Toyota RAV4 Insurance Rates
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You did everything essential to get your hands on your Toyota RAV4. And now that you finally have it, you vow to do anything and anything it would take to keep your car in tip-top shape, thereby permitting you to enjoy it for many years to come. After all, not everyone may own a stunning car like this.
This beauty has a frame that measures 4210 mm (length) x 1740 mm (width) x 1690 (height). There is plenty of space inside for everybody as it has 5 chairs. Underneath the gorgeous body of this 5-door vehicle is your wheelbase measuring 2380 mm.
Unfortunately, a lot of things could occur while you're driving your Toyota RAV4. For instance, it may accidentally crash into a person's car or house.
The price of being involved in a car crash, including most especially the kind where you are the at-fault party, does not come cheap. Rides and possessions can get damaged, and body parts can get injured. Sometimes careers in addition to lives may be lost, too.
Nothing can keep injuries from occurring. But, there are items you might carry out that will help lower the odds of these transpiring. There are also measures you may take to bring down the consequences of being a part of a auto accident, and also one of the best ways would be to get your Toyota RAV4 insured.
Contrary to popular belief, buying auto coverage doesn't have to leave you poor. The simple truth is that it is something which may prevent you from ending up penniless in case the unthinkable happens.
Refrain from believing that no auto crash will come your way as you are an experienced ride owner. Even when you are the most careful driver of all time, it's still possible to get a car injury to occur. For instance, part of your car's manual may be defective or be ruined.
According to auto experts, a Front differs from its rival not only in the way it's used, but also in issues which could happen to it and its many components. You will see your Toyota RAV4 as a tool that's flawless, but the simple fact is that cars may have issues whether it's Front or differently.
You can always make sure that your automobile's manual is preserved properly by getting it changed and getting some of its parts replaced as necessary.
But, there is one more step you may do just to be positive, and it is none apart from getting your Toyota RAV4 insured. Don't be like other persons who refuse to insure their cars believing that it is just going to make a massive hole in their pockets. It's actually the other way around -- it will keep your pocket secure in case a vehicular accident happens.
There are various things about your Toyota RAV4 that can lower your monthly or yearly premiums. One of these is the fuel economy where a lot of car fans have nothing for but praises.
For example, it features a 57-liter capability which is easy on your wallet since it's fueled by Gasoline - Premium, which is one of the most inexpensive choices out there. When driving in the metropolis, its fuel economy is 1/100 km. On the other hand, that's 1/100 km when driving on the street.
It may be alluring to drive your Toyota RAV4 since you just love the way its engine feels and sounds. Its motor never fails to impress, as a result of its own 16 valves, 123 maximum HP, 1792 cc displacement, and 161 Nm maximum torque.
However, if your objective is to decrease your monthly or annual premiums, you should consider driving your Toyota RAV4 less. As a matter of fact, you might become qualified for your low-mileage discount, which is good for your financial plan.
Additionally, it is a superb concept to prove to a trusted automobile coverage provider that you don't abandon your Toyota RAV4 anyplace, meaning that it is out of harm's way. This may be done by installing a satellite device on your ride. Many other innovative technologies might help, also, like a dashcam, night vision assist, and collision warning system.
Before, we mentioned that being a vigilant driver won't keep an automobile accident from happening. However, it can definitely lower the chances of this happening.
To develop your driving skills further, you might think getting a defensive driving course. This can work to your complete benefit as well as that of your passengers. However, it can also work to the benefit of your wallet. That is because it may persuade your automobile coverage company to lower your monthly or annual premiums.
Being a vigilant driver can also keep your driving record ideal, which is something that can make you qualified for car coverage that is easy on your wallet.
Evidently, insuring your Toyota RAV4 doesn't need to put your bank account in shambles. There are various things that you can do to keep the monthly or per annum premiums from soaring. Other than following the tips mentioned above, you may also ask your automobile coverage agent about other ways to make having car coverage affordable.
Toyota RAV4 Trims Available
Toyota RAV4 Trim Level | Annual Policy | 6-month Policy | Per Month |
---|---|---|---|
LE 2WD | $1369 | $681 | $114 |
LE 4WD | $1401 | $706 | $117 |
XLE Premium 2WD | $1413 | $700 | $117 |
Hybrid XLE AWD | $1449 | $718 | $122 |
XLE 2WD | $1451 | $725 | $121 |
XLE 4WD | $1444 | $720 | $121 |
Hybrid LE AWD | $1495 | $754 | $125 |
XLE Premium 4WD | $1491 | $754 | $125 |
Adventure 4WD | $1533 | $775 | $128 |
Hybrid XSE AWD | $1550 | $777 | $129 |
Limited 2WD | $1546 | $770 | $130 |
Limited 4WD | $1535 | $773 | $128 |
Model by Year
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2020 Toyota RAV4 | $279 | $483 | $388 | $1307 |
2019 Toyota RAV4 | $273 | $479 | $400 | $1311 |
2018 Toyota RAV4 | $263 | $469 | $418 | $1303 |
2017 Toyota RAV4 | $250 | $445 | $432 | $1286 |
2016 Toyota RAV4 | $239 | $434 | $447 | $1268 |
2015 Toyota RAV4 | $230 | $405 | $453 | $1237 |
2014 Toyota RAV4 | $219 | $377 | $455 | $1218 |
2013 Toyota RAV4 | $212 | $342 | $459 | $1166 |
2012 Toyota RAV4 | $199 | $313 | $459 | $1129 |
2011 Toyota RAV4 | $192 | $292 | $467 | $1115 |
2010 Toyota RAV4 | $184 | $275 | $479 | $1088 |
2009 Toyota RAV4 | $173 | $252 | $476 | $1070 |
2008 Toyota RAV4 | $168 | $231 | $477 | $1034 |
2007 Toyota RAV4 | $156 | $213 | $480 | $1003 |
2006 Toyota RAV4 | $147 | $190 | $479 | $981 |
2005 Toyota RAV4 | $143 | $172 | $472 | $935 |
2004 Toyota RAV4 | $139 | $168 | $458 | $934 |
2003 Toyota RAV4 | $136 | $160 | $457 | $902 |
2002 Toyota RAV4 | $128 | $152 | $448 | $893 |
2001 Toyota RAV4 | $121 | $145 | $445 | $875 |
Crash Tests Ratings
Vehicle Tested | Overall | Frontal | Side | Rollover |
---|---|---|---|---|
2021 Toyota RAV4 SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
2021 Toyota RAV4 SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
2021 Toyota RAV4 PRIME SUV AWD | N/R | N/R | N/R | N/R |
2021 Toyota RAV4 HYBRID SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
2020 Toyota RAV4 SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
2020 Toyota RAV4 SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
2020 Toyota RAV4 HYBRID SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
2019 Toyota RAV4 SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
2019 Toyota RAV4 SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
2019 Toyota RAV4 Hybrid SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
2018 Toyota Rav4 SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
2018 Toyota Rav4 SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
2018 Toyota Rav4 Hybrid SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
2017 Toyota Rav4 SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
2017 Toyota Rav4 Hybrid SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
2016 Toyota Rav4 SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
2015 Toyota Rav4 SUV FWD Later Release | 5 stars | 4 stars | 5 stars | 4 stars |
2015 Toyota Rav4 SUV FWD Early Release | 4 stars | 4 stars | 5 stars | 4 stars |
2015 Toyota Rav4 SUV AWD Later Release | 5 stars | 4 stars | 5 stars | 4 stars |
2015 Toyota Rav4 SUV AWD Early Release | 4 stars | 4 stars | 5 stars | 4 stars |
2014 Toyota Rav4 SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
2014 Toyota Rav4 SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
2014 Toyota Rav4 EV SUV FWD | N/R | N/R | N/R | N/R |
2013 Toyota Rav4 SUV FWD Later Release | 4 stars | 4 stars | 5 stars | 4 stars |
2013 Toyota Rav4 SUV FWD Early Release | 4 stars | 4 stars | 5 stars | 4 stars |
2013 Toyota Rav4 SUV AWD Early Release | 4 stars | 4 stars | 5 stars | 4 stars |
2013 Toyota Rav4 EV SUV FWD | N/R | N/R | N/R | N/R |
2012 Toyota RAV4 SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
2012 Toyota RAV4 SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
2011 Toyota RAV4 SUV FWD | 3 stars | 3 stars | 4 stars | 4 stars |
2011 Toyota RAV4 SUV AWD | 3 stars | 3 stars | 4 stars | 4 stars |
Cost by Driver Age and Deductibles
Driver Age | Deductible | Annual Cost | Monthly Cost |
---|---|---|---|
20 | $998 | $2500 | $207 |
$499 | $2899 | $240 | |
$253 | $3331 | $278 | |
30 | $1004 | $1306 | $109 |
$500 | $1530 | $129 | |
$250 | $1797 | $150 | |
40 | $1009 | $1255 | $103 |
$503 | $1464 | $124 | |
$253 | $1705 | $142 | |
50 | $1012 | $1148 | $95 |
$506 | $1322 | $111 | |
$250 | $1545 | $129 | |
60 | $1008 | $1119 | $93 |
$503 | $1314 | $109 | |
$252 | $1523 | $125 |
Cost by State
U.S. State | Annual Cost | 6-month Cost | Monthly Cost |
---|---|---|---|
Alabama | $1236 | $613 | $102 |
Alaska | $1147 | $573 | $96 |
Arizona | $1328 | $667 | $111 |
Arkansas | $1405 | $698 | $116 |
California | $1619 | $815 | $135 |
Colorado | $1576 | $785 | $131 |
Connecticut | $1600 | $806 | $133 |
Delaware | $1599 | $794 | $133 |
Florida | $1975 | $987 | $164 |
Georgia | $1503 | $749 | $125 |
Hawaii | $1160 | $585 | $97 |
Idaho | $987 | $491 | $81 |
Illinois | $1043 | $523 | $86 |
Indiana | $1057 | $534 | $89 |
Iowa | $975 | $485 | $81 |
Kansas | $1262 | $641 | $106 |
Kentucky | $1665 | $826 | $137 |
Louisiana | $2167 | $1094 | $181 |
Maine | $934 | $464 | $77 |
Maryland | $1348 | $676 | $113 |
Massachusetts | $1239 | $611 | $103 |
Michigan | $2609 | $1314 | $220 |
Minnesota | $1296 | $644 | $108 |
Mississippi | $1309 | $649 | $109 |
Missouri | $1297 | $642 | $107 |
Montana | $1352 | $669 | $112 |
Nebraska | $1154 | $575 | $96 |
Nevada | $1654 | $826 | $136 |
New Hampshire | $1059 | $528 | $88 |
New Jersey | $1422 | $710 | $118 |
New Mexico | $1281 | $640 | $105 |
New York | $1641 | $817 | $137 |
North Carolina | $990 | $496 | $83 |
North Dakota | $1125 | $566 | $94 |
Ohio | $989 | $491 | $82 |
Oklahoma | $1581 | $785 | $133 |
Oregon | $1293 | $652 | $108 |
Pennsylvania | $1297 | $641 | $107 |
Rhode Island | $1754 | $874 | $146 |
South Carolina | $1355 | $681 | $114 |
South Dakota | $1213 | $610 | $101 |
Tennessee | $1209 | $609 | $101 |
Texas | $1425 | $706 | $118 |
Utah | $1196 | $597 | $101 |
Vermont | $1008 | $511 | $85 |
Virginia | $935 | $472 | $78 |
Washington | $1144 | $576 | $97 |
West Virginia | $1292 | $656 | $108 |
Wisconsin | $1068 | $535 | $90 |
Wyoming | $1294 | $658 | $108 |
Diversity
Insurance Coverage Category | Loss Rate |
---|---|
Collision | -4.0% |
Property Damage | -2.0% |
Comprehensive | -17.3% |
Personal Injury | 32.0% |
Medical Payment | 18.8% |
Bodily Injury | -3.0% |
Other Toyota models
Other styles
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $64 |
Multi-vehicle | $61 |
Homeowner | $17 |
5-yr Accident Free | $81 |
5-yr Claim Free | $86 |
Paid in Full/EFT | $47 |
Advance Quote | $66 |
Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.