Volvo S80 Insurance Rates
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Are you currently a budget-conscious owner of Volvo S80? Then it is a must for you to get auto coverage. Doing so isn't shelling out cash monthly or per annum unnecessarily. Instead, it can shield you from spending lots of funds if an accident occurs and you are the person who's at-fault.
The Volvo S80 is a true beauty. Its chassis, which measures 1840 mm (width) x 4830 mm (length) x 1440 (elevation), has 4 doors and a wheelbase having a measurement of 2780 mm.
Starting the engine establishes the fact that the car you own is a full stunner. Its 80-liter capacity engine which utilizes has 20 valves, 2401 cc displacement, 350 Nm total torque, and 161 maximum HP.
Possessing a automatic transmission, it's plain to see that the Volvo S80 is the best Front that a vehicle enthusiast like you might have.
And now that you are the happy proprietor of this Volvo S80, there is one very vital step that you ought to do before you begin enjoying your valued possession to the max. It is none other than buying car coverage. Before you think that it's merely a waste of your money, continue reading to realize it's really good for your wallet.
Later on, we'll also discuss a few of the situations that you may do in order to decrease the expense of insuring your Volvo S80. Yes, auto coverage doesn't have to wreak havoc upon the pocket as many men and women assume.
It may look like purchasing car coverage is all about making a car coverage policy company rich. After all, it involves shelling finances monthly or annually, the cost of which is oftentimes exorbitant. However, the reality is that car coverage is for your protection in addition to that of your Volvo S80 if a vehicular accident occurs.
In regards to a vehicular crash, it's either you're the victim or the person who is accountable. The latter can be very expensive as you will be the person who will look after the repair of the automobile of another party. In case he or she is hurt, you'll also look after the health care expenses. And when the person could not work again because of her or his bodily accidents, it's your savings that will provide her or his losses.
You can pay for all the stuff mentioned above. Or you may leave the task to a car coverage provider. You don't have to be a genius to know that no vehicle operator would pick the first option.
This is precisely the reason you should have your Volvo S80 insured. Doing so is the primary step to choose to save from shouldering all sorts of expenditures in case a car crash happens and you are the person who's accountable.
The overall cost is just a very small fraction of the quantity of money that you will need to shell out monthly or per annum for your automobile coverage. It is because of this why you shouldn't believe that buying auto coverage is unnecessary. It is a must especially if you are driving your Volvo S80 at a state where owning the minimal policy is required by the law.
Especially for individuals who own premier rides, the monthly or yearly premiums can be very steep. It is for the fact that the rides they're driving are pricey.
However, it doesn't mean that being the holder of Volvo S80 leaves one no option but to shell out a massive amount of bread for premiums. Believe it or not, there are many things that you could carry out to bring down the price of automobile coverage. Some of them are unbelievably easy, but are proven to make insuring a vehicle cheap.
One of the most effortless ways to save yourself from expensive monthly or yearly premiums is driving your ride less. The explanation for this is straightforward: it is less likely for you to have a vehicular accident if you're not using your car regularly.
Regrettably, if you would like to prevent steep car insurance premiums through this suggestion, sacrifices will have to be made. Needless to say, you will need to have significantly less your of car's fuel economy, which can be 7.8 1/100 km for urban driving and 6.1 1/100 kilometers for main road driving.
Additionally, it is a nice idea to park your car or truck in your garage or where it's protected safe. This is to lower the danger of your Volvo S80 being pilfered or burglarized. To prove to your car insurance provider which you're not leaving your automobile anywhere, you might install a GPS tracker that could reveal your automobile's coordinates.
Another simple tip on lowering the price of monthly or per annum premiums is being a cautious driver. For this, you might complete a defensive driving lesson to show to the auto insurance provider that you are a great driver. If you've got a clean driving record, keeping it free of traffic offenses can save you from paying steep premiums.
Getting your Volvo S80 installed with after-market security attributes is also a great idea. With them, your risk of being at a car accident and becoming the accountable party, too, can be reduced considerably.
There are many different techniques to make your monthly or yearly premiums easier on the pocket. Do not hesitate to ask your trusted car insurance company person what they are. Along with the useful tips mentioned above, you will realize that purchasing car insurance doesn't need to leave your savings in a catastrophe.
Volvo S80 Trims Available
| Volvo S80 Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| T5 Drive-E Sedan | $1381 | $690 | $116 |
| T5 Platinum Sedan | $1429 | $721 | $119 |
Cost Summary
| Driver Risk Profile | Annual Rate | Monthly Rate |
|---|---|---|
| High Risk Driver Age 30 | $3190 | $268 |
| Safe Driver Age 20 | $2800 | $234 |
| At-fault Accidents Age 40 | $1973 | $167 |
| Low Deductibles Age 40 | $1857 | $152 |
| Safe Driver Age 30 | $1478 | $124 |
| Safe Driver Age 40 | $1404 | $117 |
| Safe Driver Age 50 | $1295 | $107 |
| Safe Driver Age 60 | $1258 | $105 |
| High Deductibles Age 40 | $1198 | $100 |
| Discount Rate Age 40 | $1164 | $98 |
Model by Year
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2016 Volvo S80 | $316 | $648 | $441 | $1563 |
| 2015 Volvo S80 | $303 | $596 | $457 | $1505 |
| 2014 Volvo S80 | $294 | $570 | $457 | $1463 |
| 2013 Volvo S80 | $281 | $510 | $462 | $1420 |
| 2012 Volvo S80 | $262 | $466 | $461 | $1345 |
| 2011 Volvo S80 | $252 | $438 | $467 | $1320 |
| 2010 Volvo S80 | $243 | $406 | $478 | $1295 |
| 2009 Volvo S80 | $227 | $380 | $478 | $1243 |
| 2008 Volvo S80 | $222 | $345 | $479 | $1204 |
| 2007 Volvo S80 | $207 | $314 | $475 | $1151 |
| 2006 Volvo S80 | $194 | $284 | $478 | $1120 |
| 2005 Volvo S80 | $190 | $256 | $469 | $1076 |
| 2004 Volvo S80 | $186 | $252 | $464 | $1061 |
| 2003 Volvo S80 | $182 | $240 | $452 | $1036 |
| 2002 Volvo S80 | $167 | $226 | $445 | $998 |
| 2001 Volvo S80 | $160 | $217 | $446 | $980 |
Cost by State
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1430 | $150 | -9.6% |
| Alaska | $1213 | $367 | -23.5% |
| Arizona | $1313 | $267 | -17.1% |
| Arkansas | $1580 | -$0 | 0.0% |
| California | $1801 | $221 | 14.2% |
| Colorado | $1509 | $71 | -4.6% |
| Connecticut | $1625 | $45 | 2.8% |
| Delaware | $1789 | $209 | 13.4% |
| Florida | $1975 | $395 | 25.3% |
| Georgia | $1458 | $122 | -7.8% |
| Hawaii | $1136 | $444 | -28.5% |
| Idaho | $1072 | $508 | -32.6% |
| Illinois | $1177 | $403 | -25.8% |
| Indiana | $1191 | $389 | -24.9% |
| Iowa | $1066 | $515 | -33.0% |
| Kansas | $1501 | $79 | -5.1% |
| Kentucky | $2155 | $575 | 36.9% |
| Louisiana | $2342 | $762 | 48.8% |
| Maine | $974 | $606 | -38.8% |
| Maryland | $1305 | $275 | -17.6% |
| Massachusetts | $1266 | $314 | -20.2% |
| Michigan | $2745 | $1165 | 74.6% |
| Minnesota | $1323 | $257 | -16.5% |
| Mississippi | $1892 | $312 | 20.0% |
| Missouri | $1402 | $178 | -11.4% |
| Montana | $1700 | $120 | 7.7% |
| Nebraska | $1246 | $334 | -21.5% |
| Nevada | $1896 | $316 | 20.3% |
| New Hampshire | $1136 | $444 | -28.5% |
| New Jersey | $1766 | $186 | 12.0% |
| New Mexico | $1400 | $180 | -11.5% |
| New York | $1667 | $87 | 5.6% |
| North Carolina | $912 | $668 | -42.8% |
| North Dakota | $1294 | $286 | -18.3% |
| Ohio | $1092 | $488 | -31.3% |
| Oklahoma | $1623 | $43 | 2.7% |
| Oregon | $1448 | $132 | -8.4% |
| Pennsylvania | $1509 | $71 | -4.6% |
| Rhode Island | $2109 | $529 | 33.9% |
| South Carolina | $1430 | $150 | -9.6% |
| South Dakota | $1335 | $245 | -15.7% |
| Tennessee | $1386 | $194 | -12.5% |
| Texas | $1904 | $324 | 20.8% |
| Utah | $1171 | $409 | -26.2% |
| Vermont | $1080 | $500 | -32.1% |
| Virginia | $946 | $634 | -40.6% |
| Washington | $1221 | $359 | -23.0% |
| West Virginia | $1448 | $132 | -8.4% |
| Wisconsin | $1094 | $486 | -31.2% |
| Wyoming | $1408 | $172 | -11.0% |
Other Volvo models
Other styles
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
