Volvo S40 Insurance Rates
![](./src/img/download.png)
Enter your zip code below to view companies that have cheap auto insurance rates.
Nobody could deny your Volvo S40 is a total beauty. One look at the chassis measuring 1780 mm (width) by 4470 mm (length) by 1460 (height) can show that this is true.
It's not just outside of the Volvo S40 which will amaze, but in addition its interior too. There is tons of room for family members and pals since it seats up to 5 passengers. Getting in and out the vehicle with a wheelbase measuring 2650 mm is trouble-free for all as it has a total of 4 doors.
Before taking your gorgeous ride from one spot to another, you should most importantly have it insured. This can serve as a defense for your pocket just in case a vehicular accident happens.
Possibly somebody told you that insuring your Volvo S40 will not be easy on your savings due to the high monthly or yearly premiums. It's for precisely the same reason some car owners don't cover their possessions, unless they are residents of states in which every auto owner should buy the minimum auto coverage policy.
Whether or not buying car coverage is required by the law, then it's a fantastic idea to insure your Volvo S40. That is because a vehicular accident may still occur even if you're the most experienced and cautious driver around.
There are various things which could be blamed for a auto accident other than having weak driving skills. An issue regarding the transmission is among those. For instance, a part of this manual transmission could be faulty. In some scenarios, it may become damaged due to normal wear and tear.
You might think about your Volvo S40 to possess the finest Front. Unfortunately, cars using Front or the other type are not impervious to issues.
Getting your car's manual transmission looked at on a regular basis or substituted as necessary could help lower the chance of problems and finally vehicular accidents. But will not keep vehicular that runs Gasoline.
And while we're at it, other engine-related characteristics of this Volvo S40 include: 138 maximum HP, 220 Nm maximum torque, 20 valves, and 2435 cc displacement.
Yes, enjoying less its gas economy boasting of 1/100 km when driving in the urban area 1/100 kilometers when driving on the main road may make having an auto coverage policy cheaper. The good thing is that bringing down the price of automobile coverage doesn't start and end there.
Aside from driving your Volvo S40 less, you might also drive it safely as you possibly can. It is possible to prove this to the car coverage carrier by introducing a driving record that is flawless.
Finishing a defensive driving course is one trouble-free way to turn yourself by a rash to a cautious driver. It's not just for lowering auto coverage rates. It is also for lowering your risk of crashing into another car or someone's property.
To exhibit that you're willing to do anything and everything that it might take to maintain vehicular accidents at bay, you might install some vehicle safety attributes. Some instances include side airbags, brake assistance, reverse parking sensors, dash cam, forward collision warning, and blind-spot warning.
Parking your Volvo S40 where it's from harm's way can also help lower your monthly or yearly premiums. You are able to establish the fact that you're not leaving your car in questionable places with the assistance of a satellite tracker.
Refrain from assuming that automobile coverage is expensive or a cause of unnecessary expenses. It's for your protection just in case a car crash occurs and you are the guilty party. There are various ways to maintain your monthly or annual premiums low, and the hints stated above are merely some of these.
![Volvo S40](https://www.zecoverage.com/images/models/1591230640-2002_Volvo_S40_2.0_sedan_282341861553529.jpg)
![Volvo S40](https://www.zecoverage.com/images/models/1591230644-2nd-Volvo-S40-T5.jpg)
Volvo S40 Trims Available
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Volvo S40 2.4I | $1151 | $96 |
Volvo S40 T5 | $1204 | $101 |
Volvo S40 T5 AWD R-Design | $1214 | $101 |
Model by Year
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2011 Volvo S40 | $216 | $345 | $470 | $1186 |
2010 Volvo S40 | $210 | $323 | $478 | $1170 |
2009 Volvo S40 | $193 | $302 | $477 | $1123 |
2008 Volvo S40 | $190 | $275 | $483 | $1101 |
2007 Volvo S40 | $175 | $248 | $473 | $1052 |
2006 Volvo S40 | $168 | $228 | $476 | $1037 |
2005 Volvo S40 | $164 | $203 | $471 | $994 |
2004 Volvo S40 | $158 | $198 | $461 | $971 |
2003 Volvo S40 | $156 | $189 | $451 | $962 |
2002 Volvo S40 | $141 | $179 | $446 | $928 |
2001 Volvo S40 | $139 | $169 | $444 | $906 |
Cost by State
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1080 | $115 | -9.7% |
Alaska | $917 | $279 | -23.5% |
Arizona | $994 | $202 | -17.1% |
Arkansas | $1195 | -$0 | 0.0% |
California | $1363 | $168 | 14.1% |
Colorado | $1143 | $53 | -4.4% |
Connecticut | $1230 | $34 | 2.9% |
Delaware | $1353 | $158 | 13.3% |
Florida | $1496 | $301 | 25.4% |
Georgia | $1103 | $93 | -7.9% |
Hawaii | $858 | $337 | -28.5% |
Idaho | $808 | $388 | -32.7% |
Illinois | $891 | $305 | -25.7% |
Indiana | $899 | $297 | -25.0% |
Iowa | $808 | $388 | -32.7% |
Kansas | $1135 | $61 | -5.1% |
Kentucky | $1632 | $436 | 36.9% |
Louisiana | $1771 | $576 | 48.6% |
Maine | $739 | $456 | -38.6% |
Maryland | $985 | $210 | -17.8% |
Massachusetts | $957 | $238 | -20.1% |
Michigan | $2076 | $880 | 74.3% |
Minnesota | $1000 | $196 | -16.6% |
Mississippi | $1432 | $236 | 20.0% |
Missouri | $1060 | $135 | -11.4% |
Montana | $1284 | $89 | 7.5% |
Nebraska | $943 | $252 | -21.3% |
Nevada | $1432 | $236 | 20.0% |
New Hampshire | $860 | $335 | -28.3% |
New Jersey | $1337 | $141 | 11.9% |
New Mexico | $1060 | $135 | -11.4% |
New York | $1260 | $65 | 5.5% |
North Carolina | $689 | $507 | -42.8% |
North Dakota | $977 | $218 | -18.4% |
Ohio | $824 | $372 | -31.4% |
Oklahoma | $1228 | $32 | 2.7% |
Oregon | $1094 | $101 | -8.5% |
Pennsylvania | $1141 | $55 | -4.6% |
Rhode Island | $1595 | $400 | 33.7% |
South Carolina | $1082 | $113 | -9.6% |
South Dakota | $1010 | $186 | -15.6% |
Tennessee | $1046 | $149 | -12.6% |
Texas | $1442 | $246 | 20.8% |
Utah | $886 | $309 | -26.0% |
Vermont | $820 | $376 | -31.7% |
Virginia | $717 | $479 | -40.4% |
Washington | $923 | $273 | -23.0% |
West Virginia | $1094 | $101 | -8.5% |
Wisconsin | $828 | $368 | -31.0% |
Wyoming | $1066 | $129 | -10.9% |
Other Volvo models
Other styles
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $64 |
Multi-vehicle | $61 |
Homeowner | $17 |
5-yr Accident Free | $81 |
5-yr Claim Free | $86 |
Paid in Full/EFT | $47 |
Advance Quote | $66 |
Online Quote | $94 |
Compare Rates and Save
Find companies with the cheapest rates in your area
Discounts are estimated and may not be available from every company or in every state.