Toyota RAV4 Insurance Rates

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You did everything essential to get your hands on your Toyota RAV4. And now that you finally have it, you vow to do anything and anything it would take to keep your car in tip-top shape, thereby permitting you to enjoy it for many years to come. After all, not everyone may own a stunning car like this.

This beauty has a frame that measures 4210 mm (length) x 1740 mm (width) x 1690 (height). There is plenty of space inside for everybody as it has 5 chairs. Underneath the gorgeous body of this 5-door vehicle is your wheelbase measuring 2380 mm.

Unfortunately, a lot of things could occur while you're driving your Toyota RAV4. For instance, it may accidentally crash into a person's car or house.

The price of being involved in a car crash, including most especially the kind where you are the at-fault party, does not come cheap. Rides and possessions can get damaged, and body parts can get injured. Sometimes careers in addition to lives may be lost, too.

Nothing can keep injuries from occurring. But, there are items you might carry out that will help lower the odds of these transpiring. There are also measures you may take to bring down the consequences of being a part of a auto accident, and also one of the best ways would be to get your Toyota RAV4 insured.

Contrary to popular belief, buying auto coverage doesn't have to leave you poor. The simple truth is that it is something which may prevent you from ending up penniless in case the unthinkable happens.

Refrain from believing that no auto crash will come your way as you are an experienced ride owner. Even when you are the most careful driver of all time, it's still possible to get a car injury to occur. For instance, part of your car's manual may be defective or be ruined.

According to auto experts, a Front differs from its rival not only in the way it's used, but also in issues which could happen to it and its many components. You will see your Toyota RAV4 as a tool that's flawless, but the simple fact is that cars may have issues whether it's Front or differently.

You can always make sure that your automobile's manual is preserved properly by getting it changed and getting some of its parts replaced as necessary.

But, there is one more step you may do just to be positive, and it is none apart from getting your Toyota RAV4 insured. Don't be like other persons who refuse to insure their cars believing that it is just going to make a massive hole in their pockets. It's actually the other way around -- it will keep your pocket secure in case a vehicular accident happens.

There are various things about your Toyota RAV4 that can lower your monthly or yearly premiums. One of these is the fuel economy where a lot of car fans have nothing for but praises.

For example, it features a 57-liter capability which is easy on your wallet since it's fueled by Gasoline - Premium, which is one of the most inexpensive choices out there. When driving in the metropolis, its fuel economy is 1/100 km. On the other hand, that's 1/100 km when driving on the street.

It may be alluring to drive your Toyota RAV4 since you just love the way its engine feels and sounds. Its motor never fails to impress, as a result of its own 16 valves, 123 maximum HP, 1792 cc displacement, and 161 Nm maximum torque.

However, if your objective is to decrease your monthly or annual premiums, you should consider driving your Toyota RAV4 less. As a matter of fact, you might become qualified for your low-mileage discount, which is good for your financial plan.

Additionally, it is a superb concept to prove to a trusted automobile coverage provider that you don't abandon your Toyota RAV4 anyplace, meaning that it is out of harm's way. This may be done by installing a satellite device on your ride. Many other innovative technologies might help, also, like a dashcam, night vision assist, and collision warning system.

Before, we mentioned that being a vigilant driver won't keep an automobile accident from happening. However, it can definitely lower the chances of this happening.

To develop your driving skills further, you might think getting a defensive driving course. This can work to your complete benefit as well as that of your passengers. However, it can also work to the benefit of your wallet. That is because it may persuade your automobile coverage company to lower your monthly or annual premiums.

Being a vigilant driver can also keep your driving record ideal, which is something that can make you qualified for car coverage that is easy on your wallet.

Evidently, insuring your Toyota RAV4 doesn't need to put your bank account in shambles. There are various things that you can do to keep the monthly or per annum premiums from soaring. Other than following the tips mentioned above, you may also ask your automobile coverage agent about other ways to make having car coverage affordable.

Toyota RAV4Toyota RAV4

Toyota RAV4 Trims Available

Toyota RAV4 Trim Level Annual Policy 6-month Policy Per Month
LE 2WD$1369$681$114
LE 4WD$1401$706$117
XLE Premium 2WD$1413$700$117
Hybrid XLE AWD$1449$718$122
XLE 2WD$1451$725$121
XLE 4WD$1444$720$121
Hybrid LE AWD$1495$754$125
XLE Premium 4WD$1491$754$125
Adventure 4WD$1533$775$128
Hybrid XSE AWD$1550$777$129
Limited 2WD$1546$770$130
Limited 4WD$1535$773$128

Model by Year

Model Year Comprehensive Collision Liability Total Premium
2020 Toyota RAV4 $279 $483 $388 $1307
2019 Toyota RAV4 $273 $479 $400 $1311
2018 Toyota RAV4 $263 $469 $418 $1303
2017 Toyota RAV4 $250 $445 $432 $1286
2016 Toyota RAV4 $239 $434 $447 $1268
2015 Toyota RAV4 $230 $405 $453 $1237
2014 Toyota RAV4 $219 $377 $455 $1218
2013 Toyota RAV4 $212 $342 $459 $1166
2012 Toyota RAV4 $199 $313 $459 $1129
2011 Toyota RAV4 $192 $292 $467 $1115
2010 Toyota RAV4 $184 $275 $479 $1088
2009 Toyota RAV4 $173 $252 $476 $1070
2008 Toyota RAV4 $168 $231 $477 $1034
2007 Toyota RAV4 $156 $213 $480 $1003
2006 Toyota RAV4 $147 $190 $479 $981
2005 Toyota RAV4 $143 $172 $472 $935
2004 Toyota RAV4 $139 $168 $458 $934
2003 Toyota RAV4 $136 $160 $457 $902
2002 Toyota RAV4 $128 $152 $448 $893
2001 Toyota RAV4 $121 $145 $445 $875

Crash Tests Ratings

Vehicle TestedOverallFrontalSideRollover
2021 Toyota RAV4 SUV FWD5 stars4 stars5 stars4 stars
2021 Toyota RAV4 SUV AWD5 stars4 stars5 stars4 stars
2021 Toyota RAV4 PRIME SUV AWDN/RN/RN/RN/R
2021 Toyota RAV4 HYBRID SUV AWD5 stars4 stars5 stars4 stars
2020 Toyota RAV4 SUV FWD5 stars4 stars5 stars4 stars
2020 Toyota RAV4 SUV AWD5 stars4 stars5 stars4 stars
2020 Toyota RAV4 HYBRID SUV AWD5 stars4 stars5 stars4 stars
2019 Toyota RAV4 SUV FWD5 stars4 stars5 stars4 stars
2019 Toyota RAV4 SUV AWD5 stars4 stars5 stars4 stars
2019 Toyota RAV4 Hybrid SUV AWD5 stars4 stars5 stars4 stars
2018 Toyota Rav4 SUV FWD5 stars4 stars5 stars4 stars
2018 Toyota Rav4 SUV AWD5 stars4 stars5 stars4 stars
2018 Toyota Rav4 Hybrid SUV AWD5 stars4 stars5 stars4 stars
2017 Toyota Rav4 SUV FWD5 stars4 stars5 stars4 stars
2017 Toyota Rav4 Hybrid SUV AWD5 stars4 stars5 stars4 stars
2016 Toyota Rav4 SUV AWD5 stars4 stars5 stars4 stars
2015 Toyota Rav4 SUV FWD Later Release5 stars4 stars5 stars4 stars
2015 Toyota Rav4 SUV FWD Early Release4 stars4 stars5 stars4 stars
2015 Toyota Rav4 SUV AWD Later Release5 stars4 stars5 stars4 stars
2015 Toyota Rav4 SUV AWD Early Release4 stars4 stars5 stars4 stars
2014 Toyota Rav4 SUV FWD4 stars4 stars5 stars4 stars
2014 Toyota Rav4 SUV AWD4 stars4 stars5 stars4 stars
2014 Toyota Rav4 EV SUV FWDN/RN/RN/RN/R
2013 Toyota Rav4 SUV FWD Later Release4 stars4 stars5 stars4 stars
2013 Toyota Rav4 SUV FWD Early Release4 stars4 stars5 stars4 stars
2013 Toyota Rav4 SUV AWD Early Release4 stars4 stars5 stars4 stars
2013 Toyota Rav4 EV SUV FWDN/RN/RN/RN/R
2012 Toyota RAV4 SUV FWD4 stars4 stars5 stars4 stars
2012 Toyota RAV4 SUV AWD4 stars4 stars5 stars4 stars
2011 Toyota RAV4 SUV FWD3 stars3 stars4 stars4 stars
2011 Toyota RAV4 SUV AWD3 stars3 stars4 stars4 stars

Cost by Driver Age and Deductibles

Driver Age Deductible Annual Cost Monthly Cost
20$998$2500$207
$499$2899$240
$253$3331$278
30$1004$1306$109
$500$1530$129
$250$1797$150
40$1009$1255$103
$503$1464$124
$253$1705$142
50$1012$1148$95
$506$1322$111
$250$1545$129
60$1008$1119$93
$503$1314$109
$252$1523$125

Cost by State

U.S. State Annual Cost 6-month Cost Monthly Cost
Alabama$1236$613$102
Alaska$1147$573$96
Arizona$1328$667$111
Arkansas$1405$698$116
California$1619$815$135
Colorado$1576$785$131
Connecticut$1600$806$133
Delaware$1599$794$133
Florida$1975$987$164
Georgia$1503$749$125
Hawaii$1160$585$97
Idaho$987$491$81
Illinois$1043$523$86
Indiana$1057$534$89
Iowa$975$485$81
Kansas$1262$641$106
Kentucky$1665$826$137
Louisiana$2167$1094$181
Maine$934$464$77
Maryland$1348$676$113
Massachusetts$1239$611$103
Michigan$2609$1314$220
Minnesota$1296$644$108
Mississippi$1309$649$109
Missouri$1297$642$107
Montana$1352$669$112
Nebraska$1154$575$96
Nevada$1654$826$136
New Hampshire$1059$528$88
New Jersey$1422$710$118
New Mexico$1281$640$105
New York$1641$817$137
North Carolina$990$496$83
North Dakota$1125$566$94
Ohio$989$491$82
Oklahoma$1581$785$133
Oregon$1293$652$108
Pennsylvania$1297$641$107
Rhode Island$1754$874$146
South Carolina$1355$681$114
South Dakota$1213$610$101
Tennessee$1209$609$101
Texas$1425$706$118
Utah$1196$597$101
Vermont$1008$511$85
Virginia$935$472$78
Washington$1144$576$97
West Virginia$1292$656$108
Wisconsin$1068$535$90
Wyoming$1294$658$108

Diversity

Insurance Coverage CategoryLoss Rate
Collision-4.0%
Property Damage-2.0%
Comprehensive-17.3%
Personal Injury32.0%
Medical Payment18.8%
Bodily Injury-3.0%

Other Toyota models

Other styles

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $61
Homeowner $17
5-yr Accident Free $81
5-yr Claim Free $86
Paid in Full/EFT $47
Advance Quote $66
Online Quote $94

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Discounts are estimated and may not be available from every company or in every state.

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