Toyota Prius Insurance Rates
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You did everything necessary to get your hands on your Toyota Prius. And now that you finally have it, you swear to do anything and anything it might take to keep your vehicle in tip-top shape, thus permitting you to appreciate it for several years to come. After all, not everybody may own a stunning car like this.
This beauty has a chassis that measures 4460 mm (length) x 1730 mm (width) x 1500 (height). There's lots of room inside for all as it's 5 seats. Under the striking body of the 5-door ride is the wheelbase measuring 2710 mm.
Alas, a great deal of things could take place while you're driving your Toyota Prius. For example, it might accidentally crash into a person's ride or house.
The cost of being involved in a vehicular crash, including most especially the kind in which you're the guilty party, does not come cheap. Rides and possessions may get ruined, and body parts can get hurt. Sometimes careers as well as lives may be lost, too.
Nothing can prevent accidents from happening. But, there are things you might carry out that can help lower the odds of them transpiring. There are also measures which you might take to reduce the price of being part of a vehicular accident, and also among the best solutions would be to get your Toyota Prius insured.
In contrast to popular idea, buying car coverage doesn't have to leave you broke. The truth is that it is something that can stop you from ending up poor in case the unthinkable occurs.
Refrain from believing that no auto accident will come your way because you're a seasoned car owner. Even when you are the most vigilant motorist of all time, it's still possible for a vehicular accident to transpire. As an example, part of your car's automatic could be flawed or be damaged.
In accordance with car pros, a Front differs from its counterpart not only in the way it's used, but also in issues which could happen to it along with its various components. You may see your Toyota Prius as something that is flawless, but the fact is that cars may have concerns whether it's Front or otherwise.
You can always ensure that your ride's automatic is maintained accordingly by having it altered and obtaining some of its elements replaced as required.
But, there is one more thing you may do just to be sure, and it's none other than becoming your Toyota Prius guaranteed. Do not be like other individuals who refuse to cover their cars thinking that it's only going to make a large hole in their pockets. It is really the other way round -- it will keep your pocket safe in case a car accident happens.
There are various things on your Toyota Prius that can help reduce your monthly or per annum premiums. One of these is the fuel economy for which a lot of car enthusiasts have nothing for but positive comments.
For example, it sports a 45-liter capability which is easy on your wallet as it is fueled by Gasoline / Electric Hybrid, which is among the very inexpensive options out there. When driving in the city, its fuel economy is 1/100 km. On the flip side, that is 1/100 kilometers when driving on the street.
It can be alluring to drive your Toyota Prius because you just love the way its engine feels and sounds. Its engine never fails to impress, thanks to its 16 valves, 77 maximum HP, 1497 cc displacement, and 115 Nm maximum torque.
But if your objective is to decrease your monthly or annual premiums, then you need to think about driving your Toyota Prius less. As a matter of fact, you might become eligible for your low-mileage reduction, which is superb for your wallet.
It's also a wonderful concept to prove to a trusted car coverage provider that you don't leave your Toyota Prius anywhere, which means that it is out of harm's way. This may be achieved by installing a GPS device in your ride. Many other advanced technologies might help, too, like a dashcam, night vision assist, and collision alert system.
Before, we stated that being a vigilant driver will not maintain an automobile crash from happening. However, it can definitely lower the odds of this occurring.
To develop your driving skills further, you may consider obtaining a defensive driving course. This can work to your full advantage as well as that of your passengers. However, it may also work to the advantage of your savings. That is because it might persuade your car coverage company to lower your monthly or per annum premiums.
Being a cautious driver can also help keep your driving record impeccable, which is something which can make you eligible for automobile coverage that is easy on your wallet.
Clearly, insuring your Toyota Prius doesn't need to put your savings in shambles. There are many things that you can do in order to keep the monthly or annual premiums from soaring. Other than doing the tips mentioned previously, you may also ask your auto coverage representative about other ways to make having car coverage affordable.
Toyota Prius Trims Available
| Toyota Prius Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| L Hatchback | $1425 | $711 | $118 |
| LE Hatchback | $1411 | $705 | $118 |
| LE AWD Hatchback | $1481 | $730 | $123 |
| XLE AWD Hatchback | $1461 | $731 | $122 |
| XLE Hatchback | $1477 | $734 | $122 |
| Limited AWD Hatchback | $1523 | $765 | $127 |
| Prime LE Hatchback | $1583 | $793 | $132 |
| Prime XLE Hatchback | $1603 | $788 | $133 |
| Prime Limited Hatchback | $1696 | $846 | $140 |
Model by Year
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Toyota Prius | $305 | $517 | $334 | $1284 |
| 2019 Toyota Prius | $297 | $512 | $337 | $1283 |
| 2018 Toyota Prius | $284 | $495 | $354 | $1270 |
| 2017 Toyota Prius | $277 | $478 | $363 | $1251 |
| 2016 Toyota Prius | $260 | $462 | $377 | $1238 |
| 2015 Toyota Prius | $252 | $425 | $388 | $1201 |
| 2014 Toyota Prius | $241 | $399 | $393 | $1176 |
| 2013 Toyota Prius | $232 | $359 | $395 | $1125 |
| 2012 Toyota Prius | $215 | $331 | $391 | $1074 |
| 2011 Toyota Prius | $209 | $309 | $395 | $1054 |
| 2010 Toyota Prius | $203 | $292 | $405 | $1032 |
| 2009 Toyota Prius | $186 | $268 | $405 | $995 |
| 2008 Toyota Prius | $182 | $244 | $408 | $965 |
| 2007 Toyota Prius | $171 | $225 | $406 | $928 |
| 2006 Toyota Prius | $162 | $202 | $400 | $904 |
| 2005 Toyota Prius | $156 | $183 | $397 | $873 |
| 2004 Toyota Prius | $152 | $179 | $389 | $861 |
| 2003 Toyota Prius | $149 | $170 | $387 | $839 |
| 2002 Toyota Prius | $137 | $160 | $379 | $813 |
| 2001 Toyota Prius | $134 | $152 | $378 | $801 |
Cost by Driver Age and Deductibles
| Driver Age | Deductible | Annual Cost | Monthly Cost |
|---|---|---|---|
| 20 | $998 | $2526 | $211 |
| $498 | $3000 | $250 | |
| $250 | $3525 | $292 | |
| 30 | $1004 | $1327 | $112 |
| $499 | $1587 | $134 | |
| $249 | $1885 | $154 | |
| 40 | $1006 | $1275 | $107 |
| $503 | $1527 | $128 | |
| $253 | $1780 | $148 | |
| 50 | $1004 | $1160 | $97 |
| $500 | $1384 | $115 | |
| $253 | $1599 | $134 | |
| 60 | $1009 | $1141 | $95 |
| $506 | $1344 | $112 | |
| $251 | $1565 | $132 |
Cost by Location
| City/State | Annual Rate | Monthly Rate |
|---|---|---|
| New York, NY | $2836 | $235 |
| Philadelphia, PA | $2476 | $206 |
| Los Angeles, CA | $2486 | $207 |
| San Francisco, CA | $2108 | $176 |
| San Jose, CA | $1750 | $146 |
| Phoenix, AZ | $1686 | $141 |
| San Diego, CA | $1679 | $141 |
| Jacksonville, FL | $1665 | $140 |
| Chicago, IL | $1610 | $134 |
| Dallas, TX | $1567 | $131 |
| Houston, TX | $1574 | $131 |
| Indianapolis, IN | $1498 | $124 |
| San Antonio, TX | $1397 | $116 |
| Austin, TX | $1343 | $112 |
| Columbus, OH | $1106 | $91 |
Cost by State
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1168 | $125 | -9.6% |
| Alaska | $991 | $301 | -23.4% |
| Arizona | $1069 | $223 | -17.4% |
| Arkansas | $1292 | -$0 | 0.0% |
| California | $1471 | $179 | 13.9% |
| Colorado | $1230 | $62 | -4.8% |
| Connecticut | $1326 | $34 | 2.6% |
| Delaware | $1457 | $165 | 12.9% |
| Florida | $1612 | $320 | 24.8% |
| Georgia | $1194 | $98 | -7.6% |
| Hawaii | $927 | $366 | -28.4% |
| Idaho | $874 | $418 | -32.5% |
| Illinois | $959 | $334 | -25.9% |
| Indiana | $975 | $318 | -24.7% |
| Iowa | $872 | $420 | -32.7% |
| Kansas | $1226 | $66 | -5.1% |
| Kentucky | $1761 | $468 | 36.4% |
| Louisiana | $1909 | $617 | 47.9% |
| Maine | $798 | $494 | -38.5% |
| Maryland | $1067 | $225 | -17.5% |
| Massachusetts | $1029 | $263 | -20.5% |
| Michigan | $2241 | $949 | 73.8% |
| Minnesota | $1081 | $211 | -16.4% |
| Mississippi | $1546 | $253 | 19.7% |
| Missouri | $1146 | $147 | -11.5% |
| Montana | $1387 | $94 | 7.3% |
| Nebraska | $1017 | $275 | -21.4% |
| Nevada | $1548 | $255 | 19.9% |
| New Hampshire | $929 | $364 | -28.2% |
| New Jersey | $1443 | $151 | 11.8% |
| New Mexico | $1142 | $151 | -11.8% |
| New York | $1357 | $64 | 5.0% |
| North Carolina | $742 | $551 | -42.8% |
| North Dakota | $1057 | $235 | -18.3% |
| Ohio | $888 | $404 | -31.5% |
| Oklahoma | $1322 | $30 | 2.3% |
| Oregon | $1182 | $111 | -8.6% |
| Pennsylvania | $1230 | $62 | -4.8% |
| Rhode Island | $1720 | $428 | 33.3% |
| South Carolina | $1170 | $123 | -9.5% |
| South Dakota | $1089 | $203 | -15.8% |
| Tennessee | $1130 | $163 | -12.7% |
| Texas | $1558 | $265 | 20.6% |
| Utah | $955 | $338 | -26.2% |
| Vermont | $882 | $410 | -31.9% |
| Virginia | $772 | $521 | -40.5% |
| Washington | $995 | $297 | -23.1% |
| West Virginia | $1184 | $109 | -8.4% |
| Wisconsin | $892 | $400 | -31.1% |
| Wyoming | $1152 | $141 | -11.0% |
Other Toyota models
Other styles
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
