Toyota Highlander Insurance Rates
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Owning a ToyotaHighlander has always been your goal. Now all that is remaining is to find out how to protect it from any potential form of damage. If you sincerely desire to enjoy this car, you have to maintain it in perfect shape for as long as you can.
With a chassis of 4700 mm (length) x 1830 mm (width) x 1700 (height), you must confess your ride is downright gorgeous. Another amazing thing about it is that is possesses seats. That gives everyone enough room to sit back and enjoy the ride. You do not even have to add the cool 2730 wheelbase just located under the vehicle.
Driving is filled with danger. A lot of things could go wrong and end up damaging your ToyotaHighlander. Your car could spoil, you could collide with property or even worse another driver.
Getting into a automobile crash is costly, getting into a automobile crash and being the guilty one can be even more costly. You will be responsible for paying for any damage to property that occurs. You might also be held accountable for any harm that happens, particularly if it causes the other party to lose their employment.
Crashes appear to be an unavoidable aspect of driving. This does not however mean that you can not do everything within your power to decrease the chance of them happening. The next best thing you can do is decrease how much an crash will cost you. Insuring your ToyotaHighlander is the best thing to do to help alleviate the burden of being involved in an accident.
Getting into an auto accident is a horrible thing. It can leave you penniless if you are not properly insured. That's why getting automobile coverage is such a great plan, it can truly keep your pocket from becoming broke.
Even the most experienced drivers get into accidents, so stop thinking that you can never be involved in a automobile crash just because you are a vigilant driver. Something as random as the automatic spoiling while driving is enough to cause a car accident.
All vehicles breakdown eventually, even a car as amazing as your Front. The issue is that your Front has different problems from other vehicles. It can develop a whole host of problems that are unique to its particular type.
Ensuring your automatic is constantly checked out is a great way of keeping your vehicle from malfunctioning. You can get your car checked out and all faulty parts fixed.
Getting your ToyotaHighlander covered is the best way to protect your automobile from any sudden happening. Do not be like those who think having your car insured will only hurt your finances and leave you broke. Insurance is actually the best way to defend your savings in the event an accident happens.
You can bring down your monthly or yearly premiums by using ToyotaHighlander. The fuel economy of your car is just fantastic and has been the topic of conversation among car experts.
The 73-liter capacity of your make means it's one of the most economical automobiles out there. It runs on Gasoline, which is an option which is easy on the pocket. The fuel economy is 1/100 km when driving through the urban area and 1/100 km when on the freeway.
When it comes to specs, your ToyotaHighlander takes the lead. With 157 maximum HP, 2362 cc displacement, and 220 Nm highest torque, and some of the best engine valves on the market, the 16. This automobile is one of the smoothest rides on the streets.
One cool discount offered by vehicle coverage providers is the low-mileage discount. This is offered by coverage companies if you drive your ToyotaHighlander less. The rationale is that the less you drive, the less likely you are to have an accident
A thing that coverage companies really love is the ability to know that their users keep their vehicles in safe places. Letting your coverage provider to know the location of your ToyotaHighlander let's them know you are less of a risk and will probably bring down your payments. Other safety devices like a dashcam, night vision assistance, and collision warning system are also popular ways of shaving some dollars off your monthly or per annum premiums.
As we said before, an crash can happen to anybody. Even experienced drivers find themselves in sticky situations sometimes. But the good news is that there are ways for everybody to avoid unnecessary auto crashes.
Taking defensive driving lessons is a great way to shave a few dollars off your monthly or annual premiums. Insurance companies see drivers who have undergone such training as safer drivers. They are less likely to get into crashes and cost the company cash. So this is a smart way to save some money and reduce your risk of being in a car crash.
Having a clean record as a driver is another excellent way to qualify for reduced premiums. So by being a vigilant driver you can get a automobile coverage that's easier on your savings.
Insurance carriers love drivers with impeccable records. In their opinion, they are less likely to get into automobile crashes. Therefore, their monthly or yearly premiums are also decreased.
Possessing a ToyotaHighlander does not mean you have to make a hole in your wallet because of coverage. There are different ways you can decrease your monthly or per annum premiums. Follow the options in this article or meet your trusted coverage carrier and discuss other alternative choices on how you can make you auto coverage affordable.
Toyota Highlander Trims Available
Toyota Highlander Trim Level | Annual Policy | 6-month Policy | Per Month |
---|---|---|---|
L 2WD | $1326 | $667 | $110 |
L 4WD | $1368 | $687 | $115 |
XLE 2WD | $1385 | $686 | $114 |
LE 4WD | $1371 | $691 | $115 |
LE 2WD | $1365 | $691 | $114 |
Limited 2WD | $1430 | $710 | $118 |
XLE 4WD | $1420 | $715 | $119 |
Platinum 2WD | $1478 | $741 | $123 |
Limited 4WD | $1473 | $736 | $121 |
Platinum 4WD | $1468 | $739 | $123 |
Hybrid LE 4WD | $1572 | $781 | $132 |
Hybrid LE 2WD | $1577 | $780 | $133 |
Hybrid XLE 4WD | $1623 | $815 | $135 |
Hybrid Platinum 2WD | $1683 | $828 | $140 |
Hybrid Limited 4WD | $1667 | $826 | $137 |
Hybrid Limited 2WD | $1662 | $839 | $139 |
Hybrid Platinum 4WD | $1684 | $850 | $143 |
Cost Summary
Driver Risk Profile | Annual Rate | Monthly Rate |
---|---|---|
High Risk Driver Age 30 | $3413 | $289 |
Safe Driver Age 20 | $3022 | $249 |
At-fault Accidents Age 40 | $2126 | $178 |
Low Deductibles Age 40 | $1967 | $164 |
Safe Driver Age 30 | $1602 | $134 |
Safe Driver Age 40 | $1514 | $127 |
Safe Driver Age 50 | $1374 | $116 |
Safe Driver Age 60 | $1366 | $114 |
High Deductibles Age 40 | $1285 | $107 |
Discount Rate Age 40 | $1267 | $106 |
Model by Year
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2020 Toyota Highlander | $336 | $517 | $389 | $1391 |
2019 Toyota Highlander | $319 | $509 | $397 | $1397 |
2018 Toyota Highlander | $307 | $496 | $415 | $1392 |
2017 Toyota Highlander | $299 | $479 | $434 | $1368 |
2016 Toyota Highlander | $282 | $457 | $441 | $1340 |
2015 Toyota Highlander | $269 | $424 | $455 | $1305 |
2014 Toyota Highlander | $261 | $402 | $462 | $1284 |
2013 Toyota Highlander | $247 | $360 | $465 | $1234 |
2012 Toyota Highlander | $234 | $332 | $459 | $1176 |
2011 Toyota Highlander | $226 | $313 | $462 | $1171 |
2010 Toyota Highlander | $221 | $287 | $474 | $1147 |
2009 Toyota Highlander | $204 | $268 | $480 | $1098 |
2008 Toyota Highlander | $198 | $243 | $483 | $1078 |
2007 Toyota Highlander | $186 | $221 | $479 | $1050 |
2006 Toyota Highlander | $174 | $204 | $476 | $1011 |
2005 Toyota Highlander | $169 | $183 | $468 | $977 |
2004 Toyota Highlander | $165 | $177 | $465 | $968 |
2003 Toyota Highlander | $163 | $168 | $455 | $945 |
2002 Toyota Highlander | $149 | $162 | $445 | $920 |
2001 Toyota Highlander | $146 | $152 | $446 | $906 |
Crash Tests Ratings
Vehicle Tested | Overall | Frontal | Side | Rollover |
---|---|---|---|---|
2021 Toyota Highlander SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
2021 Toyota Highlander SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
2021 Toyota Highlander Hybrid SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
2021 Toyota Highlander Hybrid SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
2020 Toyota Highlander SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
2020 Toyota Highlander Hybrid SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
2020 Toyota Highlander Hybrid SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
2019 Toyota Highlander SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
2019 Toyota Highlander SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
2019 Toyota Highlander Hybrid SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
2018 Toyota Highlander SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
2018 Toyota Highlander SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
2018 Toyota Highlander Hybrid SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
2017 Toyota Highlander SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
2017 Toyota Highlander SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
2017 Toyota Highlander HV SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
2016 Toyota Highlander SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
2016 Toyota Highlander SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
2015 Toyota Highlander SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
2015 Toyota Highlander SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
2015 Toyota Highlander HV SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
2014 Toyota Highlander SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
2014 Toyota Highlander SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
2014 Toyota Highlander HV SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
2013 Toyota Highlander SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
2013 Toyota Highlander SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
2012 Toyota Highlander SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
2012 Toyota Highlander SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
2012 Toyota Highlander HV SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
2011 Toyota Highlander SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
2011 Toyota Highlander SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
2011 Toyota Highlander HV SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
Cost by State
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1254 | $134 | -9.6% |
Alaska | $1064 | $323 | -23.2% |
Arizona | $1152 | $235 | -16.9% |
Arkansas | $1387 | -$0 | 0.0% |
California | $1580 | $193 | 13.9% |
Colorado | $1325 | $62 | -4.5% |
Connecticut | $1427 | $40 | 2.9% |
Delaware | $1570 | $183 | 13.2% |
Florida | $1736 | $349 | 25.0% |
Georgia | $1281 | $106 | -7.6% |
Hawaii | $994 | $393 | -28.2% |
Idaho | $939 | $448 | -32.2% |
Illinois | $1032 | $355 | -25.5% |
Indiana | $1044 | $343 | -24.6% |
Iowa | $937 | $450 | -32.4% |
Kansas | $1319 | $68 | -4.9% |
Kentucky | $1893 | $506 | 36.4% |
Louisiana | $2053 | $666 | 47.8% |
Maine | $857 | $530 | -38.1% |
Maryland | $1144 | $243 | -17.4% |
Massachusetts | $1110 | $277 | -19.9% |
Michigan | $2411 | $1024 | 73.6% |
Minnesota | $1160 | $227 | -16.3% |
Mississippi | $1660 | $273 | 19.6% |
Missouri | $1232 | $155 | -11.2% |
Montana | $1491 | $104 | 7.5% |
Nebraska | $1094 | $293 | -21.0% |
Nevada | $1662 | $275 | 19.7% |
New Hampshire | $998 | $389 | -27.9% |
New Jersey | $1552 | $165 | 11.9% |
New Mexico | $1228 | $159 | -11.5% |
New York | $1461 | $74 | 5.3% |
North Carolina | $799 | $588 | -42.3% |
North Dakota | $1136 | $251 | -18.0% |
Ohio | $959 | $428 | -30.8% |
Oklahoma | $1425 | $38 | 2.7% |
Oregon | $1269 | $118 | -8.5% |
Pennsylvania | $1325 | $62 | -4.5% |
Rhode Island | $1851 | $464 | 33.4% |
South Carolina | $1258 | $130 | -9.3% |
South Dakota | $1170 | $217 | -15.6% |
Tennessee | $1218 | $169 | -12.2% |
Texas | $1672 | $285 | 20.4% |
Utah | $1026 | $361 | -25.9% |
Vermont | $951 | $436 | -31.4% |
Virginia | $831 | $556 | -40.0% |
Washington | $1070 | $317 | -22.7% |
West Virginia | $1271 | $116 | -8.3% |
Wisconsin | $961 | $426 | -30.6% |
Wyoming | $1238 | $149 | -10.8% |
Diversity
Insurance Coverage Category | Loss Rate |
---|---|
Collision | -18.1% |
Property Damage | -9.2% |
Comprehensive | -5.1% |
Personal Injury | -9.0% |
Medical Payment | -14.1% |
Bodily Injury | -16.0% |
Other Toyota models
Other styles
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $64 |
Multi-vehicle | $61 |
Homeowner | $17 |
5-yr Accident Free | $81 |
5-yr Claim Free | $86 |
Paid in Full/EFT | $47 |
Advance Quote | $66 |
Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.