Volkswagen Beetle Insurance Rates
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Are Volkswagen Beetles expensive to insure?
Yes. Insurance companies factor the cost of every car into their calculations, and VW Golfs are simply more expensive to insure than Camrys or Accords because they're worth more.
Is insurance high on Volkswagens?
Volkswagen insurance is so high because it's mandatory. It's included in the total cost of your car, and there is no way to opt-out of this charge.
Is Volkswagen cheap insurance?
VW Insurance is cheaper than most, but you can find deals online with as low as 0% down and as high as 2%. A Volkswagen might be a little more expensive to insure because they do tend to draw interest from those with love for them. The fact that they are incredibly beautiful doesn't hurt either.
What year Volkswagen Beetle to avoid?
Avoid Beetles manufactured from 2011 to 2015, or if you can't avoid them, make sure it has at least 1.8 liters of the turbocharged engine under the hood.
Volkswagen Beetle Trims Available
| Volkswagen Beetle Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| Final Edition SE Convertible | $1352 | $679 | $112 |
| S Hatchback | $1342 | $675 | $112 |
| Final Edition SE Hatchback | $1405 | $698 | $117 |
| Final Edition SEL Convertible | $1384 | $698 | $117 |
| S Convertible | $1434 | $715 | $118 |
| Final Edition SEL Hatchback | $1423 | $724 | $119 |
| SE Hatchback | $1437 | $724 | $120 |
| SE Convertible | $1517 | $750 | $127 |
Cost Summary
| Driver Risk Profile | Annual Rate | Monthly Rate |
|---|---|---|
| High Risk Driver Age 30 | $3240 | $267 |
| Safe Driver Age 20 | $2835 | $236 |
| At-fault Accidents Age 40 | $1992 | $166 |
| Low Deductibles Age 40 | $1804 | $151 |
| Safe Driver Age 30 | $1469 | $123 |
| Safe Driver Age 40 | $1419 | $117 |
| Safe Driver Age 50 | $1286 | $108 |
| Safe Driver Age 60 | $1264 | $105 |
| High Deductibles Age 40 | $1204 | $101 |
| Discount Rate Age 40 | $1169 | $97 |
Model by Year
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Volkswagen Beetle | $270 | $534 | $338 | $1290 |
| 2018 Volkswagen Beetle | $262 | $530 | $358 | $1269 |
| 2017 Volkswagen Beetle | $251 | $504 | $365 | $1260 |
| 2016 Volkswagen Beetle | $240 | $487 | $380 | $1233 |
| 2015 Volkswagen Beetle | $230 | $453 | $388 | $1211 |
| 2014 Volkswagen Beetle | $219 | $428 | $391 | $1161 |
| 2013 Volkswagen Beetle | $209 | $379 | $393 | $1111 |
| 2012 Volkswagen Beetle | $198 | $352 | $392 | $1079 |
Cost by State
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1155 | $124 | -9.7% |
| Alaska | $981 | $298 | -23.3% |
| Arizona | $1063 | $216 | -16.9% |
| Arkansas | $1279 | -$0 | 0.0% |
| California | $1457 | $178 | 13.9% |
| Colorado | $1219 | $60 | -4.7% |
| Connecticut | $1313 | $34 | 2.7% |
| Delaware | $1447 | $168 | 13.1% |
| Florida | $1597 | $318 | 24.8% |
| Georgia | $1181 | $98 | -7.7% |
| Hawaii | $921 | $358 | -28.0% |
| Idaho | $867 | $412 | -32.2% |
| Illinois | $951 | $328 | -25.6% |
| Indiana | $963 | $316 | -24.7% |
| Iowa | $861 | $418 | -32.7% |
| Kansas | $1215 | $64 | -5.0% |
| Kentucky | $1745 | $466 | 36.4% |
| Louisiana | $1892 | $613 | 48.0% |
| Maine | $791 | $488 | -38.1% |
| Maryland | $1055 | $224 | -17.5% |
| Massachusetts | $1019 | $260 | -20.3% |
| Michigan | $2220 | $941 | 73.5% |
| Minnesota | $1073 | $206 | -16.1% |
| Mississippi | $1531 | $252 | 19.7% |
| Missouri | $1133 | $146 | -11.4% |
| Montana | $1373 | $94 | 7.3% |
| Nebraska | $1005 | $274 | -21.4% |
| Nevada | $1533 | $254 | 19.8% |
| New Hampshire | $921 | $358 | -28.0% |
| New Jersey | $1429 | $150 | 11.7% |
| New Mexico | $1131 | $148 | -11.6% |
| New York | $1345 | $66 | 5.2% |
| North Carolina | $735 | $544 | -42.5% |
| North Dakota | $1049 | $230 | -18.0% |
| Ohio | $881 | $398 | -31.1% |
| Oklahoma | $1311 | $32 | 2.5% |
| Oregon | $1171 | $108 | -8.4% |
| Pennsylvania | $1219 | $60 | -4.7% |
| Rhode Island | $1705 | $426 | 33.3% |
| South Carolina | $1159 | $120 | -9.4% |
| South Dakota | $1079 | $200 | -15.6% |
| Tennessee | $1119 | $160 | -12.5% |
| Texas | $1541 | $262 | 20.5% |
| Utah | $947 | $332 | -25.9% |
| Vermont | $873 | $406 | -31.7% |
| Virginia | $767 | $512 | -40.0% |
| Washington | $987 | $292 | -22.8% |
| West Virginia | $1171 | $108 | -8.4% |
| Wisconsin | $883 | $396 | -30.9% |
| Wyoming | $1139 | $140 | -10.9% |
Other Volkswagen models
Other styles
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
