Toyota 4Runner Insurance Rates
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No individual can deny that your Toyota 4Runner is a total beauty. A single look at the chassis measuring 1880 mm (diameter) by 4810 mm (length) by 1830 (height) can prove that this is true.
It's not just outside of the Toyota 4Runner which can amaze, but also its inside too. There is tons of room for family and friends as it seats up to 5 passengers. Getting in and outside the vehicle with a wheelbase measuring 2800 mm is trouble-free for all as it has a total of 5 doors.
Ahead of taking your stunning ride from one place to another, you should primarily have it insured. This can function as a protection for your pocket just if a auto accident happens.
Perhaps a person told you that insuring your Toyota 4Runner will not be easy on your savings as a result of large monthly or annual premiums. It is for the exact same reason some vehicle owners don't insure their own belongings, unless they are citizens of nations where every auto owner should buy the minimum auto coverage policy.
Whether buying automobile coverage is obligated by the law, then it is a great idea to insure your Toyota 4Runner. This is because a vehicular accident may still happen even when you are the most experienced and vigilant driver around.
There are many things that can be blamed for a vehicular injury other than having bad driving skills. An issue regarding the transmission is one of those. As an example, a part of this transmission could be faulty. In someonstances, it might become damaged because of normal wear and tear.
You may consider your Toyota 4Runner to have the finest . Unfortunately, rides using or another kind are not impervious to issues.
Getting your car's transmission scrutinized on a regular basis or replaced as needed could help lower the risk of issues and ultimately automobile accidents. However, won't prevent car that runs on .
And while we are at it, other engine-related specs of this Toyota 4Runner comprise: 245 max HP, 382 Nm maximum torque, 24 valves, and 3950 cc displacement.
Yes experiencing less its gas economy boasting of 13.1 1/100 kilometers when driving at the metropolis 10.7 1/100 km when driving on the freeway may help make owning an automobile coverage policy more affordable. The fantastic thing is that bringing down the price of auto coverage does not begin and finish there.
Instead of forcing your Toyota 4Runner less, you may also push it safely as you possibly can. You can prove this to the auto coverage company by introducing a driving record that is flawless.
Finishing a defensive driving course is one trouble-free way to guard yourself from a rash to a careful driver. It is not only for lowering car coverage prices. It is also for reducing your chance of crashing into another vehicle or someone's property.
To prove that you're inclined to do everything and anything that it would take to maintain car accidents at bay, you may install some ride security features. Some instances include side airbags, brake assistance, reverse parking sensors, dash cam, forward collision warning, and blind-spot warning.
Parking your Toyota 4Runner where it is out of harm's way may also reduce your monthly or yearly premiums. You can establish the fact that you're not leaving your vehicle in questionable places with the help of a GPS tracker.
Refrain from assuming that car coverage is expensive or an effect of unnecessary expenditures. It's for your protection just in case a car crash occurs and you're the at-fault party. There are a variety of methods to maintain your monthly or annual premiums low, and the hints shared above are just some of those.
Toyota 4Runner Trims Available
Toyota 4Runner Trim Level | Annual Policy | 6-month Policy | Per Month |
---|---|---|---|
SR/5 2WD | $1390 | $699 | $117 |
SR/5 4WD | $1390 | $704 | $115 |
SR/5 Premium 2WD | $1397 | $697 | $116 |
TRD Off-Road 4WD | $1404 | $703 | $116 |
Limited 2WD | $1448 | $719 | $119 |
SR/5 Premium 4WD | $1435 | $729 | $119 |
TRD Off-Road Premium 4WD | $1453 | $729 | $121 |
Venture 4WD | $1451 | $726 | $121 |
Limited 4WD | $1485 | $752 | $124 |
NightShade 4WD | $1485 | $754 | $123 |
Nightshade 2WD | $1493 | $745 | $126 |
TRD Pro 4WD | $1482 | $744 | $123 |
Model by Year
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2020 Toyota 4Runner | $332 | $517 | $331 | $1318 |
2019 Toyota 4Runner | $322 | $511 | $338 | $1316 |
2018 Toyota 4Runner | $312 | $501 | $352 | $1290 |
2017 Toyota 4Runner | $299 | $479 | $365 | $1276 |
2016 Toyota 4Runner | $284 | $457 | $380 | $1246 |
2015 Toyota 4Runner | $270 | $426 | $384 | $1208 |
2014 Toyota 4Runner | $260 | $399 | $391 | $1182 |
2013 Toyota 4Runner | $250 | $362 | $391 | $1136 |
2012 Toyota 4Runner | $234 | $328 | $392 | $1099 |
2011 Toyota 4Runner | $227 | $313 | $397 | $1063 |
2010 Toyota 4Runner | $221 | $289 | $405 | $1056 |
2009 Toyota 4Runner | $201 | $267 | $402 | $1013 |
2008 Toyota 4Runner | $200 | $244 | $405 | $985 |
2007 Toyota 4Runner | $184 | $222 | $401 | $954 |
2006 Toyota 4Runner | $176 | $201 | $406 | $924 |
2005 Toyota 4Runner | $168 | $182 | $400 | $895 |
2004 Toyota 4Runner | $167 | $180 | $392 | $879 |
2003 Toyota 4Runner | $161 | $169 | $383 | $851 |
2002 Toyota 4Runner | $147 | $159 | $384 | $825 |
2001 Toyota 4Runner | $145 | $152 | $379 | $806 |
Crash Tests Ratings
Vehicle Tested | Overall | Frontal | Side | Rollover |
---|---|---|---|---|
2019 Toyota 4Runner SUV AWD | 4 stars | 4 stars | 5 stars | 3 stars |
2019 Toyota 4Runner SUV 2WD | 4 stars | 4 stars | 5 stars | 3 stars |
2018 Toyota 4Runner SUV AWD | 4 stars | 4 stars | 5 stars | 3 stars |
2018 Toyota 4Runner SUV 2WD | 4 stars | 4 stars | 5 stars | 3 stars |
2017 Toyota 4Runner SUV AWD | 4 stars | 4 stars | 5 stars | 3 stars |
2017 Toyota 4Runner SUV 2WD | 4 stars | 4 stars | 5 stars | 3 stars |
2016 Toyota 4Runner SUV AWD | 4 stars | 4 stars | 5 stars | 3 stars |
2016 Toyota 4Runner SUV 2WD | 4 stars | 4 stars | 5 stars | 3 stars |
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration |
Cost by Driver Age and Deductibles
Driver Age | Deductible | Annual Cost | Monthly Cost |
---|---|---|---|
20 | $998 | $2472 | $206 |
$499 | $2863 | $239 | |
$250 | $3314 | $276 | |
30 | $1010 | $1296 | $107 |
$503 | $1530 | $127 | |
$249 | $1761 | $147 | |
40 | $1012 | $1244 | $103 |
$506 | $1438 | $121 | |
$249 | $1662 | $139 | |
50 | $998 | $1136 | $94 |
$498 | $1320 | $110 | |
$253 | $1534 | $126 | |
60 | $1010 | $1118 | $92 |
$505 | $1300 | $107 | |
$250 | $1484 | $124 |
Cost by Location
City/State | Annual Rate | Monthly Rate |
---|---|---|
Detroit, MI | $5677 | $473 |
New Orleans, LA | $3371 | $279 |
Miami, FL | $2787 | $231 |
New York, NY | $2696 | $226 |
Philadelphia, PA | $2371 | $199 |
Las Vegas, NV | $2368 | $197 |
Los Angeles, CA | $2391 | $198 |
Louisville, KY | $2262 | $190 |
San Francisco, CA | $2019 | $170 |
Oakland, CA | $2007 | $168 |
Sacramento, CA | $1900 | $159 |
Baltimore, MD | $1875 | $157 |
Long Beach, CA | $1839 | $154 |
Tulsa, OK | $1820 | $150 |
Oklahoma City, OK | $1801 | $149 |
Kansas City, MO | $1779 | $150 |
Denver, CO | $1739 | $148 |
Memphis, TN | $1771 | $147 |
Atlanta, GA | $1735 | $145 |
Colorado Springs, CO | $1713 | $141 |
Fresno, CA | $1707 | $141 |
San Jose, CA | $1690 | $140 |
Phoenix, AZ | $1640 | $136 |
Portland, OR | $1611 | $134 |
San Diego, CA | $1593 | $134 |
Jacksonville, FL | $1585 | $133 |
Boston, MA | $1590 | $131 |
Wichita, KS | $1556 | $129 |
Chicago, IL | $1540 | $129 |
Dallas, TX | $1503 | $127 |
Houston, TX | $1511 | $127 |
Seattle, WA | $1500 | $126 |
Minneapolis, MN | $1476 | $126 |
Nashville, TN | $1438 | $120 |
Indianapolis, IN | $1450 | $120 |
Milwaukee, WI | $1424 | $120 |
Mesa, AZ | $1427 | $118 |
Albuquerque, NM | $1389 | $116 |
Tucson, AZ | $1363 | $115 |
San Antonio, TX | $1343 | $112 |
Omaha, NE | $1308 | $109 |
Fort Worth, TX | $1308 | $109 |
El Paso, TX | $1290 | $108 |
Austin, TX | $1282 | $107 |
Cleveland, OH | $1114 | $93 |
Columbus, OH | $1056 | $89 |
Charlotte, NC | $1004 | $83 |
Virginia Beach, VA | $942 | $78 |
Raleigh, NC | $851 | $72 |
Cost by State
U.S. State | Annual Cost | 6-month Cost | Monthly Cost |
---|---|---|---|
Alabama | $1213 | $605 | $102 |
Alaska | $1137 | $573 | $95 |
Arizona | $1314 | $655 | $109 |
Arkansas | $1404 | $692 | $116 |
California | $1613 | $796 | $133 |
Colorado | $1560 | $771 | $129 |
Connecticut | $1586 | $797 | $132 |
Delaware | $1577 | $789 | $131 |
Florida | $1979 | $980 | $164 |
Georgia | $1510 | $745 | $124 |
Hawaii | $1153 | $573 | $97 |
Idaho | $973 | $488 | $80 |
Illinois | $1034 | $511 | $85 |
Indiana | $1049 | $529 | $88 |
Iowa | $961 | $479 | $80 |
Kansas | $1254 | $633 | $106 |
Kentucky | $1640 | $820 | $136 |
Louisiana | $2141 | $1080 | $180 |
Maine | $913 | $458 | $76 |
Maryland | $1332 | $676 | $112 |
Massachusetts | $1229 | $609 | $102 |
Michigan | $2587 | $1306 | $218 |
Minnesota | $1290 | $641 | $107 |
Mississippi | $1282 | $642 | $108 |
Missouri | $1278 | $637 | $107 |
Montana | $1325 | $663 | $112 |
Nebraska | $1136 | $567 | $95 |
Nevada | $1636 | $808 | $136 |
New Hampshire | $1059 | $528 | $88 |
New Jersey | $1402 | $701 | $119 |
New Mexico | $1253 | $627 | $104 |
New York | $1623 | $804 | $133 |
North Carolina | $981 | $495 | $82 |
North Dakota | $1116 | $557 | $93 |
Ohio | $978 | $491 | $82 |
Oklahoma | $1554 | $788 | $132 |
Oregon | $1289 | $635 | $106 |
Pennsylvania | $1283 | $636 | $107 |
Rhode Island | $1715 | $863 | $145 |
South Carolina | $1359 | $670 | $113 |
South Dakota | $1198 | $596 | $101 |
Tennessee | $1193 | $598 | $101 |
Texas | $1419 | $702 | $118 |
Utah | $1187 | $588 | $99 |
Vermont | $1002 | $507 | $84 |
Virginia | $934 | $465 | $78 |
Washington | $1152 | $572 | $96 |
West Virginia | $1297 | $645 | $107 |
Wisconsin | $1067 | $527 | $89 |
Wyoming | $1282 | $640 | $108 |
Diversity
Insurance Coverage Category | Loss Rate |
---|---|
Collision | -26.5% |
Property Damage | -5.9% |
Comprehensive | -15.1% |
Personal Injury | -22.8% |
Medical Payment | -29.2% |
Bodily Injury | -20.2% |
Source: Insurance Institute for Highway Safety |
Other Toyota models
Other styles
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $64 |
Multi-vehicle | $61 |
Homeowner | $17 |
5-yr Accident Free | $81 |
5-yr Claim Free | $86 |
Paid in Full/EFT | $47 |
Advance Quote | $66 |
Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.