/Marital Status | Average Yearly Rate |
Female | $1415 |
Male | $1443 |
Single | $1346 |
Married | $1334 |
Divorced | $1435 |
Widowed | $1301 |
Austin Info
Major Highways | I-35,U.S. 290,SH 71 |
Public Transit | MetroRail,MetroBus,MetroRapid |
Toll Roads | 183A Toll Road,290 Toll Road,Loop 1 Toll |
Austin Zipcodes
- 73301
- 73344
- 78701
- 78702
- 78703
- 78704
- 78705
- 78708
- 78709
- 78710
- 78711
- 78712
- 78713
- 78714
- 78715
- 78716
- 78717
- 78718
- 78719
- 78720
- 78721
- 78722
- 78723
- 78724
- 78725
- 78726
- 78727
- 78728
- 78729
- 78730
- 78731
- 78732
- 78733
- 78734
- 78735
- 78736
- 78737
- 78738
- 78739
- 78741
- 78742
- 78744
- 78745
- 78746
- 78747
- 78748
- 78749
- 78750
- 78751
- 78752
- 78753
- 78754
- 78755
- 78756
- 78757
- 78758
- 78759
- 78760
- 78761
- 78762
- 78763
- 78764
- 78765
- 78766
- 78767
- 78768
- 78769
- 78772
- 78773
- 78774
- 78778
- 78779
- 78780
- 78781
- 78783
- 78785
- 78786
- 78788
- 78789
- 78798
- 78799
Other cities of same state
Other cities from different states
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $64 |
Multi-vehicle | $61 |
Homeowner | $17 |
5-yr Accident Free | $81 |
5-yr Claim Free | $86 |
Paid in Full/EFT | $47 |
Advance Quote | $66 |
Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.