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What are the 3 types of car insurance?

There are three main types of car insurance, as follows: liability car insurance provides coverage to other people and property in the event that you're responsible for an accident. In general, this type of insurance is required by law. If you have a loan on your vehicle or if it's borrowed from a friend or family member, then collision and comprehensive may be options to consider as well. Collision provides coverage for damage to your vehicle caused by a collision with another object. Comprehensive covers damages to your vehicle resulting from causes other than collisions, such as fire, theft, or vandalism. Liability coverage can function as both bodily injury and property damage liability protection under one policy. This means that it will pay for damages you cause to another person's body, property or car when you are at fault in an accident. A typical policy will cover up to $250,000 for bodily injury per person in an accident and $500,000 in total for bodily injury if multiple people are hurt in the same accident. It also covers up to $50,000 in property damage when you are at fault in an accident involving another vehicle or any fixed object like a light post or stop sign, but this amount varies by state.

What is the mandatory car insurance called and what does it protect you from?

The mandatory insurance that is referred to in your question is the ''third party, fire and theft'' cover. This type of cover protects people from legal liabilities arising from injuries and damage caused by you to third parties or their property during the use of a vehicle insured under this policy.

What is an insurance Automatic coverage?

Automatic coverage is an insurance policy that has been underwritten without asking for your health information. It is the most efficient way to apply as you don't need any medical documents and therefore no waiting time for processing them.

Do you need insurance on a sitting car?

According to the National Association of Insurance Commissioners (NAIC), you don't need it. But, if you ever plan on selling your car, insurance will be needed so that you'll have proof that the car is insured. This means getting a body shop to look at your car or calling an insurance company about how much they would charge for this type of vehicle.

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