Virginia Beach Car Insurance - Virginia
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How much is car insurance in Virginia Beach?
Virginia Beach for basic insurance coverage under Progressive's ''Snapshot'' plan. The Snapshot program is an optional discount plan that rewards drivers who drive less than the average American driver. If you drive more, your premiums can increase by as much as 30 percent compared to other customers without discounts, according to the company's website.
How much is car insurance a month in Virginia?
A lot. According to the Virginia Department of Motor Vehicles, the average cost for basic liability coverage in Virginia is $496 per year, while comprehensive and collision coverage runs about $236 and $259 annually, respectively.
What car insurance is required by law in Virginia?
In the state of Virginia, there is no requirement for car insurance. Car owners can choose to obtain coverage for their vehicles if they wish; however, those who do not purchase an insurance policy and register a vehicle will be subject to paying a $500 uninsured motorist fee.
Is car insurance mandatory in Virginia?
Yes. Your vehicle must be insured before you can legally drive it on any Virginia road. You cannot only buy the minimum liability coverage required by law either; to protect yourself, your family members, and other drivers on the road, you should explore buying higher amounts of coverage than the state requires for your situation.
Virginia Beach Cheapest Companies
| Cheapest Companies | Quotes |
|---|---|
Allstate | $59/mo |
State Farm | $65/mo |
Progressive | $66/mo |
American Family | $154/mo |
The General | $227/mo |
Around Cities
Virginia Cities | |
|---|---|
| Norfolk | $134/mo |
| Chesapeake | $150/mo |
| Richmond | $124/mo |
| Arlington | $125/mo |
| Virginia Beach | $115/mo |
| Virginia | $130/mo |
Virginia Beach Best Companies
| Best Companies | Score ? | Quotes ? |
|---|---|---|
Nationwide | 89 | $161/mo |
American Family | 89 | $173/mo |
Safeco | 86 | $130/mo |
Liberty Mutual | 82 | $200/mo |
Mercury | 81 | $208/mo |
Virginia Beach Drivers by Age
| Driver Age | Avg. Monthly Cost |
|---|---|
| teens | $383 |
| 20s | $241 |
| 30s | $190 |
| 40s | $179 |
| 50s | $168 |
| 60s | $130 |
| 70s | $152 |
| 80s | $185 |
Driving History
| Driving History | Avg. Monthly Cost |
|---|---|
| No Violation | $185 |
| Speeding Ticket | $237 |
| At-Fault Accident | $231 |
| Failure to Stop for Red Light / Stop Sign | $206 |
Virginia Beach Scores
| Credit Tie | Avg. Monthly Cost |
|---|---|
| Excellent | $172 |
| Good | $209 |
| Average | $208 |
| Poor | $219 |
Virginia Beach Ratings
| Cities with Most DUIs Rank | #8 |
| Cities with Most Moving Violations Rank | #15 |
| Most Popular Car in state | Honda Civic |
| Cities with Most Speeding Tickets Rank | #26 |
| Cities with Most Suspended Licenses Rank | #18 |
Averages
| Virginia Beach Average (per year) | Virginia Average | U.S. Average |
| $1038 | $1003 | $1543 |
Group by Genders
| Gender/Marital Status | Average Annual Rate |
| Female | $1047 |
| Male | $1054 |
| Single | $912 |
| Married | $912 |
| Divorced | $1042 |
| Widowed | $914 |
Violations
| Violation/Incident | Average Yearly Rate |
| DWI/DUI | $1629 |
| Reckless Driving | $1464 |
| $1010 | $1451 |
| $2015 | $1659 |
| Speeding Ticket (16-20 mph over speed limit) | $1298 |
Virginia Beach Info
| Major Highways | I-264,U.S. 58,SR 279 |
| Public Transit | VB Wave,The Tide,The MAX |
| Toll Roads | Virginia Beach Expressway,, |
Virginia Beach Zipcodes
- 23450
- 23451
- 23452
- 23453
- 23454
- 23455
- 23456
- 23457
- 23458
- 23459
- 23460
- 23461
- 23462
- 23463
- 23464
- 23465
- 23466
- 23467
- 23471
- 23479
Other cities of same state
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Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
